Pacific Service Credit Union Clovis CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pacific Service, your trusted financial partner located at 840 Herndon Ave, Clovis, CA 93612. Since our establishment in 1936, we have been dedicated to serving our community with a commitment to reliable and personalized banking solutions. With over 69,000 members and total assets exceeding $1.4 billion, we pride ourselves on being a cornerstone of financial support for individuals and families in Clovis and beyond. At Pacific Service, we understand that each member's financial journey is unique. Our services are designed to meet diverse needs, from checking and savings accounts to auto loans and personal financing options. Whether you're looking to purchase your first car or refinance an existing loan, we offer competitive rates and the guidance you need every step of the way. Our leadership team, headed by CEO Jenna Lampson and Board President Maria DeMartini, is passionate about ensuring that our members receive exceptional service and innovative banking solutions. We employ over 160 dedicated staff members who are always ready to assist you, whether in person or through our robust online and mobile banking platforms. While you can visit us at our physical location, please note that all official correspondence should be sent to our mailing address: 840 Herndon Ave, Clovis, CA 93612. Feel free to reach out at 888-858-6878 for any inquiries or assistance. Join us today to experience a credit union that truly cares about your financial well-being. Visit our website at Pacific Service for more information on how we can help you achieve your financial goals!

Branch History & Mission

Join Us Today

We invite you to become part of the Pacific Service family. Experience firsthand the benefits of membership whether it's competitive loan rates or personalized service tailored just for you. Reach out to us at 888-858-6878 or explore more about joining us at Pacific Service. Together, let's build a brighter financial future!

Our Mission

At the heart of Pacific Service is our mission: to empower our members by offering personalized financial solutions that enhance their lives. We understand that financial wellness means more than just banking; it's about being part of a community that cares. Our goal is not only to provide essential services such as checking and savings accounts, auto loans, and mortgages but also to foster relationships built on trust and respect. We are dedicated to supporting our local community through various outreach programs and partnerships that uplift those in need. Our members can count on us for more than just banking; we strive to be a source of knowledge and support in every aspect of their financial journey. As technology advances, so do we. With features like online banking and mobile payments, managing finances has never been easier or more secure. We pride ourselves on being ADA compliant and ensuring everyone can access our services comfortably.

Branch Location & Accessibility

Call to Action

If you're looking for a welcoming financial partner in Clovis, come visit us at the Pacific Service branch today! Have questions? Give us a call at 888-858-6878. We can't wait to assist you!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our dedicated staff is ready to help during these hours.

Services Offered

At Pacific Service, we offer a variety of financial services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Plus, enjoy the convenience of ATM access for withdrawals and balance checks any time of day. Although we currently do not have a drive-thru service, we encourage you to explore our online and mobile banking options. This way, you can manage your accounts from anywhere!

Member Eligibility

At Pacific Service, we believe in creating a welcoming community where everyone feels like family. Becoming a member is easy and open to those who live, work, or worship in our service areas, which means you could be just a step away from enjoying all the benefits we offer! Whether you're looking for personalized banking services or competitive loan options, our friendly team is here to support you. You can learn more about the specific eligibility criteria by visiting us at http://www.pacificservice.org/learn/membership-eligibility . If you're ready to take the next step, opening an account with us is a breeze! Simply head over to https://internetloanapplication.cudl.com/pacificservice/ to get started on your journey towards financial empowerment. If you have any questions, don't hesitate to reach out at (888) 858-6878. We're excited to welcome you into the Pacific Service family and help you achieve your financial goals!

Business Banking & Commercial Services

Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have member or non-member commercial loans available, our team is ready to assist you with future opportunities and guidance tailored to your needs.

Merchant Services

Imagine simplifying your payment processes while enhancing customer satisfaction. Our merchant services provide tools for seamless transactions, allowing you to focus more on running your business and less on managing payments. With features like mobile payments and online banking options, we ensure you stay connected and operational at all times. If you're located in Clovis, CA, visit us at 840 Herndon Ave Clovis Ca 93612 or call us at (888) 858-6878. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options can make that dream a reality. We offer competitive rates and flexible terms to fit your budget, allowing you to drive off in your dream vehicle without breaking the bank.

Business Banking

For our entrepreneurial members, we provide comprehensive Business Banking services including merchant services and business loans. These tools are designed to help local businesses thrive by offering easy access to capital and resources needed for growth.

Convenient Access

At Pacific Service, convenience is key. With features like Online & Mobile Banking, ATM access for cash withdrawals, and basic ATM services such as balance checks, banking has never been easier. You can manage your finances anytime, anywhere with just a few taps on your smartphone. If you're ready to explore these services further or have any questions, don't hesitate to contact us at (888) 858-6878. Join us at Pacific Service, where we put our members first and strive to support your financial journey every day! Visit us today at our website for more information about how we can assist you!

Credit Cards with Rewards

Our Credit Cards with Rewards program lets you earn points on everyday purchases. Imagine shopping for groceries or filling up your gas tank while earning rewards that can be redeemed for travel, merchandise, or even cash back!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we have the resources and expertise to guide you through the process smoothly.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options like checking and savings accounts designed to help you achieve your financial goals. Imagine having an account that not only keeps your money safe but also earns you interest over time! With our mobile and online banking features, you can easily check your balance, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. We offer loans that can help cover emergencies or consolidate higher-interest debts into one manageable payment, giving you peace of mind.

Digital & Online Banking

Key Features

Our online banking service gives you real-time access to your account balances, transaction history, and much more. You can also sign up for e-statements, which means you'll receive your statements electronically no more waiting for them to arrive in the mail! This not only keeps your information secure but also helps reduce paper clutter. If you're looking for convenience in payments, our mobile application is here to help. Available for download, it supports mobile payments, making it easy to pay bills or transfer money right from your phone. Plus, with our person-to-person transfer feature, sending money to friends or family has never been simpler. Security is a top priority at Pacific Service. Our online platform employs strong encryption methods to protect your personal information, giving you peace of mind while you bank online. Even though we do not currently support electronic signature authorization, we continue to prioritize user-friendly features that make banking accessible for everyone. Whether you're checking balances or paying bills, our digital tools are designed with you in mind. Experience the ease and flexibility of banking anytime, anywhere with Pacific Service's comprehensive digital banking services. Join us today by visiting https://www.pacificservice.org/ !

Financial Strength

A Dedicated Team Ready to Assist You

We also take pride in having 153 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your satisfaction is our priority.

Growing Together

Total Share and Deposit Accounts stand strong at 130,893, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific Service is your trusted partner. Visit us at 840 Herndon Ave Clovis Ca 93612 or call (888) 858-6878 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $319,768,640 in share certificates and $348,435,112 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. It's this efficiency that allows us to keep improving services tailored specifically for you.

Our Solid Financial Health

With a net worth of $193,937,665, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,345 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $190,796,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is to enhance your experience while making sure your money works hard for you.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We proudly offer $9,690 in used auto loans and have a total of $996,688,175 in loans and leases available. This broad range of options helps our members achieve their dreams whether it's buying a new car or financing an important purchase.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $193,525,876 in used vehicle loans and $108,042,860 in new vehicle loans, helping many members get on the road with confidence. Whether you are looking for a brand-new model or a reliable used vehicle, our auto loan options can fit your budget.

Credit Lines

For those who need additional flexibility with their finances, our credit lines stand at $545,364,646. This option allows you to borrow what you need when you need it while ensuring you only pay interest on the amount utilized. If you're considering refinancing options or want to learn about eligibility requirements for any of these products, please don't hesitate to reach out. You can contact us at 888-858-6878 or visit us at 840 Herndon Ave., Clovis, CA 93612. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Pacific Service, we are dedicated to helping our members navigate their financial journeys with ease and support.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $133,466,704, which can assist you in securing the home you've always wanted.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $99,716,748 in loans available, our credit cards help members manage their finances effectively while enjoying rewards and benefits that fit their lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all loan offers displayed are fair and transparent. Users can trust that they are viewing accurate information that reflects current market conditions.

PACIFIC SERVICE CREDIT UNION