Pacific Crest Credit Union Klamath Falls OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Pacific Crest, your trusted partner in financial well-being, located at 3737 Shasta Way Ste B, Klamath Falls, OR 97603. Established in 1936, we take pride in serving our community with dedication and care. With a strong membership base of over 24,560 individuals, we strive to provide personalized banking solutions that meet the unique needs of every member. At Pacific Crest, our financial stability is built on solid foundations, boasting total assets of $346,338,126 and total deposits reaching $61,700,458. Our commitment to our members is reflected in our substantial net worth of $33,634,465, ensuring that your money is safe and secure with us. Whether you're seeking an auto loan or looking to open a new checking account, we have the right services for you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 2972 Washburn Way, Klamath Falls, OR 97603. Our dedicated team of 86 employees, led by CEO Chad Olney and Board President Karen Devore, is here to assist you with a variety of services from personal loans and credit cards to business banking options. We are not just about numbers; we are about building relationships and fostering community growth. Explore the wide range of services we offer through our website at mypcfcu.org. Don't hesitate to reach out via phone at 541-884-1376 or visit us during our lobby hours: Monday & Friday from 9 AM to 6 PM and Tuesday through Thursday from 9 AM to 5 PM. Join us today at Pacific Crest where your financial goals become our mission!

Branch History & Mission

At Pacific Crest, we take pride in our rich history and commitment to the Klamath Falls community. Since opening our doors in 1936, we have been dedicated to providing exceptional financial services while fostering a sense of belonging among our members. Our branch, located at 3737 Shasta Way Ste B, Klamath Falls, OR 97603, has grown alongside the community, adapting to the changing needs of our members over the decades. With a total membership of over 24,500 and assets exceeding $346 million, Pacific Crest has become a trusted partner for individuals and families seeking financial stability and growth. Our journey began with a small group of visionaries who believed in the power of community banking. Today, we continue to honor that legacy by offering a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our mission is clear: we are here to empower our members through accessible financial services while actively supporting the local community. We strive to make banking easier and more inclusive for everyone. Whether you need help with everyday banking or planning for your future, our team is committed to providing personalized support tailored to your unique situation. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 2972 Washburn Way, Klamath Falls, OR 97603. We understand that convenience is key in today's fast-paced world. That's why we have embraced digital advancements to enhance your banking experience. With online and mobile banking options available, you can manage your finances anytime and anywhere. Additionally, we prioritize accessibility for all members by ensuring ADA compliance across our services. Community outreach is at the heart of what we do. We believe that strong communities lead to strong members. Through various partnerships and initiatives aimed at supporting local schools, charities, and businesses, Pacific Crest works tirelessly to give back to Klamath Falls. As part of our commitment to excellent service, we invite you to experience the benefits of being a member of Pacific Crest. Our operating hours are designed with you in mind: Monday and Friday from 9:00 AM to 6:00 PM; Tuesday through Thursday from 9:00 AM to 5:00 PM. Whether you visit us in person or connect with us online at mypcfcu.org, we're here for you every step of the way. Join us today and discover how Pacific Crest can help you achieve your financial goals while becoming part of a supportive community focused on growth and success! If you have any questions or need assistance, feel free to call us at 541-884-1376 we're always ready to help!

Branch Location & Accessibility

Convenient Access and Features

Located just a stone's throw from popular local landmarks, our branch is nestled in a vibrant area that's easy to find. If you're coming from the downtown area or nearby parks, you'll appreciate the straightforward access. Parking is available right outside our door, ensuring that you can visit us without any hassle. At Pacific Crest, we prioritize accessibility for all members. Our facilities are ADA compliant, featuring ramps and clear pathways so everyone can navigate our space with ease. While we currently do not offer drive-thru banking or ATM services at this location, our friendly staff is always ready to assist you inside the branch.

Get in Touch

If you have any questions or would like more information about what we offer, feel free to give us a call at 541-884-1376. Our team is eager to help you explore our wide range of services including checking and savings accounts, auto loans, mortgages, and more! While members can visit us at 3737 Shasta Way Ste B for all their banking needs, official correspondence should be sent to our mailing address at 2972 Washburn Way in Klamath Falls. We invite you to come by and see how Pacific Crest can assist you on your financial journey!

Operating Hours

We understand that your time is valuable. That's why we keep our doors open during flexible hours! You can visit us on Mondays and Fridays from 9:00 AM to 6:00 PM, and from Tuesday through Thursday from 9:00 AM to 5:00 PM. Whether you're stopping by for personal banking services or to discuss loan options, we're here when you need us.

Member Eligibility

At Pacific Crest, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're looking to experience the benefits of membership, it's great to know that eligibility is open to individuals who live, work, or worship in Klamath County and surrounding areas. Whether you're a first-time account holder or someone seeking better financial solutions, we're here for you. Our members enjoy access to personalized services and competitive rates tailored to your needs. Ready to join us? Opening an account at Pacific Crest is simple! Just visit us at 3737 Shasta Way Ste B, Klamath Falls, OR 97603, or give us a call at 541-884-1376 for any questions you might have. You can also explore more about the eligibility requirements on our website at . We're excited to welcome you into our family!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $32,714,046, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing you need to invest in new equipment, hire additional staff, or expand your operations. Our tailored loan options can help turn these dreams into reality.

Merchant Services for Everyday Transactions

Managing payments shouldn't be a hassle. Our merchant services provide practical solutions that allow you to focus on what matters most running your business. Imagine seamlessly processing customer transactions with tools that enhance efficiency and simplify cash flow management. Located at 3737 Shasta Way Ste B Klamath Falls Or 97603 in Klamath Falls, OR, we're here to support your business journey every step of the way. Contact us today at (541) 884-1376 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Accessibility and Convenience

Located conveniently at 3737 Shasta Way Ste B, our branch in Klamath Falls is ready to serve you during lobby hours: Monday and Friday from 9:00 AM to 6:00 PM, and Tuesday through Thursday from 9:00 AM to 5:00 PM. If you have questions or need assistance, don't hesitate to call us at 541-884-1376. We invite you to explore all that Pacific Crest has to offer. Whether you're opening a new account or applying for a loan, our friendly team is here to assist you every step of the way. Visit us online at mypcfcu.org or stop by the branch today!

Business Banking Services

For small businesses and entrepreneurs, we offer tailored Business Banking solutions including essential Merchant Services and flexible Business Loans. Our aim is to support local businesses in achieving their goals and thriving within our community.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. That's why at Pacific Crest, we have invested in robust Online & Mobile Banking platforms. You can easily manage your accounts, transfer funds, and pay bills from the comfort of your home or on the go. With features like e-statements and electronic signature authentication, banking has never been easier or more secure.

Personal Banking Solutions

Starting with personal banking, we offer various Checking & Savings Accounts that help you manage your day-to-day finances effectively. Imagine having an account that not only meets your needs but also rewards you for saving our offerings do just that. For those considering buying a vehicle, our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank. We understand that life can be unpredictable, so we also provide Personal Loans & Debt Consolidation options to help ease financial burdens when they arise. If you're dreaming of owning a home or refinancing your current mortgage, our competitive Mortgage Loans & Refinancing services are designed to guide you through every step of the process. And don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases perfect for making your money work harder for you!

Digital & Online Banking

Key Features of Our Online Banking Services

Our user-friendly online banking system is available 24/7, making it simple for you to check balances, pay bills, and transfer money with just a few clicks. You can explore all the features we offer at https://www.mypcfcu.org/ . Need to send money to a friend? With our person-to-person transfer option, you can do that quickly and securely. Plus, if you ever need to sign documents, our electronic signature authorization makes the process seamless.

Mobile Banking Made Easy

For those who prefer managing their finances on their smartphones, our mobile application is here to help. Although we currently do not support mobile payments, our app offers all the essential features you need for banking on the go. You can easily monitor your accounts and perform transactions right from your phone. In summary, Pacific Crest is dedicated to providing secure, accessible, and convenient online banking services tailored for our members. From e-statements to person-to-person transfers and a robust mobile app experience, we've got everything you need to stay in control of your finances. Join us today and experience banking redefined!

Stay Updated with E-Statements

Say goodbye to paper clutter! We provide e-statements, allowing you to access your account statements anytime without the hassle of filing papers. This not only keeps things organized but also helps protect your personal information.

Financial Strength

Growing Member Base

We have a thriving community with a total of 48,113 share accounts, showcasing that many trust us with their finances. Net Shares available for lending stand at $322,219, which strengthens our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific Crest is your trusted partner. Visit us at 3737 Shasta Way Ste B Klamath Falls Or 97603 or call (541) 884-1376 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $35,632,997 in share certificates and $42,589,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $28,135,822 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,522 in used auto loans and a total of $217,077,591 in loans and leases.

Strong Capital Foundation

With a net worth of $33,634,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $40,081,470 in used vehicle loans and $60,085,147 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience smooth and affordable.

Credit Lines

In addition to our traditional loan products, we provide credit lines with a total value of $23,169,941. This option can give you the flexibility you need for larger purchases or emergencies while allowing you to borrow only what you require. For business owners, our outstanding commercial loans totaling $32,714,046 provide the capital needed to grow and expand your business. We understand that every business is different; therefore, we work closely with you to find the right financing solution. If you're interested in refinancing any of these options or want to know about eligibility requirements, please don't hesitate to reach out. Our team is here to assist you in navigating through your options. You can contact us at 541-884-1376 for more information or visit our website at Pacific Crest for details on how to apply for a loan. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to helping you succeed financially!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,172,255, make buying or refinancing simple. We offer various mortgage solutions tailored to fit your needs and budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,678,378 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are not only accurate but also fair and transparent. Each lender listed has been vetted for reliability, allowing you to trust the information provided.

PACIFIC CREST FEDERAL CREDIT UNION