Pacific Cascade Credit Union Springfield OR | Affordable Auto Loans & Quick Personal Loans

Introduction

At Pacific Cascade, we believe in building strong financial futures for our members. Located at 1190 Mohawk Blvd, Springfield, OR 97477, our credit union has been serving the community since 1961. With a steadfast commitment to providing personal and business banking solutions, we proudly support over 10,000 members on their financial journeys. With total assets exceeding $134 million and total deposits of $2,059,108, we strive to offer competitive rates and tailored services that meet your unique needs. Our dedicated team, led by CEO Jatinder (Jackie) Hoonjan and Board President Mary Walston, is here to guide you through everything from checking accounts to auto loans and mortgages. Whether you're looking to finance a new vehicle or save for the future, we have the right tools for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 1190 Mohawk Blvd, Springfield, OR 97477-4130. We are proud of our community impact and continuously look for ways to enhance the financial well-being of our members. With a strong net worth of $13,551,024 and ample cash reserves of $1,687,403, Pacific Cascade is built on solid foundations. Our team of 34 employees is ready to assist you with friendly service during our operating hours of 9:30 AM to 5:30 PM from Monday to Friday. Join us today at Pacific Cascade where your financial growth is our priority! For more information or inquiries, feel free to reach out at 541-726-8675, or visit us online at wesaveyou.com. Let's work together towards your financial success!

Branch History & Mission

Join Us

As we continue on this journey together with our community, we invite you to become part of the Pacific Cascade family. Experience firsthand how we prioritize your financial well-being while actively participating in making Springfield a better place for everyone. Visit us today or call us at 541-726-8675 to learn more about how you can benefit from being a member of Pacific Cascade!

Our Journey

Located at 1190 Mohawk Blvd, Springfield, OR 97477, Pacific Cascade began its journey with a vision to provide affordable financial services to the local community. As we evolved through the years, we expanded our offerings to include a wide range of products like personal banking accounts, auto loans, mortgage financing, and business banking solutions. Our drive-thru service and ATM availability ensure that our members have convenient access to their funds whenever they need them. Our headquarters are based in nearby Eugene, Oregon, where we remain deeply rooted in the values of trust and service. Through partnerships with local organizations and ongoing community outreach efforts, we strive to make a positive impact in people's lives beyond just banking.

Our Mission

At the heart of Pacific Cascade is our mission: to empower our members financially while fostering a sense of community support. We believe that everyone deserves access to quality financial services that can help them achieve their dreams whether it's buying a new home or starting a small business. Our dedicated team works tirelessly to ensure that our services are accessible and tailored to meet the diverse needs of our members. In addition to providing traditional banking services, we embrace digital advancements such as online banking and mobile payments. This commitment ensures that members can manage their finances conveniently from anywhere. We also prioritize accessibility by maintaining ADA compliance across our branch facilities. While members can visit us at 1190 Mohawk Blvd for all their banking needs, official correspondence should be sent to 1190 Mohawk Blvd, Springfield, OR 97477-4130 if different.

Branch Location & Accessibility

Accessibility and Features

Our branch is fully equipped to accommodate all members of the community. We have ample parking available right outside the entrance, and our facilities are ADA compliant with ramps and accessible entrances for those who require assistance. Whether you prefer to walk in or use our drive-thru service for quick transactions like deposits and withdrawals, we have options that suit your preferences.

Operating Hours

We know your time is valuable! That's why we are open Monday through Friday from 9:30 AM to 5:30 PM, ensuring that you can visit us at a time that works best for your schedule.

Services Offered

At Pacific Cascade, we offer a wide range of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Plus, with ATM availability on-site and basic drive-thru banking services for simple transactions, accessing your funds has never been easier. If you're looking for friendly service and expert guidance on your financial journey, don't hesitate to reach out! Call us today at 541-726-8675 or come visit us in person we're excited to assist you!

Member Eligibility

At Pacific Cascade, we believe that everyone deserves to be part of a caring community where their financial needs are understood and prioritized. Becoming a member is simple and welcoming! If you live, work, or worship in the Springfield area, or if you have family members who are already members, you're likely eligible to join us. We strive to make banking accessible for all, so even if you're new to the area or just starting out on your financial journey, we invite you to reach out. For detailed information about eligibility, please visit our website at https://wesaveyou.com/member-services/become-a-member/ . Joining Pacific Cascade not only opens the door to a variety of personal banking services like checking and savings accounts, auto loans, and more; it also connects you with a supportive network ready to help you achieve your financial goals. To start the process of opening an account, simply give us a call at (541) 726-8675, or check out how easy it is by visiting https://nanettegarrett.zipforhome.com/ . We can't wait to welcome you into our community at 1190 Mohawk Blvd, Springfield Or 97477!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds needed to upgrade your equipment or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. From credit card processing to mobile payment options, we offer tools that make transactions seamless for you and your customers. By choosing Pacific Cascade, located at 1190 Mohawk Blvd Springfield Or 97477 in Springfield, OR, you gain a partner dedicated to enhancing your business operations. Reach out today at (541) 726-8675 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Made Simple

For our local entrepreneurs, business banking at Pacific Cascade includes essential services such as merchant services and business loans. We're here to support your ventures and help your business thrive in today's competitive market.

Convenient ATM and Drive-Thru Services

Need cash or want to make a quick deposit? Our ATM services are readily available for withdrawals and balance checks whenever you need them. For those who prefer face-to-face interactions for simple transactions, our drive-thru service allows you to conduct basic banking without leaving your vehicle. At Pacific Cascade, we're committed to ensuring that all members have easy access to their financial tools while receiving top-notch customer service. If you're ready to explore how we can assist you further or if you have questions about any of our offerings, don't hesitate to reach out! Call us at (541) 726-8675 or visit us at Springfield today. Your financial journey starts here!

Credit Options That Work for You

We understand that life can bring unexpected expenses. That's why we offer personal loans and debt consolidation services that can provide the financial relief you need when it matters most. Plus, with our credit cards featuring rewards programs, you can earn while you spend making every purchase a little more rewarding.

Easy Access with Digital Banking

In today's fast-paced world, having access to your finances anytime is crucial. That's why we emphasize our robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, transfer funds, or pay bills effortlessly from anywhere.

Personal Banking Solutions

For those managing day-to-day expenses, our personal banking services offer a variety of options. From checking and savings accounts designed to help you keep track of your finances to auto loans that can get you behind the wheel of your dream car, we've got you covered. If you're thinking about buying a home, consider our mortgage loans and refinancing options that can simplify the process and potentially save you money over time.

Digital & Online Banking

Accessibility and Ease of Use

At Pacific Cascade, we believe in providing tools that empower you. That's why our digital banking features are crafted to be intuitive and accessible for everyone. You can easily navigate through your accounts and manage them in real-time. No matter where life takes you, whether you're at home or out running errands, our digital solutions ensure that you're always connected to your finances securely. Join us at Pacific Cascade today and experience the freedom of modern banking!

Key Features

We know that life can get busy, so we've equipped our online banking services with features like electronic signature authorization, making it easier for you to complete transactions without the hassle of paperwork. Plus, you can opt for e-statements to keep track of your finances digitally no more cluttered mailboxes! For those on the go, our mobile application lets you manage your money right from your smartphone. Whether you're making person-to-person transfers or using mobile payments at your favorite stores, our app makes it quick and easy. You'll also find that accessing your accounts is straightforward with 24/7 online banking services.

Financial Strength

Commitment to Member Growth

With $11,778,930 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $2,039 in used auto loans and $84,629,813 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees ready to assist you with your banking needs.

Growing Membership Base

Our total share accounts stand at 16,974, showing a strong and growing member base that trusts us with their finances. Our commitment to serving you extends beyond numbers; it's about building lasting relationships within the community.

Join Us Today

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific Cascade is your trusted partner. Visit us at 1190 Mohawk Blvd Springfield Or 97477 or call (541) 726-8675 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $3,855,583 in share certificates and $20,746,553 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $13,551,024, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,038,435 in new vehicle loans and $27,879,553 in used vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a dependable used vehicle, we have financing options tailored for every budget.

Credit Lines

Our total credit lines amount to $48,685,024, providing you with additional flexibility when it comes to managing cash flow or making larger purchases. This product can be particularly beneficial if you want access to funds without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $7,553,036, making buying or refinancing simple. We aim to make the process straightforward so that you can focus on creating lasting memories in your new home.

Refinancing Options

If you're considering refinancing your current loans or mortgages, talk to us about eligibility options. We can help assess your situation and find the best refinancing solution for you. For more information on any of our loan products or to speak with a representative about how we can assist you further, please call us at 541-726-8675 or visit our branch at 1190 Mohawk Blvd, Springfield, OR 97477. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here at Pacific Cascade!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. If you're looking for an easy way to handle unexpected expenses or consolidate debt, our credit card options may be just what you need.

Loan Aggregator

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PACIFIC CASCADE FEDERAL CREDIT UNION - Springfield, OR