Pacific Service Credit Union Fresno CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pacific Service, your trusted financial partner located at 102 E Nees Ave, Fresno, CA 93720. Since our establishment in 1936, we have been dedicated to serving our community with a commitment that goes beyond banking. With a strong membership base of over 69,200 individuals and total assets exceeding $1.4 billion, we pride ourselves on being a cornerstone of financial support and guidance in Fresno. At Pacific Service, we understand the importance of building lasting relationships with our members. Our experienced team, led by CEO Jenna Lampson and Board President Maria DeMartini, is here to ensure that you receive personalized service tailored to your unique financial needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we're equipped to help you every step of the way. We are proud to offer various services designed for both personal and business banking, including credit cards with rewards and online banking options for convenience. Our total deposits stand at an impressive $136,849,749, reflecting the trust our members place in us. Plus, with a net worth of $193,937,665, we remain strong and stable amidst changing economic landscapes. While members can visit us at our branch address for direct assistance, official correspondence should be sent to the same address: 102 E Nees Ave, Fresno, CA 93720-4312. If you have any questions or need assistance, don't hesitate to reach out via phone at 888-858-6878. Join us at Pacific Service today and experience the difference of community-focused banking!

Branch History & Mission

Commitment to Innovation and Accessibility

As times change, so do we. Pacific Service prides itself on being responsive to the needs of our members through digital advancements. Our online and mobile banking platforms provide you with convenient access to your accounts anytime, anywhere. You can enjoy features like online bill pay, person-to-person payments, and mobile deposits right from your phone. We also prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can take advantage of the services we offer without barriers. Additionally, we provide one ATM for easy cash withdrawals when you need them most.

Join Us Today!

With operating hours from 9 AM - 5 PM Monday through Thursday and 9 AM - 6 PM on Fridays, we invite you to stop by or reach out at 888-858-6878 with any questions or needs you may have. At Pacific Service, you're not just a member; you're part of a family committed to building a better financial future together. Come experience the difference today join us at Pacific Service and discover how we can help you achieve your financial goals while making a meaningful impact in our community!

Our Mission

At Pacific Service, our mission is simple yet profound: we aim to empower our members by providing affordable financial solutions while fostering community engagement and support. We believe that everyone deserves access to quality financial services tailored to their unique needs. Our products range from personal banking services such as checking and savings accounts to auto loans and mortgages all designed with you in mind. Our commitment extends beyond mere transactions; we actively engage in community outreach and partnerships that strengthen our ties within Fresno. From local sponsorships to educational initiatives, we strive to uplift those around us and make a positive impact on their lives.

Branch Location & Accessibility

Get in Touch!

If you have questions or need assistance, feel free to call us at 888-858-6878. We invite you to visit us at Pacific Service and discover how we can help meet your financial needs. Your community credit union is just around the corner!

Operating Hours and Services

At Pacific Service, we are here to serve you during convenient hours: Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. Our team is ready to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and much more. For those who prefer banking on the go, we offer ATM services for quick cash withdrawals and balance checks. While we currently do not have drive-thru service available, our dedicated staff is always happy to help inside the branch.

Parking and Accessibility

We understand how important accessibility is for our members. Our branch features ample parking that is easily accessible. We also prioritize ADA compliance, ensuring that everyone can navigate our facilities comfortably. Whether you're walking in or using mobility assistance, we have the features you need for a smooth experience.

Member Eligibility

At Pacific Service, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you live, work, or worship in the Fresno area, you're likely eligible to join us! We welcome individuals from all walks of life, and our aim is to provide you with the tools and resources you need to thrive financially. For a full overview of eligibility requirements, feel free to check out this link. Getting started is easy! Simply visit us at 102 E Nees Ave Fresno Ca 93720 or call us at (888) 858-6878 for assistance. You can also open an account online by visiting this page. Joining Pacific Service not only gives you access to great financial products but also connects you with a supportive community that truly cares about your success. We can't wait to welcome you aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not issued any member or non-member commercial loans, we are here to offer tailored solutions when the time is right. Our aim is to provide flexible financing options that cater to your unique needs.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for any business. Our merchant services help streamline your transactions, making it easier for customers to pay and for you to manage your finances. Imagine seamlessly accepting payments from different sources while keeping track of every transaction effortlessly this is what our services can bring to your business. Located at 102 E Nees Ave Fresno Ca 93720 in Fresno, CA, we're ready to partner with you on your journey towards success. For more information, give us a call at (888) 858-6878 or visit us online at https://www.pacificservice.org/ . Let's work together to turn your business vision into reality!

Comprehensive List Of Services

ATM Services

Convenience is key at Pacific Service. With our ATM and cash withdrawal services, accessing your funds has never been easier. You'll find basic ATM access for withdrawals and balance checks available right when you need it. At Pacific Service, we want to ensure that financial management is straightforward and accessible for everyone. If you're ready to take the next step or have questions about any of our services, don't hesitate to reach out! Call us at (888) 858-6878, visit us online at Fresno, or stop by our branch today! Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We understand that purchasing a vehicle is a significant investment, so we provide competitive rates and flexible terms that work for your budget.

Business Banking

For our entrepreneurial members, we provide essential business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, so we're here to support you with tailored solutions designed for growth.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! They're perfect for everyday purchases while also allowing you to earn points towards exciting rewards. Use them wisely, and watch how quickly they can benefit you.

Mortgage Loans & Refinancing

If homeownership is on your horizon or if you're looking to refinance, our mortgage loans are crafted to help you achieve those goals. We guide you through the process, making sure you understand each step along the way. This way, whether you're a first-time buyer or refinancing your existing mortgage, you can feel confident in your decisions.

Personal Banking

Our personal banking options are designed with you in mind. We offer checking and savings accounts that fit various lifestyles, ensuring you have easy access to your funds whenever you need them. With our online and mobile banking features, managing your money is as simple as a few taps on your smartphone. You can check balances, transfer funds, and pay bills all from the comfort of your home.

Personal Loans & Debt Consolidation

For those times when unexpected expenses arise or when debt feels overwhelming, our personal loans and debt consolidation services can offer relief. We work with you to create solutions that fit your financial situation, helping you regain control over your finances.

Digital & Online Banking

Convenient Online Access

With our online banking platform, you can check your account balance, pay bills, and transfer money between accounts with just a few clicks. You'll never have to worry about long lines or limited hours again. Enjoy 24/7 access to your accounts, allowing you to bank when it's most convenient for you.

Go Paperless with E-Statements

Say goodbye to clutter and hello to convenience! Our e-statements feature means you can view your account statements online whenever you need them. This not only helps keep your information organized but also contributes to a greener planet by reducing paper waste.

Mobile Banking at Your Fingertips

For those who prefer banking on the go, our mobile application makes it easy to manage your finances from anywhere. You can even make mobile payments with just a tap! Need to send money to a friend? Our person-to-person transfer feature lets you do that quickly and easily no cash required. In short, Pacific Service offers all the modern conveniences you need for effective financial management. With user-friendly tools and secure access options, you'll find that banking has never been easier. Visit us today or explore more about our services at https://www.pacificservice.org/ .

Stay Secure

Your security is our top priority. While we do not currently support electronic signature authorization, we ensure all transactions are protected with advanced security features. This gives you peace of mind knowing that your information is safe while using our services.

Financial Strength

A Solid Foundation

With a net worth of $193,937,665, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,345 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team Ready to Serve You

Our strength lies not just in numbers but also in the people behind them. We take pride in having 153 full-time employees and 7 part-time employees who are dedicated to serving you with knowledge and care.

Growing Member Base

With a total of 130,893 share accounts, we boast a strong and growing member base that trusts us with their finances. This community of members allows us to remain stable while continuing to grow together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific Service is your trusted partner. Visit us at 102 E Nees Ave Fresno Ca 93720 or call (888) 858-6878 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing Back into Our Community

With $190,796,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This not only supports the credit union's growth but also enhances the services available to you.

Supporting Your Financial Goals

We have a robust lending capacity, with $9,690 in used auto loans and $996,688,175 in total loans and leases available to help you achieve your financial goals across various sectors. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Your Savings Are Secure

Members' savings are secured through $319,768,640 in share certificates and $348,435,112 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to securing your deposits sets us apart from traditional banks. Unlike them, our focus is solely on benefiting our members. With non-member deposits at $0, we ensure that our resources are concentrated on providing you with better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Loan Options

In addition to these popular offerings, we provide various personal loan options for debt consolidation and other needs. Our lending team is available to discuss eligibility and refinancing options if you're looking to improve your current loan terms. If you have any questions or need assistance with our loan products, please don't hesitate to reach out. You can contact us at (888) 858-6878 or visit us at our branch located at 102 E Nees Ave Fresno Ca 93720 in Fresno, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Pacific Service, we're committed to helping you achieve your financial aspirations while providing exceptional service along the way.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $193,525,876 in used vehicle loans and $108,042,860 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing solutions that can make it happen.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $133,466,704, make buying or refinancing simple. We know that securing a home is one of the most significant decisions you'll ever make, and our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $99,716,748 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can make everyday spending more rewarding.

Loan Aggregator

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PACIFIC SERVICE CREDIT UNION