Parda Credit Union Holland MI | Best Auto Loans & Business Banking

Introduction

Welcome to Parda Federal Credit Union, your trusted financial partner in the heart of Holland, MI. Located at 12345 Felch St, we have been serving our community since 1974 with a commitment to providing exceptional financial services tailored to your needs. With over 15,201 members and a robust asset base of $208,285,969, we strive to foster financial well-being for everyone we serve. Our dedicated team of 59 employees is led by CEO Kimberly Jones and Board President David Sweet, who share a vision of empowering our members through accessible banking solutions. Whether you're looking for personal checking accounts, auto loans, mortgage refinancing, or business banking services, we have something for everyone. At Parda, we understand that every member's journey is unique. That's why we offer a range of services including online and mobile banking for your convenience. You can easily manage your finances anytime, anywhere. Our total deposits stand at an impressive $9,566,109, reflecting the trust our members place in us. While members can visit us at our branch location in Holland, official correspondence should be sent to the same address: 12345 Felch Street, Holland, MI 49424. We invite you to explore how we can help you achieve your financial goals. Feel free to reach out at (616) 994-6117 or visit our website at parda.com for more information. Join us on this journey towards financial success we're excited to welcome you into the Parda family!

Branch History & Mission

Community Commitment

Parda Federal Credit Union believes in giving back. We actively participate in community outreach programs and forge partnerships with local organizations to uplift those around us. From supporting educational initiatives to sponsoring local events, we are committed to making a positive impact on the lives of our members and neighbors. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being a part of Parda Federal Credit Union where your financial goals meet genuine community support. Visit us today or explore how you can become a member by visiting our website. Together, let's build a stronger tomorrow!

Our Mission

Our mission at Parda is simple yet profound: we strive to enhance the financial well-being of our members while fostering a spirit of community support. We understand that banking goes beyond transactions; it's about building relationships and trust. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages all designed with our members' best interests in mind. We also recognize the importance of accessibility. Our branch features drive-thru banking for quick transactions and an ATM for convenient cash access. For those who prefer digital solutions, we provide online banking options that make managing finances easier than ever before. While members can visit us at 12345 Felch St Holland Mi 49424, official correspondence should be sent to 12345 Felch Street, Holland, MI 49424. We encourage everyone in the Holland area to stop by during our operating hours from Monday to Friday, 9:00 AM to 5:30 PM. Whether you're looking for financial advice or need assistance with your account, our friendly staff is here to help.

Branch Location & Accessibility

Welcome to Parda Federal Credit Union, your friendly financial partner located right in the heart of Holland, MI. Our branch at 12345 Felch St is easily accessible and designed to serve you better. Whether you're stopping by for a quick transaction or looking for comprehensive banking solutions, we're here to help! If you're coming from downtown Holland or nearby landmarks like the beautiful Lake Macatawa, you'll find our branch conveniently situated with ample parking available for your convenience. We ensure that everyone can access our services comfortably, as our location meets ADA compliance standards with ramps and other accessibility features. While members can visit us at our branch address, official correspondence should be sent to 12345 Felch Street, Holland, MI 49424. Our lobby is open Monday through Friday from 9:00 am to 5:30 pm, making it easy for you to drop in during your busy day. Need cash? We also have an ATM on-site for quick withdrawals and balance checks anytime you need them. Plus, enjoy the ease of drive-thru banking for simple transactions like deposits and withdrawals without leaving your car. At Parda, we offer a range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgages. If you're interested in exploring business banking solutions or online services, we're equipped to support your needs every step of the way. Don't hesitate to reach out! You can give us a call at 616-994-6117 if you have any questions or need assistance. We look forward to welcoming you into our branch soon!

Member Eligibility

Joining the Parda community is a wonderful way to take charge of your financial journey. At Parda, we believe that everyone deserves access to the tools and resources that empower them to thrive. To become a member, you simply need to meet a few friendly eligibility criteria. Typically, this includes individuals who live, work, worship, or attend school in our local area, as well as family members of current members. This makes it easy for many people to become part of our supportive family! If you're ready to get started, opening an account with us is straightforward and welcoming. You can find detailed eligibility information at this link and see how simple it is to join. Once you're set, just head over to this page to begin the account opening process. If you have any questions or need assistance along the way, feel free to give us a call at (616) 994-6117. We're excited to welcome you to Parda at 12345 Felch St, Holland, MI 49424!

Business Banking & Commercial Services

Financing Your Growth

Imagine having the financial backing to launch that innovative project or expand your operations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. Our tailored loan options empower you to take bold steps toward achieving your goals, fostering success in our local economy.

Merchant Services That Make Sense

Managing transactions shouldn't add stress to running your business. With our merchant services, you can easily process payments, helping you focus on what matters most serving your customers. Imagine seamlessly accepting payments from various channels while enjoying competitive rates that keep more money in your pocket. Visit us at 12345 Felch St Holland Mi 49424 in Holland, MI, and discover how our dedicated team can help you navigate the financial landscape with confidence. For more information, give us a call at (616) 994-6117 or explore our services online at https://www.parda.com.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new or used vehicle, our auto loans provide competitive rates and flexible terms to help make your purchase affordable. We guide you through the financing process so you can focus on finding the perfect car without worrying about the numbers.

Business Banking

For entrepreneurs and small business owners, we provide business banking services that include merchant services and business loans. We recognize how important it is for businesses to have reliable financial support, which is why we offer tailored solutions that fit your specific needs.

Convenient Access

At Parda, convenience is key. You can take advantage of our ATM services for quick cash withdrawals and balance checks. Additionally, our drive-thru banking allows you to complete simple transactions without leaving your vehicle. We invite you to visit us in person or give us a call at 616-994-6117 during our lobby hours Monday through Friday from 9:00 am to 5:30 pm to learn more about how we can assist with all your financial needs. Explore all these services today at Parda Federal Credit Union and let us help you build a brighter financial future!

Credit Cards with Rewards

Enjoy shopping and earn rewards at the same time! Our credit cards come with various perks that can benefit your everyday purchases. Earn points for travel or cash back it's all about making your spending work for you.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we're here to support you every step of the way. Our mortgage loans cater to first-time homebuyers and seasoned homeowners alike. If you're considering refinancing your existing mortgage, we offer options that could lower your monthly payments or allow you to access equity in your home.

Personal Banking

We understand that managing your finances is essential, and that's why we offer various personal banking options. Our checking and savings accounts are tailored to fit different lifestyles and financial habits. You can easily manage your money with our online and mobile banking features, allowing you to check balances, transfer funds, and pay bills from anywhere at any time.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses or debt challenges. Our personal loans are designed to assist you with everything from home repairs to consolidating high-interest debt into one manageable payment. We work closely with you to find the best solution for your situation.

Digital & Online Banking

Key Features for Your Convenience

Our online banking also supports person-to-person transfers, making it easy to send money to friends and family without hassle. Plus, if you're looking to go paperless, we provide e-statements that allow you to access your financial documents securely and conveniently online. For those who prefer mobile banking, our dedicated mobile application ensures that you have all the tools you need right at your fingertips. You can pay bills, deposit checks using your phone's camera, and enjoy the ease of real-time account management all from the palm of your hand.

Security You Can Trust

We prioritize your security with robust measures that keep your information safe while using our services. Although we do not currently support electronic signature authorization or mobile payments, our existing features are designed with security in mind to protect your personal data during every transaction. With 24/7 online banking services available, you'll never have to worry about missing out on managing your finances. At Parda, we're committed to providing you with accessible and reliable digital banking solutions tailored to meet your needs. Join us today and experience how easy it is to take charge of your financial journey!

Financial Strength

At Parda, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on reliability, which is why we are proud to showcase our strong financial position. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $28,079,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1348 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $16,547,418 in share certificates and $48,706,179 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,345,236 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,947 in used auto loans and a total of $109,980,548 in loans and leases available. Our operational efficiency is reflected in our net income of $414,823, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 32,524, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Parda is your trusted partner. Visit us at 12345 Felch St Holland Mi 49424 or call 616-994-6117 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,010,622 in used vehicle loans and $5,898,998 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles so you can choose what fits your lifestyle best.

Contact Us

If you have any questions or want to learn more about our loan offerings, feel free to reach out at (616) 994-6117 or visit us at 12345 Felch St Holland Mi 49424. Our friendly staff is ready to assist you during our lobby hours from Monday through Friday from 9:00 am to 5:30 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey matters to us let's work together towards achieving your goals!

Credit Lines and Unsecured Loans

For those needing additional flexibility in their finances, our credit lines total $52,000,000, providing access to funds when you need them most. We also offer flexible terms on unsecured credit card loans; however, currently we have $0 in unsecured credit card loans available. This means that while we focus on other lending areas right now, we're always exploring ways to meet our members' needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,636,554, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

We recognize that situations change and sometimes refinancing is the best option. If you're interested in lowering your monthly payments or accessing cash from your home's equity, our refinancing options may be just what you need.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Parda