Parda Credit Union Holland MI | Low Mortgage Rates & Quick Loans

Introduction

Welcome to Parda Federal Credit Union, where your financial well-being is our top priority! Located at 259 E 24th St, Holland, MI 49423, we have proudly served our community since 1974. With a strong commitment to our 15,201 members, we strive to provide personalized financial services that meet your unique needs. At Parda, we understand that trust is essential in banking. Our robust financial standing speaks for itself, with total assets of $208,285,969 and total deposits reaching $9,566,109. We are dedicated to helping you achieve your goals with a wide range of services including auto loans, mortgages, and personal banking options. Whether you're looking for a new vehicle or need assistance managing your savings, we are here to guide you every step of the way. Our leadership team is committed to fostering a supportive environment. Under the direction of CEO Kimberly Jones and Board President David Sweet, our team of 59 employees works tirelessly to ensure that every member receives the attention they deserve. We are proud to offer various features such as online banking and ATM access for your convenience. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 259 East 24th Street, Holland, MI 49423. Come visit us or give us a call at (616) 392-6979 during our lobby hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 5:30 pm. Let's work together towards building a brighter financial future! For more information about our services or how to become a member, check out our website at www.parda.com.

Branch History & Mission

Community Commitment

Our commitment extends beyond traditional banking services. Parda actively engages in partnerships within the Holland area to promote local initiatives and support those in need. Through outreach programs and financial education workshops, we aim to empower individuals and families with the knowledge they need to achieve their financial goals.

Join Us

As we continue this journey together, we invite you to join us at Parda Federal Credit Union. Experience firsthand how we can help you reach your financial dreams while being part of a supportive community network. Visit us during our operating hours Monday through Thursday from 9:00 am to 5:00 pm and Friday until 5:30 pm or call us at (616) 392-6979 for any inquiries. Join Parda today and discover what it means to be part of a credit union that truly cares about its members!

Our Journey

Parda was founded with the mission of improving the financial well-being of its members. Over the decades, we've expanded our services to meet the evolving demands of our community. Today, we proudly serve over 15,200 members and manage assets totaling more than $208 million. This growth reflects not only our commitment to excellence but also the trust that our members place in us. From humble beginnings to becoming a trusted financial partner, Parda has always prioritized member satisfaction. Our team is dedicated to creating an environment where everyone feels valued and supported. We offer a range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions.

Our Mission

At Parda Federal Credit Union, our mission is simple: to provide accessible financial services while uplifting our community. We believe that when our members thrive, so does the entire community. Our focus is on delivering personalized service that meets individual needs whether it's through online banking or in-person assistance at our drive-thru service. We are proud to be compliant with ADA standards to ensure that all members can access our facilities and services comfortably. Plus, with convenient ATM availability and basic drive-thru banking options, we strive to make your banking experience as smooth as possible. While members can visit us at 259 E 24Th St Holland Mi 49423, official correspondence should be sent to 259 East 24th Street, Holland, MI 49423 if different.

Branch Location & Accessibility

Convenient Location

Situated near local landmarks and surrounded by bustling shops, our branch makes banking not just a necessity but a part of your everyday routine. You can easily access us with ample parking available right outside, making your visit smooth and hassle-free. Plus, we are fully ADA compliant, ensuring that everyone can access our services comfortably.

Get in Touch

We encourage you to reach out with any questions or concerns. Call us at (616) 392-6979 for assistance or stop by during our operating hours. Our team at Parda Federal Credit Union is ready to welcome you with open arms and help you achieve your financial goals. Come see us soon!

Operating Hours

We know life gets busy, so we've tailored our hours to fit your schedule. Join us Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 5:30 PM. Our extended hours on Fridays allow you to take care of your banking needs just before the weekend kicks off.

Services and Accessibility Features

At Parda, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Need cash? Our ATM is available for quick withdrawals or balance checks. For those who prefer the convenience of drive-thru banking, we have that too! You can handle deposits, withdrawals, and simple transactions without leaving your car. While members can visit us at 259 E 24Th St Holland Mi 49423, official correspondence should be sent to 259 East 24th Street, Holland, MI 49423 if it differs from our branch location.

Member Eligibility

At Parda, we believe that joining our community means becoming part of something special. If you're looking to become a member, the process is straightforward and welcoming. We invite individuals who live, work, worship, or attend school in our local area to join us. Whether you're a first-time banking customer or someone seeking a supportive financial partner, we're here for you! For detailed eligibility criteria, feel free to visit our website at http://www.parda.com/join/how-to/become-a-member. Becoming a member at Parda not only opens the door to various financial services but also connects you with a team dedicated to your success. You can easily open an account by visiting us online at https://now.parda.com/enroll or by calling us at (616) 392-6979 if you have any questions. We're excited to help you start this journey with us at 259 E 24Th St Holland Mi 49423 in Holland, MI!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine being able to accept payments easily whether it's through card transactions or online methods so you can focus on what you do best: running your business. Visit us at 259 E 24Th St Holland Mi 49423 in Holland, or give us a call at (616) 392-6979 to learn more about how we can partner with you for success!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also provide essential services like ATM access for cash withdrawals and balance checks whenever you need it. For quick transactions like deposits or withdrawals, our basic drive-thru banking allows you to take care of business without leaving your car. At Parda, we believe that accessible financial services should be available to everyone in our community. If you have any questions or need assistance with any service we offer, feel free to give us a call at (616) 392-6979. Ready to take the next step? Visit us today at 259 E 24Th St Holland Mi 49423, explore our offerings further on our website at Parda Federal Credit Union, or start your journey by opening an account online here. Your financial future awaits!

Business Banking

For small business owners, we understand that having reliable financial support is crucial. That's why we offer business banking services, including merchant services and business loans, designed to help your enterprise thrive.

Credit Cards

Our credit cards with rewards are an excellent choice for those who want to earn points while making everyday purchases. Whether you're using them for groceries or travel expenses, you'll appreciate the benefits that come with being a member.

Digital Banking Features

In today's fast-paced world, convenience is key. With our robust online and mobile banking, managing your finances has never been easier. You can access your accounts anytime, anywhere, perform transactions, and even make person-to-person payments all from the palm of your hand.

Loans and Financing

When it comes to financing, Parda has you covered with a variety of loan options. Need a new car? Our auto loans and vehicle financing provide competitive rates to help you drive off in style without breaking the bank. If you're considering buying a home, check out our mortgage loans and refinancing options that can ease the burden of homeownership. Plus, for those unexpected expenses or plans for consolidating debt, our personal loans are flexible and straightforward.

Personal Banking

Whether you're looking to open a checking or savings account, we offer personal banking solutions that make managing your money easy and efficient. Imagine being able to effortlessly track your spending or save for that dream vacation with just a few clicks through our online banking platform. Our checking and savings accounts are designed with your convenience in mind, allowing you to focus on what truly matters.

Digital & Online Banking

Key Features

One of the most convenient features is person-to-person transfers. You can easily send money to friends or family without needing cash or checks. Plus, if you sign up for e-statements, you'll receive your account statements electronically, making it simple to stay organized and reduce paper clutter. Security is also a top priority for us. While we currently do not support electronic signature authorization, rest assured that your information is protected through secure online transactions. Our system is user-friendly, ensuring that even those new to online banking can navigate it with ease. Though we don't offer mobile payments just yet, our focus remains on providing reliable and efficient services that meet your needs today while looking forward to future enhancements. In summary, Parda is committed to offering accessible and straightforward digital banking options. Visit us online at https://www.parda.com and explore how our services can simplify your financial life!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts stand at 32,524, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to work harder for you every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Parda is your trusted partner. Visit us at 259 E 24Th St Holland Mi 49423 or call (616) 392-6979 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $16,547,418 in share certificates and $48,706,179 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $414,823 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $24,345,236 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in our lending capacity; with $1,947 in used auto loans and $109,980,548 in total loans and leases, we support your financial goals across various sectors.

Strong Financial Health

With a net worth of $28,079,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,348 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,010,622 in used vehicle loans and $5,898,998 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that can fit your budget.

Credit Lines and Personal Loans

For those looking for flexibility in their finances, we provide credit lines totaling $52,000,000. This option allows you to manage your expenses as they come up without taking on more debt than necessary. We also offer unsecured credit card loans to help members effectively manage their finances; however, currently there are no unsecured credit card loans available.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,636,554, make buying or refinancing simple. We are here to guide you through each step of the process so you can feel confident in your investment.

Refinancing Options

If you're considering refinancing existing loans or mortgages for better rates or terms, we can assist you with eligibility options tailored to your needs. It's a smart way to potentially save money while meeting your financial goals. At Parda Federal Credit Union located at 259 E 24th St Holland MI 49423, we're committed to providing competitive loan products with transparent terms. For any inquiries or assistance with our loan offerings, don't hesitate to reach out to us at 616-392-6979. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which fosters transparency in your borrowing decisions. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This commitment ensures that you receive unbiased results without hidden influences. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions at your fingertips, you can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can significantly impact your financial journey. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that users receive fair and transparent offers tailored to their requirements. Each listing is regularly updated to reflect current market conditions, ensuring that users have access to the most accurate information.

Parda