Palisades Credit Union Nanuet NY | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Palisades, your trusted community partner in financial growth! Located at 240 E Route 59, Nanuet, NY 10954, our credit union has been serving members since 1941. With a strong commitment to local residents, we proudly support over 13,471 members with tailored financial solutions and personalized service. At Palisades, we understand that each member's journey is unique. Our assets total an impressive $200,977,409, ensuring that we have the resources to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we're here for you. Led by our dedicated CEO, Anthony Kurdziel, and Board President Pamela Wiss, our team of 37 employees is committed to providing exceptional service. We know that trust is built through transparency; that's why we maintain a net worth of $19,627,807 and total deposits of $10,439,326. Our goal is not just to be your bank but to be a vital part of your financial success. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 240 E Route 59, Nanuet, NY 10954-2905. Whether you're interested in exploring loan options or seeking advice on managing your finances, we invite you to reach out! Call us at 845-602-4242 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday, and from 9:00 AM to 1:00 PM on Saturday. Join us at Palisades where community meets opportunity! For more information about our services or to open an account online, please visit our website at palisadesfcu.org.

Branch History & Mission

Community Commitment

Palisades is deeply rooted in the Nanuet community. We believe in giving back through various outreach programs and partnerships that uplift those around us. By participating in local events and initiatives, we continue to strengthen our ties within the community while encouraging our members to get involved as well. In closing, we invite you to join Palisades Credit Union. Experience firsthand how we combine personalized service with modern banking solutions designed for your lifestyle. Together, let's build a brighter financial future! For more information or to become a member today, please visit our website or call us at (845) 602-4242.

Our Journey

Since our inception, Palisades has been dedicated to providing exceptional service and financial solutions tailored to the unique needs of our members. Over the decades, we have adapted to the changing landscape of banking while remaining true to our core values of community support and member-focused service. With advancements in technology, we now offer a range of digital services including online banking and mobile payments, ensuring that our members can manage their finances conveniently and securely.

Our Mission

Our mission is simple yet profound: to empower our members with the financial tools they need to succeed while fostering a strong sense of community. We strive to provide personalized banking services that go beyond just transactions; we aim to build lasting relationships based on trust and mutual growth. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we are here to help you achieve your financial goals. While members can visit us at 240 E Route 59 Nanuet Ny 10954, official correspondence should be sent to 240 E Route 59, Nanuet, NY 10954-2905. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. We also offer ATM services for quick access to your funds.

Branch Location & Accessibility

Convenient Access and Parking

When you visit us, you'll find ample parking available, ensuring that you can quickly get in and out. Our branch is fully ADA compliant, featuring ramps and accessible entrances to accommodate all members of the community. Whether you're stopping by for a quick transaction or to discuss your financial needs, we strive to provide a welcoming environment for everyone.

Operating Hours

We understand that life can be busy. That's why our lobby hours are designed with your schedule in mind, open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM. This means you can visit us during lunch breaks or even on weekends!

Services Offered

At Palisades, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is ready to assist you. Plus, we have ATM availability right at the branch for easy cash withdrawals and balance checks. While you can reach us directly at 845-602-4242 for any inquiries or assistance, please note that official correspondence should be sent to our mailing address at 240 E Route 59, Nanuet, NY 10954-2905 if it's different from our physical location.

Visit Us Today!

We invite you to come by and see what makes Palisades Credit Union a trusted partner in your financial journey. Whether you're looking for advice on loans or just want to open an account, we're here for you. Don't hesitate stop by today or give us a call!

Member Eligibility

At Palisades, we believe that becoming a member means joining a family that supports each other's financial journeys. If you live, work, worship, or attend school in the Nanuet area, you may be eligible to join us! We welcome individuals who share our commitment to community and financial well-being. Plus, when you become a member, you gain access to a range of benefits including personalized banking services, competitive loan rates, and community-focused initiatives that make a real difference. Getting started is simple! You can check out the detailed eligibility criteria on our website at . Once you're ready to take the next step, opening your account is just as easy visit us online at https://accounts.palisadesfcu.org/enroll or give us a call at (845) 602-4242. Our friendly team is here to guide you through the process and answer any questions you may have. Join us at Palisades located at 240 E Route 59 Nanuet Ny 10954, and let's build a brighter financial future together!

Business Banking & Commercial Services

Business Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,524,533, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for You

In today's fast-paced environment, having reliable payment solutions is crucial. Our merchant services enable you to process transactions smoothly, making it easy for customers to pay while ensuring you receive funds quickly. Imagine having the ability to accept payments anywhere whether at your storefront or online allowing you to focus on what matters most: growing your business. Visit us at 240 E Route 59 Nanuet Ny 10954 in Nanuet, NY, or call us at (845) 602-4242 to learn how we can partner with you for success!

Comprehensive List Of Services

ATM Access

Need cash? We provide easy access to funds with our ATM & Cash Withdrawal Services located at various points for your convenience. You can perform basic ATM functions like withdrawals and balance checks without hassle.

Business Banking Services

If you're a business owner, we have tailored solutions just for you! Our Business Banking services include essential Merchant Services & Business Loans to help your company thrive. We are committed to supporting local businesses in their growth journeys.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. With our robust Online & Mobile Banking, managing your finances is just a few taps away. Whether you're checking your balance or transferring money through our Person-to-Person payment service, we've made it simple and secure.

Credit Cards and Rewards

We understand that every penny counts. That's why our Credit Cards with Rewards program allows you to earn points on everyday purchases while enjoying competitive interest rates. This means you can shop for what you love and get rewarded for it!

Get Started Today!

Ready to explore all the financial solutions we offer at Palisades? Visit us at 240 E Route 59 Nanuet Ny 10954, give us a call at (845) 602-4242, or check out our website at Nanuet. Let us help you achieve your financial goals today!

Personal Banking Solutions

For individuals and families, we offer various Personal Banking services. You can choose from different types of Checking & Savings Accounts that suit your lifestyle. Need a new car? Our Auto Loans & Vehicle Financing options make it easy for you to get behind the wheel without the stress of high-interest rates. If you're considering buying a home or refinancing, our Mortgage Loans & Refinancing products can help you navigate this important investment smoothly. Plus, with our Personal Loans & Debt Consolidation offerings, managing your finances has never been easier.

Digital & Online Banking

Mobile Banking Features

For members who are always on the move, our mobile application is a game changer. With it, you can make mobile payments easily and securely, ensuring that you have one less thing to worry about while you're out and about. Additionally, our person-to-person transfer feature makes it simple to send money to friends and family with just a few taps on your phone.

Security and Convenience

Security is a top priority at Palisades. Our electronic signature authorization adds an extra layer of protection when you complete transactions online. You can feel confident knowing that your financial information is safeguarded while you enjoy the convenience of digital banking. In conclusion, whether you're looking to manage your accounts online or through our mobile app, Palisades has you covered with user-friendly features that make banking easier than ever. Visit us today at https://www.palisadesfcu.org/ and take advantage of all the ways we can help simplify your financial life!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 19,083, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $170,602, further illustrating our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Palisades is your trusted partner. Visit us at 240 E Route 59 Nanuet Ny 10954 or call (845) 602-4242 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $50,152,237 in share certificates and $9,948,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While some institutions may focus on profit margins, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 3 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $19,514,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our $1,388 in used auto loans and $159,799,677 in total loans and leases, supporting members' financial goals across various sectors.

Solid Financial Health

With a net worth of $19,627,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $976 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $28,422,075 in used vehicle loans and $12,920,810 in new vehicle loans, already helping many members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we're here to support you every step of the way.

Credit Lines

For those needing access to funds for various reasons, our total credit lines amount to $47,884,936. This product is ideal for managing cash flow and unexpected expenses while providing peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $44,865,941, we provide tailored solutions for those ready to invest in their future.

Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, our team is here to guide you through the process. We aim to make financing as straightforward as possible so that you can focus on what matters most. At Palisades, we are committed to serving our community with financial products that empower individuals and families alike. For more details about our loan offerings or to start your application process today, feel free to contact us at 845-602-4242 or visit us at 240 E Route 59 Nanuet NY 10954. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards better financial management starts here!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes require extra support. We also offer flexible terms on unsecured credit card loans, with a total of $3,860,605 in loans helping members manage their finances effectively. This option allows you to make purchases when needed without tying up your funds in savings.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. In an era where options are plentiful, having a reliable tool like LendMesh can make all the difference in securing favorable loan terms. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the information you receive is based on the latest results from institutions dedicated to fair and transparent offers (Source: https://www.ncua.gov ). By relying on verified sources, LendMesh provides users with peace of mind that they are viewing legitimate loan options. One of the standout features of LendMesh is its commitment to verified data. All loan offers come from trustworthy financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. This approach guarantees that users receive unbiased results tailored to their needs. With real-time rate comparisons, LendMesh keeps its database up-to-date, allowing users to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the efficiency and effectiveness of using LendMesh for securing better financing options. If you're ready to find competitive rates without the hassle, compare real-time loan offers today at LendMesh and discover the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PALISADES FEDERAL CREDIT UNION - Nanuet, NY