Pacific Crest Credit Union Lakeview OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Pacific Crest, your trusted financial partner located at 123 N G St, Lakeview, OR 97630. Since our establishment in 1936, we have proudly served our community, building a strong foundation of trust and commitment among our members. With a robust membership of over 24,560 individuals and assets totaling an impressive $346,338,126, we are dedicated to helping you achieve your financial goals. At Pacific Crest, we understand that every member's needs are unique. That's why we offer a wide range of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our team is here to support you with over 86 employees, ensuring that you receive the personalized service you deserve. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 550, Lakeview, OR 97630. We invite you to explore our offerings further at mypcfcu.org, where you'll find everything from loan applications to resources designed to empower your financial journey. Led by our dedicated CEO, Chad Olney, and Board President, Karen Devore, we are committed to making a positive impact in our community. With total loans amounting to 11,824 and total deposits reaching $61,700,458, we prioritize the financial well-being of each member. Whether you're looking for assistance with loans or simply want to open a new account, don't hesitate to reach out! Call us today at 541-947-4034 or visit us during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We look forward to serving you!

Branch History & Mission

At Pacific Crest, we take pride in our rich history and unwavering mission to serve the community of Lakeview, Oregon. Established in 1936, our branch has grown from humble beginnings to become a trusted financial partner for over 24,500 members. Located at 123 N G St, our branch stands as a beacon of support for individuals and families seeking reliable banking services. Throughout the years, Pacific Crest has evolved significantly. From our initial focus on basic savings and loans, we now offer a comprehensive range of financial products and services tailored to meet the diverse needs of our members. With total assets reaching an impressive $346,338,126, we have successfully navigated economic changes while maintaining our commitment to our community. Our mission is clear: we strive to empower our members through exceptional financial services while fostering a spirit of community support and outreach. We believe that everyone deserves access to quality banking resources that enable them to achieve their goals. Whether it's providing personal loans for life's milestones or offering business banking solutions for local entrepreneurs, we are dedicated to making a positive impact. While members can visit us at 123 N G St, official correspondence should be sent to PO Box 550, Lakeview, OR 97630. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. We also offer ATM services and drive-thru banking for quick transactions. In addition to our core offerings, Pacific Crest actively engages in partnerships and community outreach efforts that enrich the lives of those in Lakeview. From financial education programs to supporting local initiatives, we aim to give back and strengthen the fabric of our community. As we continue into the future, we invite you to join us at Pacific Crest. Experience firsthand how we blend traditional values with modern banking solutions. Together, let's build a brighter financial future! For more information or to get started with your membership today, visit us online at mypcfcu.org or call us at 541-947-4034.

Branch Location & Accessibility

Operating Hours

We understand that life can be busy, so our doors are open when you need us. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Please note that the drive-thru operates during the same hours, with a brief closure from 1:00 PM to 2:00 PM on Fridays. This schedule ensures that you have plenty of time to take care of your banking needs without feeling rushed.

Services Offered

At Pacific Crest, we offer a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgages, our team is here to guide you every step of the way. Need assistance with business banking? We've got you covered there too! You can also enjoy online and mobile banking features for added convenience. While members can visit us at 123 N G St, official correspondence should be sent to PO Box 550, Lakeview, OR 97630 if necessary. We invite you to experience friendly service and expert advice at Pacific Crest. If you have any questions or need assistance, don't hesitate to reach out by calling us at 541-947-4034. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Pacific Crest is like joining a close-knit family that values your financial well-being. If you live, work, or worship in the Lakeview area, you're already on the right path to membership! At Pacific Crest, we believe everyone deserves access to friendly, personalized banking services. Whether you're looking for checking and savings accounts, loans, or other financial products, our community is here to support you every step of the way. To learn more about the specific eligibility criteria and how to become part of our welcoming community, feel free to visit us at . The process is simple just reach out to us at (541) 947-4034 or stop by our branch located at 123 N G St Lakeview Or 97630. We can't wait to welcome you into our family and help you achieve your financial goals! For account opening details, check out this link: https://www.mypcfcu.org/apply_for_a_loan/ .

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $32,714,046, we continue to drive economic growth by financing new and expanding businesses. Imagine having the resources you need to purchase new equipment, hire additional staff, or launch a marketing campaign. Our loans are tailored to meet the unique needs of your business, ensuring you have the financial backing necessary to thrive.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture this: you've just made a sale, but how do you ensure smooth transactions? With our reliable payment solutions, you can accept credit and debit cards effortlessly. This means more convenience for your customers and quicker access to funds for you. If you're ready to take your business to the next level, visit us at 123 N G St Lakeview Or 97630 in Lakeview, OR, or call us at (541) 947-4034. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

Business Banking Solutions

For our local entrepreneurs and businesses, we offer specialized Business Banking services including merchant services and business loans. We understand how important it is for businesses to have flexible financial solutions that grow alongside them.

Connect With Us

If you're ready to explore how we can support your financial journey at Pacific Crest, don't hesitate to reach out! Call us at 5419474034 or visit our website at mypcfcu.org for more information about all of our services. Your financial well-being is important to us, and we're here to help every step of the way!

Convenient Access Anytime

We recognize that convenience is key in today's busy lifestyle. Our branch features an ATM for quick cash withdrawals and balance checks whenever you need them. For those days when you're short on time, utilize our basic drive-thru banking for deposits and simple transactions without leaving your vehicle.

Financing Your Dreams

When it comes to major purchases like cars or homes, financing plays a crucial role. Our Auto Loans & Vehicle Financing options are crafted to help you get behind the wheel of your dream car without breaking the bank. If homeownership is in your plans, explore our Mortgage Loans & Refinancing services that guide you through purchasing or refinancing your home with competitive rates and personalized support.

Personal Banking Made Easy

In today's fast-paced world, having a reliable banking partner is essential. At Pacific Crest, we offer Personal Banking services that include checking and savings accounts designed to fit any lifestyle. Imagine having easy access to your funds while also earning interest on your savings. With our online and mobile banking options, you can check balances, pay bills, and transfer money from anywhere, making managing your finances simpler than ever.

Personal Loans for Every Need

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can consolidate existing debts into one manageable payment or finance those surprise costs effortlessly. Plus, don't forget about our Credit Cards with Rewards a great way to earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever you need. With electronic signature authorization available, you can complete transactions confidently without the hassle of paperwork. Plus, if you prefer to go paperless, e-statements are readily available for your convenience. Managing money should be straightforward, which is why we offer person-to-person transfers. This feature lets you send money quickly to friends or family without needing cash or checks. And for those who like using their phones, our mobile application makes banking even easier. You can view your accounts, deposit checks, and make payments directly from your smartphone.

Security & Accessibility

Your security is our top priority. We employ advanced security measures to protect your personal information and ensure that your online banking experience is safe. With features like two-factor authentication and encrypted connections, you can rest easy knowing your data is secure. Our digital services are designed for everyone whether you're tech-savvy or just getting started with online banking. The interface is simple to navigate, making it easy for all members to manage their finances in real-time. At Pacific Crest, we're committed to providing accessible and efficient banking solutions that fit into your lifestyle. Explore our digital services today at https://www.mypcfcu.org/ and discover how easy it can be to stay on top of your financial goals!

Financial Strength

Building Trust Through Transparency

Total Share Accounts stand at 48,113, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $322,219, illustrating our commitment to prudent financial management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific Crest is your trusted partner. Visit us at 123 N G St Lakeview Or 97630 or call (541) 947-4034 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 3 part-time employees who are dedicated to serving you with expertise and care.

Member-Centric Savings

Members' savings are secured through $35,632,997 in share certificates and $42,589,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $28,135,822 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,522 in used auto loans and $217,077,591 in total loans and leases.

Strong Financial Health

With a net worth of $33,634,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $40,081,470 in used vehicle loans and $60,085,147 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, we have options that can fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $32,714,046 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting your entrepreneurial journey. At Pacific Crest in Lakeview, OR (123 N G St), we invite you to explore our diverse loan offerings tailored just for you. If you're interested in refinancing or want to learn more about eligibility options for any of our products, feel free to reach out at 541-947-4034. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future is important to us let's make it happen together!

Credit Options

For those looking for financial flexibility, we also offer unsecured credit card loans. With a total of $10,678,378 in unsecured credit card loans helping members manage their finances effectively, you can enjoy convenient access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,172,255, make buying or refinancing simple. We're here to guide you through the process and help you understand all your choices.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can easily compare options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to find the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of the platform in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By collaborating with reputable financial institutions, LendMesh guarantees that users receive only verified data.

PACIFIC CREST FEDERAL CREDIT UNION