Pacific N W Credit Union Portland OR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pacific N W, your trusted financial partner located at 12005 NE Erin Way, Portland, OR 97220. Since opening our doors in 1942, we've been dedicated to serving our community with a personal touch and a commitment to your financial well-being. With over 22,740 members and assets totaling $301,302,655, we pride ourselves on being a stable and supportive credit union that you can rely on. At Pacific N W, we believe that banking should be straightforward and accessible. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage financing. Our total deposits stand at $21,791,775, reflecting the trust our members place in us. With $1,575,400 in cash readily available and a net worth of $28,534,740, we are well-equipped to assist you with all your financial goals. Our leadership team, led by CEO Thomas Griffith and Board President Shara Wokal, is committed to ensuring that every member feels valued and empowered. We have a dedicated staff of 58 employees who are here to provide personalized service during our operating hours from 9 AM to 6 PM Monday through Friday. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 12005 NE Erin Way, Portland, OR 97220. Discover how we can help you achieve your financial dreams today! Feel free to call us at 503-256-5858 or visit our website at www.pnwfcu.org for more information on becoming a member or accessing our services. We're excited to support you every step of the way!

Branch History & Mission

Join Us

As we continue to grow and adapt to the changing landscape of finance, we invite you to be part of our story. Experience the benefits of membership at Pacific N W and join us in making a difference in your community. Whether you're looking for personal banking solutions or want to explore business opportunities, we're here for you every step of the way. For inquiries or assistance, feel free to reach out at 503-256-5858 during our operating hours from 9 AM - 6 PM Monday through Friday. Together, let's build a brighter future!

Our Journey

The story of Pacific N W is one of resilience and dedication. From humble beginnings, we have continuously evolved to meet the needs of our community. Our journey began in a small office where we focused on building relationships and providing personalized service. As we expanded, we embraced new technologies and innovative solutions while remaining rooted in our mission to empower our members financially. Our branch has become a cornerstone of the Portland area, contributing not just through financial services but also through active involvement in local initiatives and outreach programs. We strive to make a positive impact by partnering with various organizations that share our vision of community enrichment.

Our Mission

At Pacific N W, our mission is simple yet profound: to provide exceptional financial services that enhance the lives of our members while supporting the well-being of our community. We believe that everyone deserves access to quality banking options, which is why we offer a range of services including personal checking accounts, auto loans, mortgage financing, and more. We are committed to ensuring that our services are accessible to everyone. Our branch features ADA-compliant facilities, drive-thru banking for convenience, and 24/7 ATM access for your ease. Additionally, we prioritize digital advancements such as online banking and mobile payments so that you can manage your finances anytime, anywhere. While members can visit us at 12005 NE Erin Way for all their banking needs, official correspondence should be sent to the same address as our mailing address: 12005 NE Erin Way, Portland, OR 97220.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Finding us is simple! We are situated near several well-known landmarks in Portland, making your visit even easier. Enjoy hassle-free parking right outside our branch, and rest assured that we are committed to accessibility. Our facility includes ramps and ADA-compliant features to ensure everyone can access our services comfortably.

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at 503-256-5858. We look forward to welcoming you into our branch soon! Come visit us today and discover how we can support your financial journey!

Operating Hours and Services

We're open from 9 AM to 6 PM, Monday through Friday, so you can stop by during your lunch break or after work. If you prefer more convenience, take advantage of our drive-thru service for quick transactions like deposits and withdrawals without leaving your vehicle. Need cash? We also offer an ATM on-site for your convenience. While members can visit us at 12005 NE Erin Way, please note that official correspondence should be sent to the same address if there's no difference with the mailing address. Our team is ready to assist you with everything from checking and savings accounts to personal loans and credit cards with rewards.

Member Eligibility

At Pacific N W, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that cares about your financial well-being. If you're wondering whether you qualify for membership, it's simpler than you might think! Generally, anyone who lives, works, or worships in our local area is eligible to join. We aim to make banking accessible and beneficial for everyone, so even if you're not sure about your eligibility, we encourage you to reach out and ask! For detailed information on specific criteria, feel free to check out our eligibility page at https://pnwfcu.myori.com/app/oao/membership . Getting started is a breeze! Once you've confirmed that you meet the eligibility requirements, opening an account with us is straightforward and welcoming. You can find all the information you need to begin the process by visiting https://pnwfcu.myori.com/app/ola/ola-consumer-loan-type . Should you have any questions or need assistance along the way, don't hesitate to give us a call at (503) 256-5858. Our team is here to help you every step of the way as you embark on this exciting journey with Pacific N W at our convenient location: 12005 Ne Erin Way Portland Or 97220.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $15 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $899,381, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that can simplify transactions for your business. Imagine having access to tools that make accepting payments easier, allowing you to focus more on serving your customers rather than managing payments. Our services ensure that you can run your operations smoothly while enhancing customer satisfaction. Visit us at 12005 Ne Erin Way Portland Or 97220 in Portland, OR or give us a call at (503) 256-5858 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For our business members, we understand that managing finances can be challenging. That's why we offer comprehensive business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand your operations, we're here to support your growth every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. At Pacific N W, we prioritize accessibility through our robust online and mobile banking platforms. With features like mobile payments, person-to-person transfers, and electronic statements, you can manage your accounts anytime and anywhere. Our ATMs are available for easy cash withdrawals and balance checks, ensuring you have quick access to your funds when you need them most. Plus, enjoy the added convenience of our basic drive-thru banking services for deposits, withdrawals, and simple transactions without leaving your car.

Exceptional Member Support

We pride ourselves on being more than just a financial institution; we are a community partner. Our knowledgeable staff is always ready to assist you with any questions or concerns you may have regarding our services. Feel free to reach us at (503) 256-5858 during our operating hours from 9 AM - 6 PM Monday through Friday. Whether you're interested in opening an account or exploring loan options, visit us at 12005 Ne Erin Way Portland Or 97220 or check out our website at Erin Way Branch. Let us help you navigate your financial journey with confidence! Together at Pacific N W, we're committed to serving you with care and dedication every day!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options designed for everyday use and future planning. You can open a checking or savings account that fits your lifestyle. Need to purchase a new car? Our auto loans and vehicle financing options make it easy to drive away in your dream vehicle without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing services provide competitive rates and personalized assistance throughout the process. If life throws unexpected expenses your way, don't worry our personal loans and debt consolidation solutions can help you regain control. And for those who like rewards while spending, our credit cards with rewards are perfect for earning benefits on everyday purchases.

Digital & Online Banking

Convenient Online Access

With our 24/7 online banking services available at https://www.pnwfcu.org/ , you can check your balances, pay bills, and transfer funds anytime you need. Plus, our user-friendly mobile application allows you to manage your accounts right from your smartphone. You'll enjoy features like mobile payments, which make it simple to pay for purchases directly from your device.

Easy Transfers and Payments

Need to send money to a friend? Our person-to-person transfer feature makes it easy to send or receive funds instantly. Just a few taps on your phone, and you're done! At Pacific N W, we believe in making banking accessible for everyone. With our digital services, you have the freedom to manage your finances on your terms. Join us today and experience the convenience of modern banking!

Security You Can Trust

We prioritize your security with electronic signature authorization, so you can sign documents safely without needing to visit a branch. Additionally, our e-statements provide a quick and secure way to access your account statements online no more waiting for mail!

Financial Strength

Commitment to Growth

With $28,321,890 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,026 in used auto loans and $196,758,165 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 45,473, showing a strong and growing member base that trusts us with their finances. Our approach focuses on your success whether it's saving for the future or securing a loan today. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific N W is your trusted partner. Visit us at 12005 Ne Erin Way Portland Or 97220 or call (503) 256-5858 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $50,002,678 in share certificates and $30,255,110 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $28,534,740, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,489,958 in used vehicle loans and $74,791,121 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we've got financing options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $899,381 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are here to support your journey with tailored financial solutions. At Pacific N W, we are committed to providing our members with the best possible lending options. For more information about refinancing or eligibility options, feel free to reach out to us at (503) 256-5858 or visit us at our branch located at 12005 Ne Erin Way Portland Or 97220 in Portland, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Credit Cards

For those looking to maintain flexibility in their spending, we provide credit lines totaling $107,405,095. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $6,992,422 in loans helping members manage their finances effectively. This allows you to have peace of mind while handling unexpected expenses or planning for special purchases.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,716,917, make buying or refinancing simple. We believe in making home financing accessible and straightforward so you can focus on creating memories in your new space.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are accurate and trustworthy.

PACIFIC N W FEDERAL CREDIT UNION - Portland, OR