At Pamcel Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a robust financial foundation allows us to serve you better, ensuring that your money is safe and growing. With a
net worth of $2,094,596, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of 1665 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$0 in share certificates and
$0 in money market shares, which may not seem like much right now but reflects our focus on prioritizing direct support for our members over traditional deposit products. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$2,078,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means that when you choose Pamcel Community as your financial partner, you're choosing an institution that continually seeks ways to improve your experience. Our lending capacity is significant; with
$3,417,132 in total loans and leases, including
91 used auto loans, we support our members' financial goals across various sectors. Although our
net income currently stands at $0, this reflects a period of strategic investments aimed at future growth rather than immediate returns. We also take pride in having
5 full-time employees ready to assist you with any questions or needs you may have. Our dedicated team ensures that when you walk through the doors at our branch located at
301 Main St Skellytown TX 79080, you receive knowledgeable service tailored to your financial needs. Total Share and Deposit Accounts:
1,643 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pamcel Community is your trusted partner. Visit us at
301 Main St Skellytown TX 79080 or call
806-848-2413 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov based on the latest results.