Pamcel Community Credit Union Pampa TX | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Pamcel Community Federal Credit Union, your trusted partner in financial growth and community support since 1953. Located at 1939 N Hobart St, Pampa, TX 79065, we are dedicated to providing our members with personalized banking solutions tailored to meet their unique needs. Whether you're looking for a new auto loan, seeking advice on mortgage options, or just want to open a savings account, our friendly team is here to help. With over 1,017 members and total assets of $12,565,547, we pride ourselves on being a cornerstone of the Pampa community. Our commitment goes beyond numbers; it's about fostering relationships and enhancing the lives of those we serve. Under the guidance of our CEO, Mandy Brockington, and Board President, Archie Summers, we aim to empower you with the financial resources you need for a brighter future. At Pamcel Community FCU, we offer a range of services including checking and savings accounts, personal loans, credit cards with rewards, and more. Our total deposits stand at $785,864, reflecting the trust our members place in us. With a strong net worth of $2,094,596 and cash in hand amounting to $148,411, we're well-equipped to provide robust financial services. While you can reach us easily by phone at 806-688-7041, official correspondence should be sent to our mailing address: 1939 N Hobart St., Pampa, TX 79065-3412. Visit our website at Pamcel Community FCU or stop by today! We're excited to assist you in achieving your financial goals and becoming an integral part of your journey toward success.

Branch History & Mission

At Pamcel Community, we take pride in our rich history and the strong mission that drives us every day. Established in 1953, our credit union has grown from a small community-based organization into a vital financial resource for over 1,017 members right here in Pampa, Texas. Our branch is located at 1939 N Hobart St, conveniently positioned to serve our community and surrounded by familiar local landmarks. From our inception, Pamcel Community has focused on providing exceptional financial services while fostering a supportive environment for all members. Over the years, we've expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and business banking services. Today, we proudly manage total assets of $12,565,547, reflecting our commitment to the financial well-being of our members. Our mission is simple yet powerful: to empower our community through accessible financial services and support. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's helping you secure a loan for your dream car or guiding you through the process of saving for your future, we're here for you every step of the way. While members can visit us at 1939 N Hobart St Pampa Tx 79065, official correspondence should be sent to 1939 N Hobart St., Pampa, TX 79065-3412. Our dedicated team operates Monday through Friday from 8:00 AM to 5:00 PM, ensuring that we are available when you need us most. With ATM access and drive-thru banking options available, we strive to make banking as convenient as possible. In addition to our financial services, Pamcel Community is deeply committed to supporting local initiatives and outreach programs that benefit our community. We partner with various organizations to provide resources and assistance where it's needed most. By investing in the Pampa area and its residents, we aim to create a brighter future for all. As we look ahead, we continue to embrace technological advancements that enhance your banking experience while ensuring accessibility for everyone. Our online and mobile banking options make it easy for you to manage your finances on-the-go. We invite you to join Pamcel Community Federal Credit Union and experience the difference that comes from being part of a caring financial institution dedicated to your success. Together, let's build a stronger community! For more information about joining or our services, please call us at (806) 688-7041 or visit us at Pamcel Community.

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Don't hesitate to give us a call at 806-688-7041. We're always happy to help! While members can visit us at 1939 N Hobart St., official correspondence should be sent to our mailing address at 1939 N Hobart St., Pampa, TX 79065-3412. Come visit Pamcel Community Federal Credit Union today! We look forward to welcoming you into our branch and helping you achieve your financial dreams.

Convenient Access

At Pamcel Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. There's ample parking available for those visiting us by car, and if you're on the go, our drive-thru banking service allows you to manage your transactions without leaving your vehicle. Plus, we have an ATM on-site for quick cash withdrawals and balance checks.

Operating Hours

We understand that life gets busy! That's why we are open from 8:00 am to 5:00 pm Monday through Friday, ready to assist you with personal banking needs like checking and savings accounts, auto loans, mortgage loans, and more. Whether you need help with a loan application or want to talk about your financial goals, our team is here for you. If you prefer handling your finances online or via mobile, we offer convenient online banking options as well.

Member Eligibility

Becoming a member of Pamcel Community is like joining a close-knit family where your financial well-being comes first. If you're looking to be part of something special, it's simple! Membership is open to anyone who lives, works, or worships in the Pampa area and surrounding communities. This means that as long as you have ties to our wonderful town, we welcome you with open arms. Not only do you gain access to a variety of financial products tailored to meet your needs, but you also become part of a community that values support and service above all else. To start your journey with us at Pamcel Community, just swing by our branch located at 1939 N Hobart St Pampa Tx 79065 or give us a call at (806) 688-7041 during our friendly hours from 8:00 am to 5:00 pm, Monday through Friday. For more detailed eligibility criteria, feel free to check out the information available at . Joining is easy, and we're excited to help you take the next step toward achieving your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $62,046, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment solutions is crucial. At Pamcel Community, we provide merchant services that simplify transactions, allowing you to focus on what you do best running your business. Imagine being able to accept payments quickly and securely, whether in-store or online, all while enjoying personalized support from our dedicated team. Located at 1939 N Hobart St Pampa Tx 79065 in Pampa, TX, we're here to help your business thrive. Reach out to us at (806) 688-7041 and discover how our services can empower your enterprise!

Comprehensive List Of Services

Accessibility and Support

At Pamcel Community, we recognize the importance of accessibility. Our basic ATM access allows for quick withdrawals and balance checks whenever you need them. If you're looking for personalized assistance, feel free to reach out at (806) 688-7041 during our operating hours from 8:00 am to 5:00 pm Monday through Friday. In conclusion, whether you're looking to open a new account or explore loan options, Pamcel Community is dedicated to meeting your financial needs with warmth and expertise. We invite you to visit us at 1939 N Hobart St Pampa Tx 79065 or check us out online at Pamcel Community Federal Credit Union. Let us help you achieve your financial goals today!

Business Banking Services

For our local entrepreneurs, we offer business banking solutions that include merchant services and business loans. We understand the unique challenges small businesses face and are committed to providing resources that help them thrive.

Credit Cards and Personal Loans

Need a little extra cash for an unexpected expense? Our personal loans and debt consolidation options can provide the financial relief you're looking for. Plus, our credit cards come with rewards that can give back on everyday purchases think of it as earning while you spend!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills with just a few taps on your smartphone. If you prefer traditional banking methods, our ATM services and drive-thru banking make it easy to handle deposits and withdrawals without stepping inside the branch.

Personal Banking Solutions

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day finances to auto loans and vehicle financing options, we strive to make banking easy and accessible. Imagine driving off in your dream car with a manageable loan plan tailored just for you. Additionally, our mortgage loans and refinancing solutions can help turn your homeownership dreams into reality, ensuring that you have the support needed through every phase of life.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services, you can manage your accounts at your convenience. Whether you're checking your balance, transferring funds, or paying bills, everything you need is just a click away. Simply visit us at https://www.pamcelfcu.com/ to get started!

Mobile Application

Our mobile application is another great way to stay on top of your finances while on the go. You can easily access account information, view transactions, and even make transfers right from your smartphone. Enjoy banking that fits into your busy lifestyle!

Mobile Payments

Currently, we do not support mobile payments, but our focus remains on providing accessible online banking services that help you manage your finances effectively. At Pamcel Community, we're committed to making banking easier for you. Our digital and online services empower you to take charge of your finances confidently and securely. Join us today and experience the convenience of modern banking!

Person-to-Person Transfers

While we don't have person-to-person transfer options available just yet, our other features make it simple to manage your financial needs directly through our platform.

Secure Transactions

Safety is a top priority for us. While we currently don't offer electronic signatures for transactions or e-statements, rest assured that all your online activities are secured with advanced measures. Your personal information remains protected while you enjoy easy access to your accounts.

Financial Strength

At Pamcel Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the strength of our financial foundation directly impacts your experience with us. That's why we're proud to share our commitment to maintaining a solid and reliable financial standing. With a net worth of $2,094,596, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,665 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,078,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $91 in used auto loans and $3,417,132 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is evident in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees who are always ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 1,643, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pamcel Community is your trusted partner. Visit us at 1939 N Hobart St Pampa Tx 79065 or call (806) 688-7041 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,223,589 in used vehicle loans and $539,712 in new vehicle loans already helping members get on the road. We provide flexible terms and straightforward options so you can find the right loan that works for you.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $62,046 provide the capital needed to expand and succeed. We understand that running a business comes with unique challenges and financial demands; our team is here to support you with tailored lending solutions. We encourage all potential borrowers to explore our refinancing options as well. If you're looking for better rates or terms on existing loans, we're ready to assist you in finding ways to save money. If you're interested in any of these loan products or have questions regarding eligibility or application processes, don't hesitate to reach out! You can contact us at 806-688-7041 or visit us at 1939 N Hobart St., Pampa, TX 79065. We're open Monday through Friday from 8:00 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Pamcel Community be your trusted partner in achieving your financial aspirations!

Credit Lines and Personal Loans

For those who need additional flexibility in managing their finances, we also offer credit lines with a total of $1,000,000 available. This allows you to access funds when needed without having to take out a separate loan. Additionally, our unsecured credit card loans totaling $140,222 can help you manage your daily expenses effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,036,533, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to guide you every step of the way.

Loan Aggregator

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PAMCEL COMMUNITY FEDERAL CREDIT UNION