Pacific Service Credit Union Pleasant Hill CA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Pacific Service, your trusted financial partner in Pleasant Hill, CA! Established in 1936, we have been dedicated to serving our community for over 85 years. Located at 1600 Contra Costa Blvd Ste E, we are proud to offer a range of services designed to meet the needs of our 69,207 members. Whether you're looking for personal banking solutions, auto loans, or business financing, our team is here to help you every step of the way. At Pacific Service, we understand that financial security is important to you and your family. With total assets of $1,439,276,617 and total deposits reaching $136,849,749, we are committed to maintaining a solid foundation for your savings and investments. Our net worth stands at an impressive $193,937,665, reflecting our stability and reliability as a credit union. As a member-focused institution, we believe in empowering you with the tools and resources necessary for achieving your financial goals. We currently hold 46,740 loans and leases to assist our members in their journeys towards home ownership and vehicle financing. Additionally, with $1,221,246 in cash readily available on hand, we ensure that we're prepared to support you when it matters most. Our leadership team is passionate about fostering strong relationships within the community. Under the guidance of CEO Jenna Lampson and Board President Maria DeMartini, we strive to provide exceptional service while actively participating in local initiatives that benefit everyone. While members can visit us at our Pleasant Hill branch for assistance during our convenient hours (9 AM - 5 PM Monday through Thursday and 9 AM - 6 PM on Fridays), official correspondence should be sent to the same address: 1600 Contra Costa Blvd Ste E, Pleasant Hill, CA 94523-3061. Join us at Pacific Service today by visiting our website at www.pacificservice.org or call us at 888-858-6878 to learn more about how we can assist you. We look forward to welcoming you into our credit union family!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of the Pacific Service family. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization that cares deeply about its members. Whether you're looking for assistance with savings accounts, loans, or other financial services, we're here for you. Feel free to reach out at 888-858-6878 or visit us during our operating hours: 9 AM - 5 PM (Monday - Thursday) and 9 AM - 6 PM (Friday). Let's build a brighter financial future together!

Our Mission

At Pacific Service, our mission is clear: to improve the financial well-being of our members while actively contributing to the local community. We strive to create an environment where everyone feels valued and supported. Our services are designed not only to meet your banking needs but also to enhance your overall financial journey. We take pride in offering personalized service combined with modern conveniences like online and mobile banking, making it easier than ever for you to manage your finances. Our commitment extends beyond banking; we engage in various community outreach initiatives that uplift those around us. While members can visit us at 1600 Contra Costa Blvd Ste E, official correspondence should be sent to 1600 Contra Costa Blvd Ste E, Pleasant Hill, CA 94523-3061 if needed.

Our Story

From our humble beginnings, Pacific Service has grown significantly. We started with a vision to provide accessible financial services that empower individuals and families. Today, we proudly serve over 69,200 members with total assets exceeding $1.4 billion. This remarkable growth reflects our commitment to fostering financial health and stability in our community. Our branch is not just a place for transactions; it's a hub where relationships flourish. We believe in putting people first, offering tailored solutions ranging from personal banking accounts to auto loans and mortgages. As we evolved, we embraced technology while ensuring our services remain user-friendly and inclusive for everyone.

Branch Location & Accessibility

Contact Us

If you have questions or would like more information about our services, please don't hesitate to call us at 888-858-6878. We look forward to welcoming you to our Pleasant Hill branch and assisting you with your financial journey!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Thursday from 9 AM to 5 PM and on Fridays until 6 PM. Whether you need assistance with personal banking, auto loans, or any of our other services, our friendly staff is ready to help during these hours.

Parking and Accessibility

When visiting us, you'll find ample parking available right outside our branch, ensuring your experience is hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all members of our community.

Services Offered

At Pacific Service, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability right at our branch, accessing cash is quick and easy.

Member Eligibility

At Pacific Service, we believe that becoming a member is like joining a close-knit community where you can feel supported and valued. If you're looking to join us, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in our local area, as well as family members of existing members. This means you could easily become part of our family! Plus, by joining Pacific Service, you gain access to a variety of financial services tailored to meet your needs from checking accounts to auto loans and credit cards with rewards. Getting started is simple! Just visit us at 1600 Contra Costa Blvd Ste E Pleasant Hill Ca 94523 or give us a call at (888) 858-6878 for more information. If you want to learn more about the specific eligibility criteria, please check out this resource: http://www.pacificservice.org/learn/membership-eligibility . Ready to take the next step? You can open your account online by visiting https://internetloanapplication.cudl.com/pacificservice/ . We look forward to welcoming you into the Pacific Service community!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, our merchant services make everyday transactions smoother for local businesses. Imagine having a reliable partner that helps you accept payments easily whether it's credit cards, mobile payments, or online transactions. With us at your side, you can focus on what matters most: growing your business. Visit us at 1600 Contra Costa Blvd Ste E Pleasant Hill Ca 94523 in Pleasant Hill, CA, or call us at (888) 858-6878 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those who are not yet members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Services

We also cater to local businesses with our Business Banking services, which include merchant services and business loans. If you're an entrepreneur looking to grow your business, we have tailored solutions that can help turn your vision into reality.

Credit Options

With our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying the convenience of cashless transactions. This means that every swipe brings you closer to exciting rewards and benefits.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Pacific Service, we emphasize our robust Online & Mobile Banking features. From ATM access for quick cash withdrawals to person-to-person payment options, you can manage your finances anytime and anywhere. We invite you to discover how these services can enhance your financial journey. For any questions or assistance, feel free to call us at (888) 858-6878 or visit us during our operating hours from 9 AM - 5 PM (Mon-Thur) and 9 AM - 6 PM (Fri). Join us at Pleasant Hill, where we're dedicated to helping you achieve your financial goals!

Home Ownership

If owning a home is part of your future plans, explore our Mortgage Loans & Refinancing options. We understand that buying a home can be overwhelming, so we're here to guide you every step of the way. From first-time buyers to seasoned homeowners looking to refinance, our team will help you navigate the process smoothly.

Personal Banking

Our Personal Banking options include both checking and savings accounts designed to fit your lifestyle. With features like online banking and mobile payments, managing your finances has never been easier. Imagine depositing a check from the comfort of your home or quickly checking your balance on-the-go with our user-friendly app.

Personal Loans

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation solutions are designed to help you get back on track. Whether it's covering medical bills or consolidating debt into one manageable payment, we're here to support you in achieving financial peace of mind.

Vehicle Financing

For those considering a new car, our Auto Loans & Vehicle Financing provide competitive rates that make purchasing your dream vehicle more achievable. Picture yourself driving off the lot without a worry in the world, knowing you've made a smart financial choice with our flexible loan terms.

Digital & Online Banking

Accessibility & Ease-of-Use

We know that life can get busy. That's why our digital services are designed for accessibility and ease-of-use. With just a few taps on your device, you can manage your accounts in real-time. Whether you're out running errands or relaxing at home, banking has never been more straightforward. Join us at Pacific Service and experience how digital and online banking can simplify your financial life. Visit us online at https://www.pacificservice.org/ to learn more about all the services we offer!

Key Features

One of the standout features of our digital banking service is e-statements. Enjoy the peace of mind that comes with knowing your statements are available online whenever you need them no more waiting for the mail! Additionally, you can take advantage of mobile payments, allowing you to make purchases quickly and securely right from your smartphone. Our mobile application makes banking even simpler. Download it today to perform transactions on-the-go, check account balances, and even send money through person-to-person transfers all at your fingertips. And rest assured, all these features come with robust security measures in place to protect your personal information.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 130,893, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific Service is your trusted partner. Visit us at 1600 Contra Costa Blvd Ste E Pleasant Hill Ca 94523 or call (888) 858-6878 to learn more about how we can help you achieve your financial goals.

Commitment to Excellence

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 153 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investing in Our Future

With $190,796,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,690 in used auto loans and $996,688,175 in total loans and leases.

Member Savings

Members' savings are secured through $319,768,640 in share certificates and $348,435,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $193,937,665, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,345 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,525,876 in used vehicle loans and $108,042,860 in new vehicle loans already helping members get on the road. We have flexible financing options that make it easy for you to drive away in the vehicle you want.

Credit Lines and Unsecured Credit Cards

For those looking for additional flexibility, our total credit lines amounting to $545,364,646 give members access to funds when needed. We also offer flexible terms on unsecured credit card loans, with a total of $99,716,748 in loans helping members manage their finances effectively. At Pacific Service in Pleasant Hill, CA (1600 Contra Costa Blvd Ste E), we aim to create solutions that work for you. If you're interested in refinancing or would like to explore eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 888-858-6878 during our operating hours: 9am - 5pm (Mon-Thur) and 9am - 6pm (Fri). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our diverse loan offerings can meet your needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $133,466,704, make buying or refinancing simple. We provide competitive rates and terms to fit your budget, so you can invest in your future with confidence.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their financial needs.

PACIFIC SERVICE CREDIT UNION - Pleasant Hill, CA