Pampa Teachers Credit Union Pampa TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Pampa Teachers, your trusted financial partner located at 2500 Perryton Pkwy, Pampa, TX 79065. Since our establishment in 1937, we've been dedicated to serving our community with a focus on providing exceptional banking services tailored to the unique needs of our members. With a total membership of 1,975 and assets exceeding $12,852,522, we pride ourselves on being a reliable resource for personal and business banking. At Pampa Teachers, we understand that financial decisions can be daunting. That's why our friendly team is here to guide you every step of the way. Whether you're looking for auto loans, mortgage options, or personal loans for debt consolidation, we've got you covered. Our commitment to quality service is reflected in our total deposits of $1,965,306 and a net worth of $1,358,362, showcasing our stability and strength as a credit union. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 920, Pampa, TX 79066-0920. We invite you to explore our comprehensive services including online banking and personal checking accounts designed just for you. Our leadership team is equally dedicated to your satisfaction. Under the guidance of CEO Codi Hess and Board President Danny Seabourn, we strive to create a welcoming environment where everyone feels valued. With a total of 9 employees, we're ready to assist you during lobby hours from 9:00 AM to 12:00 PM & 1:00 PM to 5:00 PM, and through our drive-thru service until 5:00 PM. Join us today and experience the difference at Pampa Teachers! Feel free to give us a call at (806) 665-0057 or visit our website at ptfcu-tx.com for more information on how we can help you achieve your financial goals. Let's build your future together!

Branch History & Mission

Welcome to Pampa Teachers, a credit union with a rich legacy that has been serving the community of Pampa, Texas since 1937. Located at 2500 Perryton Pkwy, our branch has grown alongside our members and the community, evolving into a trusted financial partner for nearly 2,000 individuals and families. With total assets of over $12.8 million, we are proud to offer a range of services designed to meet the diverse needs of our members. Our mission at Pampa Teachers is simple yet profound: to provide exceptional financial services while supporting the growth and well-being of our community. We believe in empowering our members through accessible banking solutions such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. But we don't stop there; we strive to foster strong relationships and offer guidance that helps you achieve your financial goals. As a member-focused institution, we prioritize your convenience. While our main branch address is at 2500 Perryton Pkwy, official correspondence can be sent to P.O. Box 920, Pampa, TX 79066-0920 if needed. Our operating hours are designed to accommodate your busy schedule: Monday through Friday from 9:00 AM to 12:00 PM and 1:00 PM to 5:00 PM. Additionally, we offer drive-thru banking for those quick transactions on the go. At Pampa Teachers, we're committed not only to providing robust financial services but also to enhancing the community around us. We engage in various outreach initiatives aimed at supporting local schools and organizations because we understand that when our community thrives, so do we. In an ever-evolving digital world, we have embraced modern banking technologies. Our online banking platform allows you to manage your finances conveniently from anywhere. You can access your accounts anytime and enjoy services like person-to-person payments or e-statements all while knowing that customer support is just a phone call away at 806-665-0057. Join us at Pampa Teachers! Experience how our commitment to personal service can make a difference in your financial journey. Together, let's build a brighter future for you and our beloved community. Visit our website here for more information about membership and services offered!

Branch Location & Accessibility

Welcome to the Pampa Teachers branch of Pampa Teachers FCU, conveniently located at 2500 Perryton Pkwy in Pampa, Texas. Our branch sits in the heart of Gray County, making it easy for members to access our services. Whether you are running errands or simply passing by, we are here to assist you with all your banking needs. If you're looking for us, you'll find us near popular landmarks that make our location even more accessible. Just a quick drive from local schools and parks, we offer ample parking right outside our doors. We understand the importance of accessibility; our facility is compliant with ADA standards, ensuring everyone can enjoy a comfortable visit. At Pampa Teachers FCU, we strive to make your banking experience smooth and straightforward. Our lobby hours are from 9:00 AM to 12:00 PM and 1:00 PM to 5:00 PM on weekdays, while our drive-thru service is available from 9:00 AM to 5:00 PM. Need assistance? Don't hesitate to give us a call at 806-665-0057. We also take pride in offering a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. While we currently do not have ATM services, our friendly staff is ready to help with transactions through our drive-thru or lobby. For any official correspondence, please send it to our mailing address at P.O. Box 920, Pampa, TX 79066-0920. We invite you to stop by and discover how we can support your financial journey today!

Member Eligibility

Becoming a member of Pampa Teachers is like joining a welcoming family that's dedicated to supporting your financial journey. If you live, work, or attend school in the local area, you're likely eligible to join us! We believe in making banking accessible and personal, so we invite anyone who meets our community-focused criteria to experience the benefits of membership. By joining Pampa Teachers, you gain access to a range of services designed to help you save and grow, from checking accounts to auto loans, all with competitive rates tailored for our members. For detailed eligibility requirements, feel free to visit our website at . If you're ready to take the next step or have questions about opening an account, don't hesitate to reach out at (806) 665-0057. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a reliable partner who helps streamline your payment processing while you focus on what you do best running your business. Our merchant services provide practical tools that enhance customer experience and simplify transactions, ensuring you can serve your clientele efficiently. Located conveniently at 2500 Perryton Pkwy Pampa Tx 79065, Pampa, TX, we're here to empower local businesses with the financial resources they need. Connect with us today at (806) 665-0057 and explore how we can help you achieve your goals!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $92,517, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds Made Simple

Need quick access to cash? While we do not have ATMs at this branch location, our basic drive-thru banking provides easy access for deposits, withdrawals, and simple transactions without needing to leave your car. At Pampa Teachers, we're committed to ensuring that each member receives personalized service tailored just for them. Our friendly team is available during lobby hours from 9:00 AM to 12:00 PM and 1:00 PM to 5:00 PM on weekdays so feel free to reach out at (806) 665-0057 or visit us today! Join us in experiencing financial services designed with you in mind! Explore everything we offer by visiting our website at Pampa Teachers Fcu or stop by our branch located at 2500 Perryton Pkwy Pampa Tx 79065 in Pampa, TX. Your financial journey starts here!

Business Banking Services

For entrepreneurs and small business owners, we offer robust Business Banking solutions that include merchant services and business loans. This means you can focus on growing your business while we handle the financial side.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. With features like e-statements and person-to-person payments, handling your finances has never been easier.

Credit Options with Benefits

When it comes to credit, we know how important rewards can be. Our Credit Cards with Rewards allow you to earn points on everyday purchases, turning your spending into savings. Whether you're dining out or shopping for groceries, enjoy the benefits that come with being a member.

Loans for Every Occasion

Life is full of surprises, and sometimes you need a little extra help. That's where our Auto Loans & Vehicle Financing come into play. Picture yourself driving off in a new car, knowing you got an excellent rate through us. We also provide Mortgage Loans & Refinancing, making it easier for you to own the home you've always dreamed of. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options are here to assist you.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer Personal Banking options that include both checking and savings accounts. Imagine having a safe place to keep your money while earning interest on your savings. Whether you're budgeting for a family vacation or saving for a new home, our accounts are tailored to meet your needs.

Digital & Online Banking

At Pampa Teachers, we understand that convenience and security are key when it comes to managing your finances. Our digital and online banking services are designed to make your banking experience simple, safe, and accessible whenever you need it. With our user-friendly online banking platform, available at https://www.ptfcu-tx.com/ , you can manage your accounts 24/7. Whether you want to check your balance, pay bills, or transfer money, everything is just a click away. You can even set up electronic signatures for transactions, making it easier than ever to handle your banking tasks without the need for paper forms yes, we offer Yes! We also provide e-statements, so you can keep track of your financial history without cluttering your mailbox. This feature not only saves trees but also helps you stay organized! If you're on the go, our mobile application gives you access to all these services right from your smartphone. Plus, with the ability to make person-to-person transfers, sending money to friends or family has never been simpler. While we currently don't support mobile payments directly through our app, our focus is always on enhancing your banking experience and keeping it secure. Rest assured, any transaction you make is protected with the highest security standards. So why wait? Dive into the world of convenient banking today with Pampa Teachers. Experience real-time account management and take control of your finances like never before!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pampa Teachers is your trusted partner. Visit us at 2500 Perryton Pkwy Pampa Tx 79065 or call (806) 665-0057 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $3,758,706 in share certificates and $1,178,019 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $992,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,602 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 3,264, showing a strong and growing member base that trusts us with their finances.

Our Solid Foundation

With a net worth of $1,358,362, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation translates into peace of mind for our members. Our net worth ratio of $1,057 further demonstrates our commitment to maintaining a strong capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $1,355,760 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $235 in used auto loans and $9,174,489 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,723,878 in used vehicle loans and $2,035,211 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with confidence.

Credit Lines and Refinancing Options

In addition to these offerings, we have credit lines available totaling $750,000, providing an easy way to access funds when needed. If you're considering refinancing your existing loans or exploring eligibility options, our team is ready to assist you in finding the best solutions tailored to your circumstances. At Pampa Teachers Credit Union, we prioritize our members' financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how our loan products can work for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, allowing you to plan for the future without unnecessary complications.

Unsecured Credit Card Loans

We also recognize the importance of managing daily expenses effectively. That's why we provide flexible terms on unsecured credit card loans, with a total of $403,126 in loans helping our members navigate their financial landscape smoothly.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing real options available to them. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user sees the same fair comparisons regardless of lender relationships. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With constantly changing rates, having access to current data is essential for securing the best deal. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the practical benefits of using a reliable comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By working exclusively with legitimate lenders, LendMesh guarantees that users receive accurate and up-to-date information about loan options.

PAMPA TEACHERS FEDERAL CREDIT UNION