Pacific N W Credit Union Vancouver WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pacific N W, your trusted financial partner located at 1650 Ne Ross St, Vancouver, WA 98663. Since our establishment in 1942, we have proudly served our community with commitment and care. With a robust membership of 22,740 individuals, we strive to make banking personal and accessible for everyone. At Pacific N W, we understand the importance of financial well-being. Our total assets amount to an impressive $301,302,655, which reflects our dedication to providing secure and reliable banking services. We manage over $21,791,775 in deposits while ensuring that our members have access to diverse loan options with a total of 13,045 loans and leases available. Led by our CEO, Thomas Griffith, and Board President Shara Wokal, our team of 58 employees is dedicated to fostering strong relationships within the community. We pride ourselves on transparency and responsibility, maintaining a net worth of $28,534,740 and having $1,575,400 in cash readily available for our members' needs. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 12005 NE Erin Way, Portland, OR 97220. Explore our range of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We also offer online and mobile banking facilities for your convenience. We invite you to experience the difference at Pacific N W. Whether you're looking to open an account or need assistance with a loan application, feel free to call us at 360-693-7368 or visit us online at pnwfcu.org. Join us today in achieving your financial goals!

Branch History & Mission

Join Us!

With total assets of over $301 million, we are well-equipped to support your financial needs. If you're looking for a place where your money works for you while supporting your community, join us today! Experience the difference at Pacific N W where banking is not just about transactions; it's about relationships. For more information or to become a member today, call us at 360-693-7368 or visit us online at pnwfcu.org. Together, let's build a brighter financial future!

Our Mission

At Pacific N W, our mission goes beyond just providing financial services; it's about building stronger communities. We believe that when one member succeeds, we all succeed. That's why we're dedicated to offering support and resources that help individuals achieve their financial goals. Whether it's through personalized loan options or community outreach programs, we are here for you every step of the way. While members can visit us at 1650 NE Ross St, official correspondence should be sent to 12005 NE Erin Way, Portland, OR 97220. We also provide ATM availability for your convenience so you can access your funds easily. We take pride in being ADA compliant and ensuring that everyone can benefit from our services without barriers. Our partnerships with local organizations amplify our outreach efforts, helping those who need it most within our community.

Our Story

From our humble beginnings, Pacific N W has always prioritized the needs of our members. Our main office is located at 1650 NE Ross St, Vancouver, WA 98663, nestled in a vibrant neighborhood that reflects the spirit of community we cherish. Although we do not offer drive-thru service, we ensure that our lobby is open from 9 AM to 5 PM, Monday through Friday, making it convenient for you to visit us in person. As we look back on our journey, key milestones stand out. We've continually expanded our offerings from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Our commitment to innovation is evident as we embrace digital advancements such as online and mobile banking services. This allows us to serve you better and meet your needs anytime, anywhere.

Branch Location & Accessibility

Accessibility and Features

At our Pacific N W branch, we understand the importance of accessibility. Our location is designed to be welcoming for everyone, featuring ADA-compliant entrances and ample parking for your convenience. While you're here, feel free to take advantage of our ATM services, which are available to assist you with cash withdrawals and balance inquiries anytime you need.

Operating Hours

We invite you to visit us during our lobby hours from 9 AM to 5 PM, Monday through Friday. Our dedicated team is ready to help you with everything from personal banking needs like checking and savings accounts to auto loans and mortgage options. If you have any questions or need assistance outside these hours, don't hesitate to give us a call at 360-693-7368.

Special Services

While we do not offer drive-thru banking at this location, we ensure that all your banking needs can be met inside our friendly branch environment. We also do not provide shared services at this site; however, our knowledgeable staff is fully equipped to guide you through our various offerings including credit cards with rewards and business banking solutions. For those who prefer digital access, we offer online and mobile banking options, allowing you to manage your finances on the go. If you need official correspondence sent elsewhere, please note that our mailing address is 12005 NE Erin Way, Portland, OR 97220. We look forward to welcoming you at Pacific N W! Whether you're already a member or looking to join our community, stop by today and see how we can help make your banking experience exceptional!

Member Eligibility

Joining the family at Pacific N W is more than just opening an account; it's about becoming part of a caring community that supports your financial journey. To become a member, you'll find that eligibility is quite inclusive! If you live, work, worship, or attend school in the area surrounding 1650 Ne Ross St Vancouver Wa 98663, you're already on your way to membership. We welcome individuals from diverse backgrounds and experiences, ensuring that everyone can enjoy the benefits we offer. For more detailed information about eligibility criteria, feel free to check out this resource. Opening an account with us is straightforward and designed with your needs in mind. Whether you're looking for checking and savings accounts, auto loans, or other personal finance solutions, we're here to help you succeed. Simply reach out to us at (360) 693-7368, and our friendly team will guide you through the process. Don't hesitate become a member today and start enjoying all that Pacific N W has to offer!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $899,381, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we also offer merchant services that simplify payment processing for your business. Imagine accepting credit cards easily at your storefront or online without hassle. Our services are designed to enhance customer experience and streamline operations, allowing you to focus on what truly matters growing your business. Located conveniently at 1650 Ne Ross St Vancouver Wa 98663 in Vancouver, WA, our dedicated team is ready to assist you. For inquiries, feel free to call us at (360) 693-7368. Let's build a successful future together!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking services, including Merchant Services & Business Loans. We understand the challenges of running a business and are here to help you navigate them with ease.

Community-Centric Approach

At Pacific N W, we believe in building relationships within our community. Our commitment extends beyond transactions; we strive to educate our members about financial wellness and empower them through various resources. If you're ready to take control of your financial future or if you have any questions about our services, don't hesitate to reach out! You can contact us at (360) 693-7368, visit us during our operating hours from 9 AM - 5 PM Monday through Friday, or explore more about what we offer at our website. Join us today and experience the difference that personalized service can make!

Digital and Convenient Banking

Accessing your accounts has never been easier with our robust Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and even apply for loans from the comfort of your home. Our ATM & Cash Withdrawal Services are also readily available, ensuring that you have access to cash when you need it.

Flexible Loan Options

In addition to auto and mortgage loans, we offer Personal Loans & Debt Consolidation services. These loans can help you consolidate debt into manageable payments or fund important life events. Plus, our Credit Cards with Rewards give you the flexibility to earn points on everyday purchases while enjoying competitive rates.

Personal Banking Solutions

Our personal banking offerings include Checking & Savings Accounts designed to help you manage your money efficiently. You can open an account that suits your lifestyle, whether you prefer a traditional savings plan or a checking account with easy access to funds. For those considering buying a car, our Auto Loans & Vehicle Financing options make it easier than ever to drive off in your dream vehicle. We understand that purchasing a home is a big step; that's why we provide Mortgage Loans & Refinancing solutions tailored to fit your unique situation.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.pnwfcu.org/ , you can check your account balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time; you have the power to manage your money on your own schedule.

Key Features for Your Convenience

Our mobile application makes it even simpler to handle your banking needs on the go. Whether you're out shopping or lounging at home, you can use features like person-to-person transfers to send money quickly to friends or family. Plus, with electronic signature authorization, signing documents is as easy as tapping your screen. We also offer e-statements, so you'll receive your account statements digitally no more paper clutter! This not only helps the environment but also keeps your information secure and easily accessible.

Stay Secure and In Control

Your security is our top priority. Our online banking platform utilizes advanced encryption technology to keep your data safe while providing real-time updates on any account activity. You can feel confident knowing that your information is protected every step of the way. Whether you're making mobile payments or simply checking in on your accounts, you can count on Pacific N W to deliver a smooth and secure banking experience tailored just for you. Embrace the ease of modern banking and discover how our digital tools can enhance your financial journey!

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,321,890 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Dedicated Team

We also take pride in having 58 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by 45,473 shows a strong and growing member base that believes in our financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific N W is your trusted partner. Visit us at 1650 Ne Ross St Vancouver Wa 98663 or call (360) 693-7368 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $50,002,678 in share certificates and $30,255,110 in money market shares, offering stable and rewarding financial growth opportunities. This focus on safeguarding your funds sets us apart from traditional banks.

Solid Financial Health

With a net worth of $28,534,740, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $2,026 in used auto loans and $196,758,165 in total loans and leases. Additionally, our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,489,958 in used vehicle loans and $74,791,121 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or need assistance with a reliable used vehicle, our dedicated team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $899,381 provide the capital needed to grow and expand. We support local businesses by offering tailored financial solutions that align with their specific needs. At Pacific N W, we believe in empowering our members with access to essential financial tools. If you're considering refinancing options or would like to learn more about eligibility for any of our products, don't hesitate to ask. We are committed to making finance accessible and straightforward for everyone. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you achieve your dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,716,917, make buying or refinancing simple. We provide personalized assistance to help you navigate through eligibility requirements and find the best solution for your housing needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $6,992,422 in loans helping members manage their finances effectively. These cards come with beneficial features designed to provide you convenience while maintaining control over your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help you make informed decisions without the stress. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are fair and transparent. You can trust that the information you receive reflects current market conditions and reliable financial practices. One of the main benefits of using LendMesh is Verified Data. All loan offers are sourced from legitimate financial institutions, ensuring that users receive accurate information. Additionally, No Sponsored Listings means that lenders are not prioritized based on paid promotions LendMesh's goal is to provide unbiased results. Users benefit from Real-Time Rate Comparisons, which showcase up-to-date loan rates from multiple institutions, empowering them to make better financial choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PACIFIC N W FEDERAL CREDIT UNION