Parda Credit Union Auburn Hills MI | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Parda Federal Credit Union, your trusted partner in financial wellness since 1974. Located at 2601 Cambridge Ct Ste 210, Auburn Hills, MI 48326, we proudly serve a vibrant community of over 15,200 members. Our commitment is to provide you with the best banking experience tailored to your needs. At Parda, we believe in building lasting relationships with our members. With total assets exceeding $208 million and deposits amounting to $9,566,109, we are not just a financial institution; we are a community-focused credit union dedicated to empowering individuals and families in achieving their financial goals. Under the leadership of our CEO, Kimberly Jones, and Board President, David Sweet, our team of 59 employees is here to support you every step of the way. While members can visit us at our Auburn Hills branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 5010, Rochester, MI 48308-5010. Whether you need assistance with personal banking services like checking and savings accounts or are interested in auto loans and mortgages, we have the resources and expertise to help. Explore our website at parda.com for more information about our services or feel free to give us a call at 248-340-7000 during our convenient lobby hours from Monday to Friday, 8:30 AM to 5:00 PM. We invite you to join our family and experience the difference that comes with being a member of Parda Federal Credit Union!

Branch History & Mission

Community Engagement

Throughout our history, we have been dedicated to giving back to the community that has supported us. Through partnerships with local organizations and outreach programs, we work tirelessly to make a positive impact in Auburn Hills and beyond. Whether it's sponsoring local events or providing financial education workshops, we are here for you. In today's world, we recognize the importance of technology in banking. That's why we've invested in online banking solutions that allow members to manage their finances conveniently from anywhere. While we currently do not offer ATM services or drive-thru banking at this location, our digital platforms ensure you have easy access to your accounts whenever you need them. As we look toward the future, we invite you to join the Parda family. Experience firsthand how our cooperative model prioritizes your financial health while supporting the community around us. Together, let's build a brighter tomorrow! Visit us online at parda.com or check out how you can become a member here.

Our Mission

Our mission is simple yet profound: to provide exceptional financial services while fostering community growth and well-being. We believe that banking should be accessible to everyone, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our focus extends beyond traditional banking; we strive to empower our members through education and resources that promote financial literacy. While members can visit us at 2601 Cambridge Ct Ste 210 Auburn Hills Mi 48326, official correspondence should be sent to P.O. Box 5010, Rochester, MI 48308-5010. We encourage you to reach out via phone at (248) 340-7000 during our lobby hours from Monday to Friday, 8:30 AM to 5:00 PM.

Branch Location & Accessibility

Connect with Us

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 248-340-7000. We invite you to come visit us today and experience the friendly service and community-focused banking that sets Parda apart. We look forward to seeing you soon!

Our Services

When you step into Parda Federal Credit Union, you'll find a range of services designed to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with online and mobile banking available, managing your finances has never been easier.

Visiting Us

At Parda, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking spaces to ensure everyone can visit comfortably. While we do not have drive-thru services or ATMs on-site, our friendly team is here to assist you directly during our operating hours. We are open Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to stop by before or after work. For those who need to send official correspondence, please note that while you can visit us at our physical address, any mail should be directed to P.O. Box 5010, Rochester, MI 48308-5010.

Member Eligibility

At Parda, we believe that everyone deserves a chance to be part of a welcoming community that prioritizes your financial well-being. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our local area. We value diversity and inclusivity, making it easy for you to join our family. If you're interested in enjoying the benefits of membership like personalized service and competitive rates check out the detailed eligibility criteria on our website at http://www.parda.com/join/how-to/become-a-member. Once you confirm your eligibility, opening an account is a breeze! Just visit us at our branch located at 2601 Cambridge Ct Ste 210 Auburn Hills Mi 48326 or apply online through this link: https://now.parda.com/enroll. If you have any questions, feel free to call us at (248) 340-7000 during our business hours. We can't wait to welcome you to Parda!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, effective payment solutions are crucial. Our merchant services simplify transactions, making it easier for your customers to pay while ensuring you receive funds quickly and securely. This means less time worrying about payments and more time focused on what really matters growing your business. Reach out today at (248) 340-7000 or visit us at 2601 Cambridge Ct Ste 210 Auburn Hills Mi 48326 in Auburn Hills, MI to learn how we can help turn your business vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. Imagine having the financial backing you need to purchase new equipment, hire staff, or expand your operations. These loans can be the stepping stone for businesses ready to take their next big leap.

Comprehensive List Of Services

Accessing Your Accounts

With today's busy lifestyles, having easy access to your accounts is crucial. That's why we prioritize digital features like online banking, mobile apps, and person-to-person payment options. These tools ensure that whether you're at work or out with friends, managing your money is just a few clicks away. While we don't currently have ATM services at our branch location, you can still enjoy cash withdrawal options through other means.

Business Banking Services

For entrepreneurs and small business owners, our business banking services include merchant services and business loans that can support growth and operations. We know that running a business comes with its own set of challenges, so we're here to offer tailored solutions that make banking easier.

Connect With Us

At Parda, we're dedicated to serving our members with integrity and care. If you have questions about any of our services or want to learn more about how we can assist you financially, feel free to reach out at (248) 340-7000 during our lobby hours from Monday to Friday between 8:30 AM and 5:00 PM. Discover how we can make banking work for you by visiting us online at Parda Federal Credit Union today! Your financial journey starts here!

Credit Cards and Loans

We also provide flexible personal loans for debt consolidation or unexpected expenses. Plus, our credit cards with rewards allow you to earn points on everyday purchases, making it easy to save while you spend.

Personal Banking Solutions

When it comes to managing your personal finances, we understand the importance of having the right tools at your disposal. Our personal banking services include checking and savings accounts that are easy to set up and manage. You can view your balances, transfer funds, and pay bills anytime using our robust online and mobile banking platforms. This means you can take control of your finances from the comfort of your home or on the go. If you're considering a new vehicle or need funds for any personal expenses, our auto loans and vehicle financing options are designed to help you get behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, we offer competitive mortgage loans that fit various budgets and lifestyles.

Digital & Online Banking

Key Features for Your Convenience

Our 24/7 online banking services mean that whether it's day or night, you can check your account balances, pay bills, and transfer funds without any hassle. Need to send money to a friend? Our person-to-person transfers make it simple and quick to share funds with just a few taps on your device. For those who prefer to handle their banking on the go, our mobile application is readily available. It puts the power of banking right in your pocket, allowing you to manage your accounts wherever life takes you. Plus, with e-statements available, you'll have instant access to your financial records without the clutter of paper statements.

Security and Accessibility

We prioritize your security at every step. While we currently do not support electronic signature authorization for documents, rest assured that our online platform employs top-notch security measures to keep your information safe. You can bank confidently knowing that we've got you covered. While mobile payments are not currently an option, our other features ensure that managing your finances is straightforward and efficient. Whether you're checking balances or transferring money, everything is designed with ease-of-use in mind. With all these features at your fingertips, Parda makes it easier than ever to stay on top of your financial health. Visit us today at https://www.parda.com and discover how our digital banking solutions can enhance your banking experience!

Financial Strength

At Parda, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health with you, ensuring that your trust in us is well-placed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $28,079,954, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,348 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $16,547,418 in share certificates and $48,706,179 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,345,236 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to helping you achieve your financial goals is reflected in our lending capacity; we currently have $1,947 in used auto loans and $109,980,548 in total loans and leases available to support you across various sectors. Our operational efficiency shines through with a net income of $414,823, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 32,524, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Parda is your trusted partner. Visit us at 2601 Cambridge Ct Ste 210 Auburn Hills Mi 48326 or call (248) 340-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,010,622 in used vehicle loans and $5,898,998 in new vehicle loans already helping members get on the road. We provide flexible terms and straightforward application processes, making it easier for you to drive away with the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,636,554, make buying or refinancing simple. We aim to guide you through every step of the process with clear information and support, ensuring you feel confident in your decisions.

Other Loan Options

In addition to these key offerings, we have various personal loan products tailored for different needs. Whether it's for debt consolidation or financing a special project, our team can help you find the right solution. Our team at Parda, located at 2601 Cambridge Ct Ste 210 Auburn Hills Mi 48326 in Auburn Hills, MI, is here to assist you. Feel free to reach out at (248) 340-7000 during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM for more information or assistance with your loan application. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the funding you need!

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans available. This option can help you consolidate debt or cover unexpected expenses without putting additional strain on your budget.

Loan Aggregator

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Ensuring Accurate Comparisons

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Parda