Parda Credit Union Lititz PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Parda Federal Credit Union, your trusted financial partner in Lititz, PA! Located at 400 W Lincoln Ave, we've been serving our community since 1974 with a commitment to providing personalized banking solutions that truly meet the needs of our members. With over 15,201 satisfied members and total assets exceeding $208 million, we pride ourselves on fostering strong relationships and empowering individuals to achieve their financial goals. At Parda, we understand that every member's journey is unique. That's why we offer a wide range of services, from checking and savings accounts to auto loans and credit cards with rewards. Our dedicated team, led by CEO Kimberly Jones and Board President David Sweet, works tirelessly to ensure you receive the best support possible. While you can visit us directly at our branch for all your banking needs, if you need to send any official correspondence, please use our mailing address: c/o Johnson & Johnson, Lititz, PA 17543-8799. Our financial health speaks volumes about our commitment to you. With total deposits of $9,566,109 and a solid net worth of $28,079,954, your money is in safe hands. Plus, with $1,447,747 in cash readily available, we are prepared to assist you promptly. Join us today to experience the difference of community-focused banking! Whether you're looking to open a new account or inquire about loans, we're just a call away at (717) 627-9329. Visit our website at parda.com for more information on how we can help you thrive financially!

Branch History & Mission

Looking Ahead

As we move forward, we remain dedicated to enhancing our services with digital advancements that ensure convenience and security for all our members. We also prioritize compliance with ADA standards so that everyone can access our services comfortably. Join us at Parda Federal Credit Union today! Whether you're looking to open an account or seeking guidance on loans, we're here to help you navigate your financial journey. Experience the difference of being a member-focused credit union where your needs come first. Visit us or check out our website at Parda.com for more information!

Our Mission

The mission of Parda Federal Credit Union is clear: to empower our members through personalized financial solutions while promoting growth within the communities we serve. We believe in making banking straightforward and accessible. Our diverse range of services includes checking and savings accounts, vehicle financing, credit cards with rewards, and various business banking options. Each service is designed with our members' best interests at heart. We strive to create an inclusive environment where everyone feels valued. Our commitment extends beyond financial transactions; we actively participate in community outreach programs and partnerships that uplift those around us. We understand that together we can achieve more. While members can visit us at 400 W Lincoln Ave, official correspondence should be sent to c/o Johnson & Johnson, Lititz, PA 17543-8799 if needed. For your convenience, we offer ATM availability and online banking options for easy access to your funds anytime you need them.

Branch Location & Accessibility

Welcome to Parda Federal Credit Union, located at 400 W Lincoln Ave in the charming town of Lititz, Pennsylvania! Our branch is easy to find and conveniently situated near local favorites, making your visit pleasant and straightforward. Whether you're stopping by after a trip to the nearby Lititz Springs Park or heading home from a day at the Historic Lititz Museum, we are here to serve you. At Parda, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. Plus, we offer ample parking so you can find a spot without any hassle. Our operating hours are designed with your schedule in mind. Visit us Monday, Tuesday, and Thursday from 9:00 AM to 4:00 PM; on Wednesdays, we're open earlier from 7:00 AM until 1:30 PM; and Fridays from 7:00 AM to 3:30 PM. We aim to provide flexibility for all your banking needs. In addition to our welcoming lobby, we offer ATM services for quick cash withdrawals and balance checks. Although we do not have drive-thru banking at this location, our friendly staff is always ready to assist you inside. While members can visit us at 400 W Lincoln Ave, official correspondence should be sent to c/o Johnson & Johnson in Lititz for any necessary paperwork. If you're looking for personal banking solutions such as checking accounts, auto loans, or mortgages, or if you need assistance with business banking services like merchant services or business loans, stop by! Our team is eager to help you achieve your financial goals. Have questions? Don't hesitate to call us at 717-627-9329. We look forward to welcoming you into the Parda family!

Member Eligibility

At Parda, we believe that everyone deserves a chance to be part of a community that truly cares. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our local area. If you meet these simple criteria, you're on your way to enjoying the benefits of being part of our family! Our members enjoy personalized service, competitive rates on loans and savings, and a range of financial products tailored just for them. For more details on eligibility, feel free to check out our website at http://www.parda.com/join/how-to/become-a-member . If you're ready to take the next step, opening an account is straightforward just visit us online at https://now.parda.com/enroll or give us a call at (717) 627-9329. We're located at 400 W Lincoln Ave Lititz Pa 17543, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to simplify transactions for your business. Whether you're running a retail shop or a service-based company, our payment solutions help you accept payments easily and securely. This means more time focusing on what you do best serving your customers and growing your business. For personalized assistance or to learn more about how our services can benefit you, contact us today at (717) 627-9329. Let's build your business together!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. Imagine being able to expand your operations, invest in new technology, or hire additional staff all thanks to accessible financing. With our comprehensive business loan options, you can turn those ideas into reality.

Comprehensive List Of Services

ATM Access

Our branch also offers ATM & Cash Withdrawal Services, ensuring you have access to your funds whenever needed. With basic ATM capabilities for withdrawals and balance checks, managing your money is just a few taps away. In summary, whether you're saving for a rainy day, purchasing a vehicle, or running a business, Parda is dedicated to providing the financial services that meet all aspects of your life. We invite you to visit us at 400 W Lincoln Ave Lititz Pa 17543, call us at (717) 627-9329, or explore more about our offerings online at https://www.parda.com . Let us partner with you on your financial journey today!

Auto Loans & Vehicle Financing

If you're considering purchasing a new car, our Auto Loans & Vehicle Financing services can help make that dream a reality. Picture driving off in your new vehicle with an affordable loan tailored just for you. We aim to simplify the borrowing process, making it easier than ever to get on the road.

Business Banking Services

For our business members, we offer comprehensive Business Banking solutions including merchant services and business loans. If you're running a small business or planning to start one, we're here to help fuel your growth with the right financial tools.

Credit Cards with Rewards

With our Credit Cards with Rewards, you can earn while you spend! Imagine earning points on your everyday purchases that can be redeemed for cash back or travel rewards. It's just another way we want to add value to your financial journey.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their current mortgage, our Mortgage Loans & Refinancing options provide competitive rates and personalized service. We understand that buying a home is one of the biggest decisions you'll ever make, so we're here to support you every step of the way.

Online & Mobile Banking Convenience

We understand that convenience is key in today's fast-paced world. That's why we provide robust Online & Mobile Banking features allowing you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and pay bills right from your phone or computer.

Personal Banking Solutions

Managing your money should be easy and accessible. That's why we offer Personal Banking options like checking and savings accounts that fit your lifestyle. Imagine having a secure place for your funds with the flexibility to access them whenever you need. Our accounts come with features designed to help you save more effectively and plan for the future.

Personal Loans & Debt Consolidation

Life can be unpredictable, but when unexpected expenses arise, our Personal Loans & Debt Consolidation services can offer relief. Whether it's medical bills or consolidating existing debts into one manageable payment, we are here to help you regain control of your finances.

Digital & Online Banking

Key Features

Our digital banking experience is user-friendly and packed with features to help you stay connected to your accounts. You can enjoy the convenience of person-to-person transfers, making it easy to send money to friends or family without the hassle of cash or checks. Plus, if you're looking for a paperless option, our e-statements are available so you can access your account statements digitally and securely. While we don't currently support mobile payments, our mobile application is available for download, providing a smooth banking experience right from your smartphone. This means you can manage your accounts on-the-go, ensuring that you have all the tools you need right at your fingertips.

Security Matters

We prioritize your security with every feature we offer. Although electronic signature authorization is not currently available, rest assured that your information is protected through advanced security measures in our online banking system. Your financial safety is our top priority. At Parda, we strive to make banking accessible and efficient for all our members. Whether you're checking balances or transferring funds, we're here to support you every step of the way. Explore our digital offerings today at https://www.parda.com and see how easy managing your money can be!

Financial Strength

Committed Team

We also take pride in having 58 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We believe that your interests come first.

Growing Member Base

Total Share and Deposit Accounts: 32,524, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our community-focused approach. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Parda is your trusted partner. Visit us at 400 W Lincoln Ave Lititz Pa 17543 or call (717) 627-9329 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our $414,823 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. A well-managed credit union means more value for you.

Reinvestment for Better Services

With $24,345,236 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to continually improve the services we provide to you.

Secure Savings Options

Members' savings are secured through $16,547,418 in share certificates and $48,706,179 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to your savings means you can watch your finances grow while enjoying the benefits of membership.

Solid Financial Health

With a net worth of $28,079,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,348 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $1,947 in used auto loans and $109,980,548 in total loans and leases. Whether you're purchasing a car or looking for other financing options, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,010,622 in used vehicle loans and $5,898,998 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used one, our competitive rates make it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,636,554, make buying or refinancing simple. We provide flexible terms and personalized service to guide you through the process. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may save you money.

Unsecured Credit Card Loans

Managing finances effectively is essential. We also offer flexible terms on unsecured credit card loans; however, currently there are no available funds in this category. This reflects our commitment to maintaining responsible lending practices while ensuring our members have access to the necessary resources when they need them. At Parda Federal Credit Union located at 400 W Lincoln Ave, Lititz PA 17543, our dedicated team is here to assist you. For more information about our loan offerings or to discuss eligibility options that could benefit you, don't hesitate to call us at 717-627-9329. For further insights into our performance and financial data from the National Credit Union Administration (NCUA), please visit ncua.gov. We look forward to supporting you on your financial journey!

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PARDA FEDERAL CREDIT UNION