Pacific Crest Credit Union Klamath Falls OR | Best Auto Loans & Business Banking

Introduction

Welcome to Pacific Crest, where our commitment to the Klamath Falls community shines through every financial service we provide. Established in 1936, we've built a trusted legacy of helping our 24,560 members achieve their financial goals. Our branch, located at 6450 Galpin Ln, Klamath Falls, OR 97603, is dedicated to offering personalized banking solutions tailored to your unique needs. At Pacific Crest, we understand that your financial journey is important. With total assets exceeding $346 million and over $61 million in deposits, we are well-equipped to support you with a variety of services ranging from checking and savings accounts to auto loans and mortgages. Our experienced team, led by CEO Chad Olney and Board President Karen Devore, works diligently to ensure that every member feels valued and supported. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 1179, Klamath Falls, OR 97601. Our team of 86 employees is here to assist you during our operating hours: Monday and Friday from 9:00 AM to 6:00 PM, Tuesday through Thursday from 9:00 AM to 5:00 PM, and Saturday from 10:00 AM to 2:00 PM (Drive-Up Only). Whether you're looking for a loan or simply need assistance with your account, don't hesitate to reach out at 541-884-1376. Join us at Pacific Crest and discover how we can help you navigate your financial future with confidence. Visit our website at mypcfcu.org today!

Branch History & Mission

Community Commitment

We understand that banking is not just about numbers; it's about people. Our commitment extends beyond financial transactions. We actively engage in community outreach initiatives and partnerships that uplift those around us. By supporting local events and charities, we strive to make a meaningful impact on the lives of residents in Klamath Falls. For your convenience, while you can visit us at our main location on Galpin Lane, official correspondence should be sent to PO Box 1179, Klamath Falls, OR 97601.

Join Us!

If you're looking for a credit union that prioritizes your needs while making a positive difference in the community, look no further than Pacific Crest. We invite you to become a member and experience firsthand the benefits of being part of an institution that truly cares. Contact us today at 541-884-1376 or visit our website to learn more about joining Pacific Crest!

Modern Banking Solutions

As part of our dedication to improving member experiences, Pacific Crest embraces modern banking solutions. We offer online banking services for easy account management and mobile applications for banking on the go. Additionally, our drive-thru service ensures you have access to essential transactions without leaving your vehicle.

Our Journey

Located at 6450 Galpin Ln, Klamath Falls, OR 97603, our branch has witnessed significant changes and milestones throughout its history. From humble beginnings to becoming a trusted financial partner for families and businesses alike, Pacific Crest has always prioritized the needs of our members. We are dedicated to providing personalized banking services that cater to every individual's financial journey. Our mission is simple yet powerful: to empower our members through accessible financial services while fostering community growth. We believe that when our members succeed, so does our community. This philosophy drives us to offer a variety of products including personal banking, auto loans, mortgages, business banking solutions, and more.

Branch Location & Accessibility

Branch Features and Accessibility

Our branch offers ample parking space for all members, making your visit stress-free. We are committed to ensuring that everyone can easily access our services; our facilities are ADA-compliant, featuring ramps and accessible entrances. Whether you prefer to walk in or use our drive-thru service, we've got you covered.

Get in Touch

Have questions? We're just a phone call away at 541-884-1376. We invite you to stop by and discover how we can assist you on your financial journey. At Pacific Crest, you're more than just a member; you're part of our community!

Operating Hours

We know your time is valuable. That's why our lobby hours are designed to fit your schedule: open Monday and Friday from 9 AM to 6 PM, Tuesday through Thursday from 9 AM to 5 PM, and Saturday from 10 AM to 2 PM (drive-up only). This flexibility allows you to manage your banking needs conveniently.

Services Offered

At Pacific Crest, we provide a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to help you achieve your financial goals. Need cash? Our ATM is available for quick withdrawals and balance checks. And if you have simple transactions like deposits or withdrawals, feel free to use our drive-thru service! While members can visit us at 6450 Galpin Ln for in-person assistance, please send any official correspondence to PO Box 1179, Klamath Falls, OR 97601.

Member Eligibility

At Pacific Crest, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and open to those who live, work, worship, or attend school in the Klamath Falls area. If you meet these criteria, you're already on your way to enjoying the many benefits we offer, such as competitive loan rates, personalized service, and a range of financial products designed to help you succeed. For more detailed eligibility information, feel free to check out our website at . Once you're ready to take the next step towards membership, opening an account is easy! Just visit us online at https://www.mypcfcu.org/apply_for_a_loan/ or give us a call at (541) 884-1376. Our friendly staff is here to guide you through the process and answer any questions you might have. We can't wait for you to join us at our branch located at 6450 Galpin Ln Klamath Falls Or 97603!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having a reliable partner for your payment processing needs. Our merchant services simplify transactions, ensuring you can focus on what you do best running your business. Whether you're a local shop or a growing enterprise, our solutions are designed to enhance customer experiences and streamline operations. Let us help you take your business to the next level. Visit us at Pacific Crest or give us a call at (541) 884-1376 to learn more about how we can support your financial needs!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $32,714,046, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Services

We believe in making banking accessible for everyone. Our ATM & Cash Withdrawal Services allow you to access cash when needed without any fuss. If you prefer face-to-face interactions for simple transactions, our Basic Drive-Thru Banking provides an easy way to handle deposits and withdrawals efficiently.

Connect With Us!

Ready to take the next step in achieving your financial goals? Visit us at Pacific Crest today or give us a call at 541-884-1376. Let us be part of your financial success story! You can also learn more about our offerings by visiting our website at mypcfcu.org. Your journey towards better banking starts here!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions. With easy access to your accounts anytime and anywhere, managing your finances has never been simpler. Whether you're checking balances or transferring funds between accounts, our digital platforms make banking hassle-free.

Personal Banking Solutions

We understand that personal banking is about more than just numbers; it's about building a secure future. At Pacific Crest, you can open Checking & Savings Accounts that fit your lifestyle, making it easier for you to save for that dream vacation or manage everyday expenses. Our Auto Loans & Vehicle Financing options ensure you're on the road with confidence and convenience, providing you with competitive rates and flexible terms. For those looking to invest in a home, our Mortgage Loans & Refinancing services offer tailored solutions that help make homeownership a reality. And if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services are designed to give you peace of mind and manageable repayment plans.

Rewards and Business Banking

Don't forget about the perks! Our Credit Cards with Rewards allow you to earn while you spend, turning everyday purchases into exciting rewards. For our business members, we offer comprehensive Business Banking services, including Merchant Services and Business Loans, helping you grow your enterprise while keeping your finances in check.

Digital & Online Banking

Accessibility and Ease-of-Use

At Pacific Crest, we believe that banking should be accessible for everyone. Our digital services are designed with ease-of-use in mind so that all members can benefit from real-time account management. Whether you're checking your balance or transferring funds between accounts, everything is streamlined for a smooth experience. Join us today and discover how easy managing your finances can be with Pacific Crest's digital banking services!

Key Features

We know how important security is to our members. That's why our platform includes features like electronic signature authorization, making it simple to approve transactions securely. Plus, with e-statements available, you can say goodbye to paper clutter and easily access your financial documents online. For those who prefer managing their money on their phones, our mobile application is available for download. This user-friendly app allows you to perform everyday banking tasks right from your smartphone. Although mobile payments aren't currently offered, you can still enjoy person-to-person transfers with ease, allowing you to send money to friends or family without any hassle.

Financial Strength

Community Trust

Total Share and Deposit Accounts: 48,113, showing a strong and growing member base that trusts us with their finances. Our focus is on building lasting relationships within the community while maintaining robust financial practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific Crest is your trusted partner. Visit us at 6450 Galpin Ln Klamath Falls Or 97603 or call (541) 884-1376 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Member Services

With $28,135,822 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment translates into improved services tailored to meet your needs.

Lending Capacity

Our lending capacity supports your financial goals across various sectors with $2,522 in used auto loans and $217,077,591 in total loans and leases. We understand the importance of accessible credit for our members' aspirations.

Operational Efficiency

Our current $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $35,632,997 in share certificates and $42,589,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $33,634,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $40,081,470 in used vehicle loans and $60,085,147 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $32,714,046 provide the capital needed to grow and expand. We recognize that supporting local businesses strengthens our community and economy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,172,255, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, we have competitive rates and personalized service to guide you through the process.

Other Offerings

Additionally, we offer personal loans for debt consolidation and other needs along with various lines of credit totaling $23,169,941. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out! At Pacific Crest located at 6450 Galpin Ln Klamath Falls Or 97603, we're committed to making financing straightforward and accessible. For more information or to apply for a loan today, call us at 541-884-1376 or visit our website at mypcfcu.org. Your financial wellness is our priority!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $10,678,378 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your purchasing power.

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Pacific Crest