PANHANDLE FEDERAL CREDIT UNION - Wellington, KS

The mission of Panhandle Federal Credit Union is simple yet profound: We strive to empower our members by providing accessible financial solutions that enhance their lives. We believe in treating every member with respect and dignity while ensuring that their financial needs are met with care and precision. Our focus extends beyond just transactions; we actively engage in community outreach efforts to make a positive impact on the lives of residents in Wellington and beyond. In addition to our traditional services, we embrace technology to better serve our members. With features like online banking, mobile payments, and electronic signatures, we ensure that banking with us is convenient and user-friendly. Our drive-thru service enhances accessibility for those who prefer face-to-face interactions while maintaining efficiency. While members can visit us at 403 N Washington Ave, official correspondence should be sent to the same address as our mailing address: 403 N Washington Ave, Wellington, KS 67152. We are proud of our partnerships within the community that help us support local initiatives and events. Whether it's sponsoring youth sports teams or participating in local fairs, we are dedicated to giving back to the community that has supported us for decades. As we look ahead to the future, we invite you to join us at Panhandle Federal Credit Union. Experience firsthand the benefits of being part of a cooperative where your financial well-being is our top priority. Contact us today at 620-326-2285 or visit us online at www.panhandlefcu.com to learn more about how we can assist you on your financial journey!

Whether you're looking to open a new account or need help managing your existing finances, we invite you to drop by Panhandle Federal Credit Union today! Experience our welcoming atmosphere and discover how we can support your financial journey. We look forward to seeing you soon!

At Panhandle, we understand that convenience is key. That's why our location offers ample parking and features that accommodate all members, including those with disabilities. If you prefer to conduct your banking from the comfort of your vehicle, we have a drive-thru service available for quick deposits and withdrawals. Plus, our ATM is on-site for easy cash access whenever you need it.

We are here for you during convenient hours! Visit us Monday through Friday from 8:00 AM to 6:00 PM and on Saturday from 8:00 AM until noon. Whether you have questions about personal loans or need help with online banking, our friendly staff is ready to assist you.

Our services include personal checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards designed to fit various financial needs. We also provide business banking options, ensuring that both individuals and businesses can find solutions that work for them. While members can visit us at 403 N Washington Ave, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to give us a call at 620-326-2285.

In today's fast-paced market, having reliable merchant services is vital. Our tailored solutions simplify transactions and enhance customer experiences. Picture a retail store owner who can easily accept various payment methods credit cards, mobile payments, or even e-commerce transactions thanks to our robust merchant services. This not only boosts sales but also builds customer loyalty. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Let us partner with you on your journey to success! Visit us at 403 N Washington Ave Wellington Ks 67152 or call us at (620) 326-2285 to learn more about how we can support your business goals.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

For our business members, we have tailored business banking solutions, including merchant services and business loans. Running a business is challenging enough; let us take some of that stress off your shoulders by providing financial tools that can help you thrive.

At Panhandle, located at 403 N Washington Ave Wellington Ks 67152, we're here to serve our community with warmth and care. Our friendly team is always ready to answer any questions you may have about our services or how they can benefit you personally. Feel free to reach out at (620) 326-2285 during our operating hours from 8 AM - 6 PM Monday through Friday, and 8 AM - Noon on Saturday. Explore all that we have to offer by visiting us online at Panhandle Federal Credit Union or come see us in person! Let us help you achieve your financial dreams today!

Enhancing your spending power is easy with our credit cards with rewards program. Imagine earning points on everyday purchases whether it's groceries or gas that can be redeemed for travel or cash back. It's just one more way we help you make the most out of your money.

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that allow you to manage your finances anytime, anywhere. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go through our mobile app. Additionally, our ATM and cash withdrawal services ensure that you have access to your funds when needed. With locations available throughout Wellington, getting cash has never been easier. For quick transactions, our basic drive-thru banking allows for simple deposits and withdrawals without ever leaving your car.

Starting with personal banking, we offer checking and savings accounts that cater to different lifestyles and financial goals. Imagine having a place where you can easily manage your day-to-day expenses while also saving for those special moments like a family vacation or a new home. Our accounts come with no monthly fees and competitive interest rates, making it easier for you to grow your savings. When it comes to financing, our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. Whether it's a new ride or a reliable used vehicle, we offer competitive rates that fit your budget. Plus, our mortgage loans and refinancing services can assist you in making one of life's biggest investments more affordable. If you're looking for flexibility in managing unexpected expenses, our personal loans and debt consolidation solutions can provide the support you need. We aim to simplify your financial journey by offering straightforward terms and friendly service.

Managing your money has never been easier thanks to features like electronic signature authorization. This means you can sign documents digitally without needing to visit a branch saving you time and effort. Plus, if you prefer going paperless, we offer e-statements that keep your financial information secure while reducing clutter. Our mobile application takes convenience a step further. With it, you can make mobile payments, transfer money person-to-person, and even check your account balances all from the palm of your hand. Imagine paying back a friend right after dinner without having to dig through cash or checks; it's that simple! Your security is our priority. Our online banking system is equipped with advanced security measures to keep your personal information safe. You can bank with peace of mind knowing that we take every precaution to protect your data. In summary, whether you're using a computer or a smartphone, Panhandle makes it easy for you to stay connected with your finances. Experience the freedom of real-time account management today!

With $8,502,605 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $503 in used auto loans and $30,627,906 in total loans and leases supporting members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Panhandle is your trusted partner. Visit us at 403 N Washington Ave Wellington Ks 67152 or call (620) 326-2285 to learn more about how we can help you achieve your financial goals.

We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 7,097, showing a strong and growing member base that trusts us with their finances.

Members' savings are secured through $11,637,453 in share certificates and $14,446,743 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $10,501,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,671 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,374,501 in used vehicle loans and $3,102,906 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms make it easy to find a loan that fits your budget.

For business owners, our outstanding commercial loans provide the capital needed to grow and expand your operations. Although currently there are no outstanding commercial loans reported at Panhandle, we're always here to discuss potential options as your business needs evolve.

We also offer flexible terms on unsecured credit card loans, with a total of $409,569 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to suit different lifestyles and spending habits.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We can guide you through the process and help you find the right loan for your needs.

If you're considering refinancing any existing loans, we encourage you to reach out. Our team can help assess your eligibility and explore options that may lower your payments or simplify your financial commitments. You can reach us at (620) 326-2285 for more information about our loan offerings or visit us at our branch located at 403 N Washington Ave Wellington Ks 67152 in Wellington, KS. We're committed to helping you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you in achieving your financial aspirations today!

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