Panhandle Credit Union Winfield KS | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Panhandle Federal Credit Union, your trusted financial partner right here in the heart of Winfield, Kansas! Located at 1515 E 9th Ave, we have been proudly serving our community since 1957. With a strong commitment to our members, we currently support a vibrant community of 3,763 members, all while managing total assets of over $62.8 million. At Panhandle, we believe in empowering our members through a variety of financial services tailored to meet your unique needs. From checking and savings accounts to auto loans and mortgages, we aim to provide you with the tools necessary for financial success. Our dedicated team, led by CEO Danny Crittenden and Board President Sherry Doctor, works tirelessly to ensure that your banking experience is as smooth and beneficial as possible. With total deposits reaching $3,649,815 and net worth standing strong at $10,501,698, we are well-equipped to support our members with confidence. Our cash in hand totals $862,475, allowing us to offer competitive loan options without compromising on service quality. In fact, we currently have a portfolio of 1,696 loans, catering to various personal and business needs. While members can visit us at our branch location for in-person support or use our drive-thru services for quick transactions, official correspondence should be sent to our mailing address: 1515 E 9th Ave, Winfield, KS 67156-3111. As part of our commitment to convenience, we offer online and mobile banking options so you can manage your finances anytime and anywhere. Whether you're looking to open an account or simply want more information about our services like credit cards with rewards or debt consolidation loans we invite you to explore what Panhandle has to offer. Don't hesitate to reach out! Call us at (620) 222-9119 or visit us online at panhandlefcu.com today. Let's build a brighter financial future together!

Branch History & Mission

Join Us Today

With operating hours from 8 AM to 5:30 PM Monday through Friday and 8 AM to Noon on Saturdays, we welcome you to stop by or give us a call at 620-222-9119. Our friendly staff is ready to assist you with all your financial needs. We invite you to become part of the Panhandle family today! Experience the benefits of membership and discover how we can help you achieve your financial goals while supporting our vibrant community together. Visit us online at Panhandle FCU or click here to open an account now!

Mission Statement

At the heart of Panhandle Federal Credit Union is our mission: to enhance the financial well-being of our members while fostering strong community ties. We believe in making a positive impact through responsible lending practices and supporting local initiatives. Whether it's sponsoring events or partnering with other organizations for outreach efforts, we are here to uplift our community. While members can visit us at 1515 E 9th Ave, official correspondence should be sent to 1515 E 9th Ave, Winfield, KS 67156-3111. Our branch features drive-thru banking for added convenience and an ATM available for quick access to your funds.

Our Evolution

Since opening our doors over six decades ago, we have continually adapted to meet the changing needs of our members. With total assets reaching an impressive $62,808,475, we are proud to offer a range of services that include personal banking, auto loans, mortgages, and credit cards with rewards. As a member-focused organization, our growth reflects our commitment to providing exceptional financial services that empower individuals and families in our community. Our dedication to serving you goes beyond traditional banking. We are equipped with modern conveniences such as online banking and mobile payment options. These digital advancements ensure that managing your finances is easy and accessible. Additionally, we remain compliant with ADA standards so that everyone can enjoy our services without barriers.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your convenience in mind. We offer ample parking space, so you won't have to worry about finding a spot when you visit us. Accessibility features include ADA-compliant ramps, ensuring everyone can enjoy our services without hassle. Plus, with our drive-thru banking option, you can complete quick transactions without leaving your vehicle perfect for those busy days!

Get in Touch

Have questions? Feel free to give us a call at 620-222-9119! Our team is eager to assist you with any inquiries or concerns. We invite you to come by and experience all that Panhandle Federal Credit Union has to offer your trusted partner in achieving financial success!

Operating Hours

At Panhandle Federal Credit Union, we know your time is valuable. That's why we keep our doors open during flexible hours. You can visit us from 8 AM to 5:30 PM on weekdays and even catch us on Saturday mornings from 8 AM until noon! Whether you need assistance with personal banking, loans, or just have a question about your account, our friendly staff is ready to help during these hours.

Services Offered

We take pride in offering a wide range of services tailored to meet the needs of our members. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you're looking for online and mobile banking options, we've got you covered there too! And don't forget about our ATM availability accessible anytime for your cash withdrawal needs. While members can visit us at 1515 E 9th Ave, official correspondence should be sent to our mailing address at 1515 E 9th Ave, Winfield, KS 67156-3111 if it's different.

Member Eligibility

Becoming a member of Panhandle is like joining a friendly family that cares about your financial well-being. If you live, work, worship, or attend school in the Cowley County area, you're likely eligible to join us! We believe in making banking accessible and personal for everyone. At Panhandle, you'll enjoy benefits such as lower loan rates, higher savings yields, and personalized service tailored to your needs. To start your journey with us, simply visit our branch located at 1515 E 9Th Ave Winfield Ks 67156, or give us a call at (620) 222-9119 for more information. For detailed eligibility criteria and updates, check out our website at . Once you're ready to open an account, you can easily do so online by visiting https://panhandlefcu-dn.financial-net.com/web/enrollment . We can't wait to welcome you to our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment solutions are vital for success. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Imagine the convenience of accepting payments seamlessly from customers while managing cash flow effectively. Located at 1515 E 9Th Ave Winfield Ks 67156 in Winfield, KS, our dedicated team is here to help you navigate the financial landscape with personalized service tailored to your specific needs. Reach out at (620) 222-9119 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Accessibility

We recognize the importance of accessibility in banking. Our location at 1515 E 9Th Ave Winfield Ks 67156, along with our operating hours from 8 AM to 5:30 PM Monday through Friday and 8 AM to Noon on Saturdays, makes it convenient for you to visit us whenever you need assistance. Plus, with both ATM availability and drive-thru service, getting your banking done has never been simpler. Whether you're just starting out in managing your finances or looking for advanced banking solutions, Panhandle is here to help every step of the way. If you'd like more information about any of our services or want to discuss how we can assist you further, please don't hesitate to reach out at (620) 222-9119 or visit us online at https://www.panhandlefcu.com/. We look forward to serving you!

Business Banking

For entrepreneurs and small business owners, we offer tailored solutions through our business banking services. From merchant services that simplify transactions to business loans designed for growth, we're here to support your journey.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Panhandle Federal Credit Union (winfield Branch), we provide robust online and mobile banking options. You can manage your accounts from anywhere with just a few clicks or taps. Features like ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals, ensure that accessing your funds is easy and efficient.

Personal Banking

When it comes to personal banking, we understand that each member's needs are unique. That's why we offer checking and savings accounts that fit various lifestyles. If you're looking to buy a new car, our auto loans and vehicle financing options will help you hit the road in no time. For those considering homeownership, our mortgage loans and refinancing services make it easier than ever to secure your dream home with favorable terms. If you find yourself facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation options can provide the support you need. Additionally, our credit cards with rewards let you earn benefits on your everyday purchases, making every transaction work for you.

Digital & Online Banking

Key Features

We offer a variety of features to enhance your banking experience. E-statements are available for those who prefer a paperless approach, allowing you to keep track of your transactions easily while reducing clutter. For members who want to sign documents without visiting the branch, we provide electronic signature authorization making it quick and hassle-free. Our mobile application brings banking right to your fingertips. You can make mobile payments effortlessly and enjoy the convenience of person-to-person transfers with just a few taps on your smartphone. Need to send money to a friend? It's simple with our P2P transfer option! Security is at the forefront of everything we do. Our online systems are designed with robust measures to protect your personal information and ensure safe transactions. You can feel confident knowing that your data is secure while enjoying the benefits of real-time account management. In summary, Panhandle's digital and online banking services offer an easy, secure way to stay on top of your finances anytime, anywhere!

Financial Strength

Committed Team Ready to Serve You

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 7,097, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,524,524. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Panhandle is your trusted partner. Visit us at 1515 E 9Th Ave Winfield Ks 67156 or call (620) 222-9119 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secured through $11,637,453 in share certificates and $14,446,743 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $8,502,605 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $503 in used auto loans and $30,627,906 in total loans and leases.

Solid Financial Foundation

With a net worth of $10,501,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,671 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for business financing, while we currently do not have outstanding commercial loans totaling $0, our team is here to discuss future possibilities as your business grows. In addition to these offerings, we provide refinancing options for existing loans and eligibility assessments to ensure that you get the best possible solution tailored for your situation. If you're ready to explore any of these options or need more information about how we can assist you further, don't hesitate to reach out! You can contact us at (620) 222-9119 or visit us at our branch located at 1515 E 9Th Ave Winfield Ks 67156 in Winfield, KS. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to being part of your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,374,501 in used vehicle loans and $3,102,906 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have tailored solutions that make the process straightforward and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although our Junior Lien 1-4 Family Residential Properties loans total $0, we still offer a range of services that can guide you through the home buying process efficiently.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $409,569 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses while maintaining control over your budget.

Loan Aggregator

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Call to Action

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers are fair and transparent. You can trust that the information provided is up-to-date and reflects accurate market conditions.

PANHANDLE FEDERAL CREDIT UNION