PACIFIC HORIZON CREDIT UNION

Welcome to Pacific Horizon, your trusted community partner located at 191 S 100 W, Payson, UT 84651. Since our establishment in 1954, we have proudly served our members with a commitment to financial well-being and community support. With a total membership of 8,859, we understand the unique needs of our community and strive to meet them through personalized services. At Pacific Horizon, we are more than just a credit union; we are a cornerstone of financial support. Our assets total an impressive $129,074,716, allowing us to offer various financial products tailored to fit your needs. From auto loans to personal banking services, we have you covered. Currently, we have issued 5,601 loans and leases, demonstrating our dedication to helping our members achieve their financial goals. We take pride in maintaining a solid foundation with total deposits reaching $15,671,738 and net worth standing at $12,041,815. Our experienced team of 21 employees, led by CEO Mike Clayson and Board President John Gurley, is here to provide you with exceptional service that prioritizes your needs. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 191 S 100 W, Payson, UT 84651. Feel free to reach out via phone at 801-465-0111 or explore our website at pacifichorizoncu.com for more information on how we can assist you. Join us in building a brighter financial future together come visit us today!

At Pacific Horizon, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, worship, or attend school in our area. Whether you're looking for a checking account, a loan, or just want to be part of something special, we invite you to join us! To learn more about the specific eligibility requirements and see if you qualify, please visit our website at . We're here to support you every step of the way. Opening an account with us is a breeze! Simply head over to https://mobicint.net/phc/userenrollment to get started on your journey with Pacific Horizon. If you have any questions or need assistance, don't hesitate to give us a call at (801) 465-0111. We're excited to welcome you to our family located at 191 S 100 W Payson Ut 84651!

At Pacific Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our ability to provide reliable and secure banking services, and we're proud to share that our financial health reflects this commitment. With a net worth of $12,041,815, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 933% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $47,810,261 in share certificates and $7,169,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,985,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,041,815 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $31,119,286 in used auto loans and a total of $106,749,024 in loans and leases available to our members. While our operational efficiency is reflected by our net income standing at $0, it shows our dedication to maintaining stability over profit margins so we can continually offer competitive loan rates and solid financial products for you. We also take pride in having 15 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 16,605, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific Horizon is your trusted partner. Visit us at 191 S 100 W Payson Ut 84651 or call 801-465-0111 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*