Palisades Credit Union Pearl River NY

Introduction

Welcome to Palisades, your trusted financial partner located at 300 N Middletown Rd, Pearl River, NY 10965. Established in 1941, we have proudly served our community for over 80 years, building a solid foundation of trust and reliability. With a total membership of 13,471 and assets reaching an impressive $200,977,409, we are dedicated to providing exceptional financial services tailored to meet the needs of our members. At Palisades, we believe in making banking accessible and straightforward. Our commitment is reflected in our total deposits of $10,439,326 and our robust loan portfolio consisting of 6,900 loans and leases. Whether you're looking to save for the future or secure a loan for your next vehicle, we've got you covered with competitive rates and personalized service. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 300 N Middletown Rd, Ste 6, Pearl River, NY 10965-1295. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Anthony Kurdziel and Board President Pamela Wiss, we strive to create a welcoming environment where everyone feels valued. With a team of 37 dedicated employees, we're always ready to assist you with friendly service. As part of our mission to strengthen community ties, we also focus on local initiatives that help improve the lives of those around us. Our net worth stands at an impressive $19,627,807, which reflects our stability and commitment to serving you better. If you're ready to take control of your financial future or simply want more information about how we can help you thrive, don't hesitate to reach out! Call us today at 845-602-4242 or visit our website at Palisades FCU. We're here for you from 8:00 AM to 4:30 PM, Monday through Friday. Join us on this journey towards financial success!

Branch History & Mission

Welcome to Palisades, a credit union with a proud legacy rooted in community service since its opening in 1941. Located at 300 N Middletown Rd, Pearl River, NY 10965, our branch has been a cornerstone for residents seeking reliable financial services. With an impressive membership of 13,471 and total assets amounting to $200,977,409, we have grown alongside our community, adapting to meet the needs of our members. Our journey began over 80 years ago when a group of local visionaries recognized the need for a financial institution that prioritized people over profits. Since then, Palisades has focused on providing personalized banking experiences while supporting various community initiatives. Our mission is clear: we strive to empower individuals and families with the tools they need to achieve their financial goals. Whether it's through offering competitive loan rates or providing educational resources, we are dedicated to making a positive impact in Pearl River and beyond. At Palisades, we understand the importance of accessibility. That's why we provide convenient services such as ATM availability for easy withdrawals and balance checks. While members can visit us at our branch address, official correspondence should be sent to 300 N Middletown Rd, Ste 6, Pearl River, NY 10965-1295. We pride ourselves on being more than just a bank; we are an active participant in the community. From sponsoring local events to partnering with schools and organizations, our outreach efforts demonstrate our commitment to enhancing the lives of those around us. Additionally, we embrace technology by offering online banking and mobile payment options, ensuring that our members have access to their finances anytime, anywhere. As we look forward to the future, our focus remains on fostering relationships built on trust and transparency. We invite you to become part of the Palisades family and experience the benefits of being a member-driven credit union. Join us today and discover how we can help you navigate your financial journey. For more information or assistance, please call us at 845-602-4242 during our operating hours from 8:00 AM to 4:30 PM, Monday through Friday. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and wide entryways to ensure everyone can access our services comfortably. There's ample parking available right outside the branch, making it simple to pop in for a visit.

Contact Us

Have questions? We're just a phone call away! Reach us at 845-602-4242, and our team will be happy to help you with any inquiries. If you need official correspondence, please send it to our mailing address: 300 N Middletown Rd, Ste 6, Pearl River, NY 10965-1295. We invite you to visit us today and experience personalized banking that fits your lifestyle!

Operating Hours

We are here for you Monday through Friday from 8:00 AM to 4:30 PM. Our friendly staff is ready to assist you with all your banking needs during these hours, ensuring that you have the support necessary to manage your finances effectively.

Services Offered

At Palisades, we understand that convenience matters. While we currently offer ATM services only, our ATM is equipped for basic transactions such as withdrawals and balance checks, giving you quick access to your funds on-the-go.

Member Eligibility

Becoming a member of Palisades is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Pearl River area, you're already on the path to membership! We believe everyone deserves access to personalized financial services that make life easier and more rewarding. By joining us, you'll gain access to competitive rates on loans, savings accounts, and a host of other benefits tailored just for our members. Ready to take the next step? Opening an account with Palisades is simple and straightforward. Just visit us at our branch located at 300 N Middletown Rd Pearl River Ny 10965, or check out our online application process at https://accounts.palisadesfcu.org/enroll. If you have any questions or need assistance, don't hesitate to give us a call at (845) 602-4242. For more details on eligibility requirements, feel free to explore our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a local café using our merchant services to streamline transactions and enhance customer experiences. By offering mobile payment options, they can serve customers quickly and efficiently. This not only boosts sales but also builds loyalty. Our services are designed to help businesses like yours thrive in today's competitive landscape. If you're ready to take your business to the next level, visit us at 300 N Middletown Rd Pearl River Ny 10965 in Pearl River, NY or call us at (845) 602-4242. Together, we can turn your vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,524,533, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

One of the key services we offer is ATM access. With basic ATM services, you can easily withdraw cash or check your balance whenever you need to. We understand that life can get busy, and having access to funds at any time helps ease those daily challenges. Our ATMs are designed for straightforward transactions, so you can get what you need without any hassle.

Call Us Today!

If you have questions about our services or want to learn more about how Palisades can assist you, don't hesitate to reach out! Give us a call at (845) 602-4242 during our lobby hours from 8:00 AM to 4:30 PM, Monday through Friday. We look forward to serving you and helping you achieve your financial goals! For more information, visit us online at Pearl River.

Digital Banking Features

In today's fast-paced world, digital banking is essential. At Palisades, we provide online banking solutions that allow you to manage your finances from the comfort of your home or on the go. Whether it's checking your account balance, transferring funds, or making payments, our digital features make it easy for you to stay in control of your finances.

Member-Centric Approach

We know that each member has unique needs, and we strive to address them effectively. If you're looking for personalized assistance or guidance on financial decisions, our friendly staff is here to help. We take pride in building relationships with our members, ensuring they feel valued and supported in their financial journeys.

Digital & Online Banking

At Palisades, we understand that managing your finances should be easy and secure. That's why our digital and online banking services are designed to provide you with convenience at your fingertips, anytime and anywhere. With our robust online banking platform, accessible at https://www.palisadesfcu.org/, you can take control of your accounts 24/7. Whether you're checking balances, transferring funds, or reviewing transactions, everything is just a click away. Plus, for those who prefer mobile access, our user-friendly mobile application ensures that you can manage your finances on the go. Say goodbye to paper clutter! We offer e-statements so you can view your account statements online whenever you need them. This not only helps you stay organized but also contributes to a more sustainable environment. And if you ever need to sign documents electronically, our electronic signature authorization feature makes it quick and hassle-free. Need to send money to a friend? Our person-to-person transfers allow you to send funds instantly, making it easier than ever to share expenses or pay back a loan. If you're on the move and want to make purchases without cash or cards, our mobile payments feature has got you covered. Security is our top priority. You can rest assured that all transactions are protected with advanced security measures. At Palisades, we're committed to providing services that not only meet your financial needs but also ensure peace of mind. Join us today at https://www.palisadesfcu.org/ and experience the ease of managing your finances with Palisades's digital banking services!

Financial Strength

At Palisades, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing with you, showcasing how we work diligently to safeguard your savings and provide excellent services. With a net worth of $19,627,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $976 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $50,152,237 in share certificates and $9,948,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $19,514,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,388 in used auto loans and $159,799,677 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $170,602. Total Share and Deposit Accounts: 19,083, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Palisades is your trusted partner. Visit us at 300 N Middletown Rd Pearl River Ny 10965 or call (845) 602-4242 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,422,075 in used vehicle loans and $12,920,810 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Business Solutions

For business owners, our outstanding commercial loans totaling $4,524,533 provide the capital needed to grow and expand. We work closely with local businesses to tailor solutions that fit their unique needs. At Palisades, we strive for transparency and support throughout your borrowing experience. If you're considering refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to contact us at (845) 602-4242 or visit us at 300 N Middletown Rd Pearl River Ny 10965, located in Pearl River, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,865,941, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure that your journey to owning a home is as smooth as possible.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $3,860,605 in loans helping members manage their finances effectively, our credit cards provide an easy way to cover purchases while keeping control of your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. Each listing reflects the actual rates available, making it easier for borrowers to compare options without any hidden agendas.

Palisades