Panhandle Credit Union Borger TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pantex, your trusted financial partner located at 1300 W Wilson St, Borger, TX 79007. Established in 1940, our credit union has been dedicated to serving the community for over eight decades. With a strong membership base of 14,942 members and total assets amounting to an impressive $232,192,306, we are proud to offer a wide range of financial services tailored to meet your needs. At Pantex, we believe in putting our members first. Our commitment to community support is reflected in our robust lending portfolio, which includes 4,990 loans and leases. We understand that each member's financial journey is unique, and we're here to provide personalized solutions whether you're looking for auto loans, mortgages, or personal banking services. While you can always visit us at our branch on W Wilson St, please note that any official correspondence should be sent to our mailing address: PO Box 5206, Borger, TX 79008. Led by our CEO Curtis Hall and Board President Harvey Hilbert, our team of 41 dedicated employees works hard every day to ensure you receive the best service possible. We are proud of our solid financial standing with net worth reaching $46,617,654 and cash reserves of $2,572,836. We invite you to explore all that Pantex has to offer by visiting our website at www.pantexfcu.com. Whether you want to open an account or simply learn more about our services like online banking and mobile payments we're here to assist you every step of the way. Feel free to call us at 806-273-5692 or stop by during our office hours from 9:00 AM to 5:00 PM (Monday - Friday). Join us as we continue to build a brighter financial future together!

Branch History & Mission

Community Engagement

Community support is at the heart of what we do. Over the years, Pantex has partnered with various local organizations to promote financial literacy and uplift those in need. Whether it's sponsoring community events or providing educational resources about responsible borrowing and saving, we are dedicated to giving back to Borger. While members can visit us at 1300 W Wilson St, official correspondence should be sent to PO Box 5206, Borger, TX 79008 if needed.

Join Us Today

As we continue this journey together, we invite you to become part of our family at Pantex Credit Union. Experience firsthand how we prioritize your financial well-being while fostering a supportive community atmosphere. Visit us during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and explore how we can help you achieve your financial goals. For further inquiries, feel free to call us at 806-273-5692 or visit our website at Pantex FCU. Join us today and discover the difference that a member-focused credit union can make in your life!

Our Journey

From our humble beginnings, Pantex has always focused on making banking simple and beneficial for our members. We began as a small credit union dedicated to providing essential financial services tailored to the needs of local residents. As we expanded, we embraced innovation while maintaining our core mission: putting people first. Located at 1300 W Wilson St, Borger, TX 79007, our branch is easily accessible for everyone in the area. With nearby landmarks like the Hutchinson County Historical Museum, we invite you to visit us not just for transactions but also to engage with your community.

Our Mission

At Pantex Credit Union, our mission is clear: to provide personalized financial solutions that foster economic growth and stability for our members while supporting local initiatives. We believe in building strong relationships with each member, understanding their unique needs, and offering products ranging from checking accounts and auto loans to mortgage financing and credit cards with rewards. We strive to enhance our members' banking experience through digital advancements such as online and mobile banking. Our commitment to accessibility ensures that all our services meet ADA compliance standards so that everyone can benefit from what we offer.

Branch Location & Accessibility

Get in Touch

Have questions or ready to visit? Feel free to give us a call at 806-273-5692. Our friendly team is eager to help you navigate your financial journey. Come see how Pantex can support your goals today!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM for lobby services. If you need to make quick transactions, take advantage of our drive-thru service available from 8:00 AM to 6:00 PM. We're here to serve you during hours that fit your busy schedule!

Parking & Accessibility

At Pantex, we understand that convenience matters. We offer ample parking right outside our branch, so you can easily access our services without any hassle. Plus, our facility is ADA compliant, featuring ramps and accessible entrances to ensure everyone can bank comfortably.

Services Offered

We provide a variety of banking services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. You can also enjoy the ease of online and mobile banking features. With ATM access available on-site and simple drive-thru banking for deposits and withdrawals, managing your finances has never been easier.

Member Eligibility

At Pantex, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying the many benefits we offer. To join us at our welcoming location on 1300 W Wilson St Borger Tx 79007, you simply need to meet a few friendly eligibility criteria. If you're living or working in the areas we serve, or if you have a family member who is already a member, you're likely eligible to become part of our family. For those interested in more specific details about eligibility, feel free to visit our comprehensive guide at http://www.pantexfcu.com/home/about-us/become-a-member . Opening an account with us is easy and straightforward, ensuring that your transition into membership is as smooth as possible. Whether you're looking for personal banking options, auto loans, or credit cards with rewards, we've got you covered. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (806) 273-5692. We're here to help! You can learn more about opening an account by visiting http://www.pantexfcu.com/home/about-us/become-a-member . Join Pantex today and experience financial services tailored just for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly without worrying about payment processing. Our merchant services help you accept payments easily, whether in-store or online. This means more convenience for your customers and more sales for you. Plus, our tools provide insights into customer trends, allowing you to make informed decisions that enhance your service. Located at 1300 W Wilson St Borger Tx 79007, Borger, TX 79007, we are here to partner with you on your journey. Contact us at (806) 273-5692 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are crafted to support your entrepreneurial journey. We're dedicated to helping local businesses thrive because we know their success contributes to our community.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Pantex, we offer robust online and mobile banking solutions so you can manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even send money to friends using our person-to-person payment feature all from the comfort of your home or on the go. Need cash? Take advantage of our ATM services which allow for easy withdrawals and balance checks without any hassle. And if you prefer face-to-face interactions but need a quick service, stop by our drive-thru where you can complete simple transactions like deposits and withdrawals without leaving your vehicle.

Credit Cards with Benefits

Enjoy shopping and dining with peace of mind thanks to our credit cards with rewards. Earn points on your purchases while enjoying the benefits of no annual fees. It's an excellent way to manage your spending while getting rewarded for it!

Get Started Today!

With so many services available at Pantex, we're excited to help you navigate your financial journey. Our friendly staff is ready to assist you during office hours from 9:00 am to 5:00 pm on weekdays. For more information or questions about how we can serve you better, please call us at (806) 273-5692. Explore all we have to offer by visiting us online at https://www.pantexfcu.com/home/home . Join us today and take control of your financial future!

Personal Banking Made Easy

When it comes to personal banking, Pantex offers a variety of options designed for every member's lifestyle. Start with our checking and savings accounts, perfect for everyday transactions or saving for future goals. If you're thinking about buying a new car, our auto loans and vehicle financing can help make that dream a reality with competitive rates and flexible terms. For those planning to invest in real estate, our mortgage loans and refinancing options are here to guide you through the process. We understand that life can be unpredictable; therefore, our personal loans and debt consolidation services are available to assist when unexpected expenses arise or when you want to streamline your payments into one manageable monthly bill.

Digital & Online Banking

Key Services

With just a few clicks at https://www.pantexfcu.com/home/home , you can check balances, transfer funds, and pay bills anytime, anywhere. No more rushing to the bank before closing time! Our mobile application also provides an easy way to handle your banking needs right from your smartphone. You can even enjoy the benefits of electronic statements, which allow you to keep track of your transactions without the clutter of paper. For added convenience, we've integrated features like person-to-person transfers that let you send money quickly to friends or family. Plus, with our electronic signature authorization, signing documents online is straightforward and secure.

Security and Accessibility

We prioritize your security while using our digital services. Our platforms are designed with advanced security measures to protect your personal information. You can bank with peace of mind knowing that your data is safe with us. The accessibility of our services means you're not tied down by traditional banking hours. With Pantex's online banking options available around the clock, managing your finances has never been easier. From mobile payments to e-statements, we provide solutions that fit into your lifestyle. Join us at Pantex and experience the freedom and flexibility of modern banking tailored just for you!

Financial Strength

A Committed Team

We also take pride in having 40 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency reflects in our $0 net income, demonstrating how well we manage our resources to keep costs low for our members.

Growing Together

Total Share Accounts stand at 25,706, showing a strong and growing member base that trusts us with their finances. With funds available for lending and investments at $0 net shares, we are poised to continue supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pantex is your trusted partner. Visit us at 1300 W Wilson St Borger Tx 79007 or call 806-273-5692 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $37,128,827 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Members

With $46,538,887 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $65,258,626 in total loans and leases and 1,939 used auto loans available.

Solid Financial Foundation

With a net worth of $46,617,654, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,570,272 in used vehicle loans and $10,116,172 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, our flexible terms and competitive rates make it easier than ever to drive away satisfied.

Credit Lines

For those who need extra flexibility, we have total credit lines available up to $5,000,000. This option allows you to borrow as needed while only paying interest on what you use perfect for managing unexpected expenses or larger purchases. At Pantex, we're dedicated to offering solutions that help you thrive financially. For more information on our loan products or to check your eligibility, please call us at (806) 273-5692 or visit us at our branch located at 1300 W Wilson St Borger Tx 79007 in Borger, TX. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $722,740, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process, making your dream of owning a home more accessible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $386,585 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs that make every purchase count.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees that users receive fair and transparent offers, allowing them to make informed decisions without confusion. One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Unlike many other platforms, LendMesh does not engage in paid promotions or sponsored listings; lenders are ranked solely based on their offerings. This practice allows users to trust that they are receiving unbiased results tailored to their specific needs. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. Users can expect up-to-date loan rates that reflect current market conditions, helping them navigate their options effectively. Thousands of users have already placed their trust in LendMesh for reliable loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you are looking for a trustworthy tool to assist you in finding the best loan rates available, look no further than LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PANTEX FEDERAL CREDIT UNION