Panhandle Credit Union Winfield KS | Best Auto Loans & Business Banking

Introduction

Welcome to Panhandle Federal Credit Union - Wnh Branch, where your financial success is our priority! Located at 1300 E 5Th Ave, Winfield, KS 67156, we have been serving our community since 1957. With a total membership of 3,763, we pride ourselves on being more than just a financial institution; we are a dedicated partner in your journey toward financial wellness. At Panhandle, our commitment to you is evident in our robust financial standing. We currently manage total assets of $62,808,475 and hold $3,649,815 in deposits. Our net worth stands strong at $10,501,698, demonstrating our stability and reliability. With over 1,696 loans and leases offered to our members, we're here to help you achieve your goals whether that's buying a new car or financing your dream home. Our leadership team is led by Danny Crittenden, our CEO, who along with Board President Sherry Doctor, ensures that every decision made supports the best interests of our members. Together with a dedicated staff of 17 employees, we strive to create an environment where you feel valued and understood. While members can visit us at the branch for friendly service and expert advice, official correspondence should be sent to the same address: 1300 E 5th Ave, Winfield, KS 67156-2407. Feel free to reach out at (620) 222-6282 for any inquiries or assistance. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members. For more information about our services or to open an account online, visit us at Panhandle Federal Credit Union. Your financial future starts here!

Branch History & Mission

Community Connections

Our history is deeply intertwined with the community of Winfield and its surrounding areas. We actively seek partnerships with local organizations to support various outreach efforts aimed at improving the quality of life for residents. This includes financial literacy programs designed to educate members about managing their finances effectively. As we continue to grow and adapt to the changing needs of our members, we also embrace technological advancements like online banking and mobile payments. These features allow us to serve you better and ensure you have access to your accounts anytime, anywhere. We invite everyone in our community to join us at Panhandle Federal Credit Union - Wnh Branch. Experience firsthand how we can help you achieve your financial goals while supporting the growth of Winfield together. Whether you're looking for a new account or need assistance with a loan, our friendly staff is ready to help. Come visit us today!

Our Mission

At Panhandle Federal Credit Union, our mission goes beyond just providing financial services; it's about enriching lives and strengthening communities. We strive to empower our members by offering personalized banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment to exceptional service ensures that we are not just a bank but a partner in your financial journey. We understand the importance of being there for our members when they need us most. That's why we focus on customer-centric initiatives that prioritize accessibility and convenience. Our branch operates Monday through Friday from 11:30 AM to 4:30 PM, with extended hours on hospital paydays every other Friday starting at 9:00 AM. Although we currently do not offer ATM or drive-thru services, we are fully dedicated to providing an engaging in-person experience.

Branch Location & Accessibility

Comprehensive Banking Services

As a member of our credit union, you have access to a wide range of services designed to meet all your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our online and mobile banking features make managing your finances easier than ever.

Convenient Access and Parking

Our branch offers ample parking space right in front of the building, ensuring that you can quickly park and come inside without any hassle. We pride ourselves on being accessible for everyone; our facilities are compliant with ADA standards, featuring ramps and clear pathways for easy navigation.

Operating Hours Tailored for You

At Panhandle Federal Credit Union, we understand that your time is valuable. That's why we're open Monday through Friday from 11:30 AM to 4:30 PM. On every other Friday specifically during hospital paydays we extend our hours to open at 9:00 AM and still close at 4:30 PM. This flexibility allows you to manage your banking around your busy schedule.

Reach Out Anytime

Have questions? Feel free to give us a call at 620-222-6282. Our team is always ready to assist you with anything you may need. We invite you to visit us soon at the Panhandle Federal Credit Union - Wnh Branch and experience firsthand how we prioritize service tailored just for you!

Member Eligibility

Becoming a member of Panhandle is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Cowley County area, you're already on your way to enjoying the benefits of membership! At Panhandle, we welcome individuals from various backgrounds and walks of life because we believe everyone deserves access to great financial services. To explore the specific eligibility details and ensure you meet the criteria, feel free to check out our website at . Once you see that you're eligible, opening an account is a breeze! You can start your journey with us by visiting our online account opening page at https://panhandlefcu-dn.financial-net.com/web/enrollment . If you have any questions or need assistance, don't hesitate to reach out by calling us at (620) 222-6282. We're here for you every step of the way as you take advantage of all the great services and support available at Panhandle, located at 1300 E 5Th Ave Winfield Ks 67156. Join us today and experience the difference of being part of a community-focused credit union!

Business Banking & Commercial Services

At Panhandle, we understand that every successful business starts with a solid financial foundation. Whether you're a budding entrepreneur or an established company, our business banking and commercial services are designed to help you thrive. Imagine having access to the right funds at the right time. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services tailored for your needs. Picture this: processing payments seamlessly and efficiently so you can focus on what you do best running your business. Our services make transactions smooth, allowing you to enhance customer satisfaction while managing your finances effectively. Located at 1300 E 5Th Ave Winfield Ks 67156 in Winfield, KS, we are here to help your business reach new heights. Contact us today at (620) 222-6282 to learn more about how we can support your journey!

Comprehensive List Of Services

Accessing Your Funds

While we currently do not have ATM services available at our branch, we ensure that your access to cash remains convenient through partnerships and local networks. Whether you're visiting us during our lobby hours from Monday to Friday from 11:30 AM to 4:30 PM (or earlier on hospital paydays), or connecting with us online, Panhandle is here for all your financial needs. Ready to take the next step? Visit us at https://www.panhandlefcu.com/ or give us a call at (620) 222-6282 for more information about how we can serve you better!

Business Solutions

If you run a small business, our Business Banking services, including merchant services and business loans, are here to support your growth. We understand the challenges of managing a business's finances and are committed to providing solutions that work for you.

Credit Options

For those who enjoy rewards while spending, our Credit Cards with Rewards offer points on purchases that can be redeemed for cash back or travel perks. It's an easy way to earn while you shop!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we prioritize Online & Mobile Banking, allowing you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, banking has never been easier.

Home Financing

When it comes to purchasing a home, our Mortgage Loans & Refinancing options are tailored to assist first-time buyers and seasoned homeowners alike. We guide you through the entire process, making it as smooth as possible. Plus, if you're looking to consolidate debt or tackle unexpected expenses, our Personal Loans & Debt Consolidation services can help relieve financial stress.

Personal Banking

We offer various Personal Banking options, including checking and savings accounts that fit different lifestyles. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that help you track your spending easily. If you're looking to finance a new vehicle, our Auto Loans & Vehicle Financing solutions provide competitive rates and flexible terms, ensuring you can get on the road without breaking the bank.

Digital & Online Banking

Key Features

We believe in convenience without compromising security. That's why we provide electronic signature authorization for quick transactions and e-statements that help you manage your paperwork effortlessly. Say goodbye to cluttered mailboxes! You'll also appreciate our mobile application, which gives you the freedom to handle your banking on the go. Need to send money to a friend? Our person-to-person transfers make it easy and fast. Plus, with mobile payments enabled, shopping has never been more convenient you can make purchases directly from your phone. At Panhandle, we prioritize your financial security while ensuring that all these features work together smoothly for an optimal banking experience. Enjoy real-time account management and peace of mind knowing that your information is protected. Join us today and take advantage of modern banking solutions tailored just for you! For more information or to get started with online banking, visit us at https://www.panhandlefcu.com/ or call us at (620) 222-6282.

Financial Strength

Commitment to Growth

With $8,502,605 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $503 in used auto loans and $30,627,906 in total loans and leases.

Growing Membership Base

Our commitment to serving you is evident as we proudly support 7,097 accounts within our community. This growing member base trusts us with their finances because we deliver on our promise of reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Panhandle is your trusted partner. Visit us at 1300 E 5Th Ave Winfield Ks 67156 or call (620) 222-6282 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Focused Savings

Members' savings are secured through $11,637,453 in share certificates and $14,446,743 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $10,501,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid position helps us continue supporting our members' needs in times of economic change. Our net worth ratio of $1,671 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,374,501 in used vehicle loans and $3,102,906 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options that can cater to your needs.

Credit Lines

For those looking for more flexibility in managing funds, our total credit lines amount to $999,999. This can be particularly useful for unexpected expenses or projects that may arise throughout the year. Our team at Panhandle is dedicated to providing you with the best service possible. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 620-222-6282, and our knowledgeable staff will be happy to assist you. We pride ourselves on being a community-focused institution located at 1300 E 5Th Ave Winfield KS 67156. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Panhandle help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to guide you through other available options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $409,569 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits that can help you handle everyday expenses while building your credit.

Loan Aggregator

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PANHANDLE FEDERAL CREDIT UNION - Winfield, KS