PARDA FEDERAL CREDIT UNION - Eastpointe, MI

Welcome to Parda Federal Credit Union, your trusted partner in financial well-being since 1974. Located at 18321 E 8 Mile Rd, Eastpointe, MI 48021, we have proudly served our community for nearly five decades, fostering a strong sense of belonging among our 15,201 members. At Parda, we understand that banking is more than just transactions; it's about building relationships and supporting one another in achieving financial goals. Our commitment to our members is reflected in our impressive financial standing. With total assets of $208,285,969 and total deposits reaching $9,566,109, we ensure that your money is not only safe but also working hard for you. Our dedicated team of 59 employees, led by our CEO Kimberly Jones and Board President David Sweet, is here to provide personalized service tailored to meet your unique needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 18321 E. 8 Mile Road, Eastpointe, MI 48021. At Parda, we offer a range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We're not just a credit union; we're a community-focused organization committed to making a positive impact in your life. Ready to take the next step? Give us a call at 586-773-9444 or visit our website at www.parda.com to learn more about how we can help you achieve your financial dreams. Join us today and experience the Parda difference!

Welcome to Parda Federal Credit Union, a pillar of financial strength and community support in Eastpointe, MI. Since opening our doors in 1974, we have been dedicated to serving our members with integrity and compassion. With a total membership of over 15,200 individuals, we have built a strong foundation based on trust and commitment. Our branch is conveniently located at 18321 E 8 Mile Rd, Eastpointe, MI 48021. Whether you're passing by or visiting the nearby local parks, we invite you to stop in and experience the welcoming atmosphere that defines our credit union. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address: 18321 E. 8 Mile Road, Eastpointe, MI 48021. At Parda, our mission goes beyond just providing financial services; it's about empowering our community. We believe that everyone deserves access to affordable financial solutions. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and even credit cards with rewards. Our focus on personalized service ensures that each member feels valued and understood. Over the years, we have grown significantly, now boasting total assets of $208 million. This growth reflects our commitment to maintaining a healthy balance sheet while continuing to invest in the community. We understand that financial stability is crucial not just for individuals but for the entire region. That's why we actively participate in community outreach programs and partner with local organizations to make a positive impact. In today's digital world, we are proud to offer online banking services that make managing your finances easier than ever before. Our members can enjoy features such as mobile applications and person-to-person payments. While we currently do not have ATM availability or drive-thru services at this location, our dedicated staff is always ready to assist during our lobby hours Monday through Friday from 9:30 am to 5:00 pm. At Parda Federal Credit Union, we are more than just a financial institution; we are a community partner committed to making a difference in the lives of those we serve. If you haven't yet joined us, we invite you to become part of our family. Experience firsthand how Parda can help you achieve your financial goals. For more information or to get started on your journey with us today, call us at 586-773-9444 or visit our website. Join us at Parda Federal Credit Union where your future matters!

At Parda, we believe that everyone deserves a place to thrive, and becoming a member is your first step into our friendly community. If you live, work, worship, or attend school in the Eastpointe area, you're likely eligible to join us! We welcome individuals from all walks of life who are looking for a supportive financial partner. Plus, membership opens the door to a range of benefits like competitive loan rates, personalized service, and access to various financial products designed just for you. Getting started is simple! You can learn more about our eligibility criteria by visiting http://www.parda.com/join/how-to/become-a-member . Once you see that you're eligible, opening an account is just a click away at https://now.parda.com/enroll . If you have any questions or need assistance during the process, feel free to reach out to us at (586) 773-9444. We're here to help you every step of the way as you embark on this exciting journey with us at Parda located at 18321 E 8 Mile Rd Eastpointe Mi 48021!

At Parda, we understand that convenience and security are essential to your banking experience. That's why we offer a variety of digital and online banking services designed to make managing your finances easy, whether you're at home or on the go. With our 24/7 Online Banking services, you can access your accounts anytime through our user-friendly platform at https://www.parda.com . Checking your balance, transferring funds, and paying bills has never been easier. Plus, with our E-Statements, you can receive your account statements electronically, helping you stay organized while reducing paper clutter. We know that life can get busy, so our Mobile Application allows you to manage your accounts directly from your smartphone. Whether you want to deposit checks or set up Person-to-Person Transfers, it's all right at your fingertips. And if you're looking for a quick way to pay friends or family, our platform makes it simple and secure. When it comes to security, we've got you covered. Our online services are protected with robust security measures, ensuring that your information remains safe while you bank from anywhere. While we currently do not support Mobile Payments, rest assured that we're constantly working on enhancing our services based on member feedback. For those who prefer a more traditional approach, we still offer features like Electronic Signature Authorization, allowing you to sign documents digitally without needing to visit us in person. At Parda, we are committed to providing accessible and efficient banking solutions that fit your lifestyle. Join us today and discover how easy managing your finances can be!

At Parda, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with excellence. With a net worth of $28,079,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1348 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $16,547,418 in share certificates and $48,706,179 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,345,236 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,947 in used auto loans and $109,980,548 in total loans and leases. Our operational efficiency is reflected in our net income of $414,823, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 32,524, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Parda is your trusted partner. Visit us at 18321 E 8 Mile Rd Eastpointe Mi 48021 or call 586-773-9444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.