Pacific Cascade Credit Union Roseburg OR | Top Auto Loans & Mortgage Rates

Introduction

Welcome to Pacific Cascade, your trusted financial partner in Roseburg, Oregon! Located conveniently at 940 Nw Garden Valley Blvd Ste 104, Roseburg, OR 97471, our credit union has been serving the community since 1961. With a solid foundation built on trust and commitment, we proudly support over 10,000 members by offering personalized banking solutions tailored to meet their unique needs. At Pacific Cascade, we understand that your financial journey is important. That's why we provide a wide range of services, including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our total assets amount to an impressive $134,611,486, ensuring that we have the resources to help you achieve your goals. With $2,059,108 in total deposits and a net worth of $13,551,024, you can count on us for stability and reliability. Our dedicated team of 34 employees, led by CEO Jatinder (Jackie) Hoonjan and Board President Mary Walston, is here to assist you every step of the way. We strive to create a welcoming environment where members feel valued and understood. Whether you're looking for financial advice or need assistance with your account, our friendly staff is just a phone call away at 541-343-6238. While members can visit us at our Roseburg branch for all their banking needs, official correspondence should be directed to our mailing address at 1075 Oak St, Eugene, OR 97401. Join us today and experience the difference that community-focused banking can make! Visit our website at wesaveyou.com or stop by our branch during business hours Monday to Friday from 9:30 AM to 5:30 PM. Let's work together towards achieving your financial aspirations!

Branch History & Mission

Our Journey

The story of Pacific Cascade began with a simple yet powerful idea: to create a financial institution that prioritizes its members over profits. Over the decades, we have expanded our services and enhanced our offerings to meet the ever-changing needs of our community. From personal banking services like checking and savings accounts to auto loans and mortgages, we strive to provide financial solutions that empower our members. Our branch is equipped with modern conveniences such as ATM availability for quick access to funds and comprehensive online banking services. We are committed to making banking accessible for everyone, including those with disabilities through ADA compliance initiatives. Although we do not currently offer drive-thru service or a shared service center, we ensure that every member receives personalized attention during our lobby hours from Monday to Friday, 9:30 AM to 5:30 PM.

Our Mission

At Pacific Cascade, our mission is clear: we aim to enhance the financial well-being of our members while supporting the growth of the communities we serve. We believe in building lasting relationships based on trust and transparency. Each decision we make is guided by the goal of providing exceptional service and helping individuals achieve their financial dreams. We take pride in our community outreach efforts and actively seek partnerships that uplift those around us. Our commitment extends beyond banking; it's about being a responsible neighbor who cares for every member's success. Whether it's offering educational resources or engaging in local events, we are dedicated to making a positive impact in Roseburg and beyond. As you consider joining Pacific Cascade, know that you're choosing more than just a bank; you're becoming part of a family that values your aspirations. Experience firsthand how we can help you navigate your financial journey. For any inquiries or assistance, feel free to reach out at 541-343-6238. We look forward to welcoming you into the Pacific Cascade family!

Branch Location & Accessibility

Call to Action

We invite you to visit us today or give us a call at 541-343-6238 if you have any questions or need assistance. At Pacific Cascade, we're dedicated to providing exceptional service and helping you achieve your financial dreams. Come see how we can support you!

Nearby Landmarks and Accessibility

Nestled in a vibrant area of Roseburg, our branch is close to several local landmarks, making it a familiar stop for community members. Whether you're visiting us after a trip to nearby shopping centers or enjoying a day out in the city, we're here to meet your banking needs. Our branch is fully ADA compliant, ensuring that everyone can access our services comfortably. We also have ample parking available for your convenience.

Operating Hours and Services

At Pacific Cascade, we understand that your time is valuable. That's why we offer convenient lobby hours from Monday to Friday, from 9:30 AM to 5:30 PM. Whether you're looking to open a checking account, apply for an auto loan, or simply need assistance with online banking, our friendly staff is ready to help. While we do not currently offer drive-thru banking at this location, we do provide ATM services so you can access cash whenever you need it. Our branch offers a variety of personal and business banking services designed to fit your lifestyle and financial goals.

Member Eligibility

Becoming a member of Pacific Cascade is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Roseburg area, you're already on the right path! We welcome individuals who are committed to building their financial future and supporting their community. Membership here offers you access to a range of services designed to help you thrive, from personal banking options to auto loans and more. To get started, simply visit us at 940 Nw Garden Valley Blvd Ste 104 Roseburg Or 97471, or give us a call at (541) 343-6238. For detailed eligibility requirements, check out our website at https://wesaveyou.com/member-services/become-a-member/ . We make it easy for you to open an account, allowing you to step into a world of benefits and support that comes with being part of Pacific Cascade. Don't hesitate; your journey towards better financial health begins today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, we're eager to work with you when you're ready to take the next step in your business journey. Whether you're looking to expand your operations or need funding for new equipment, our team can help you find the right loan to meet your needs.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify your payment processing. Imagine seamlessly accepting payments from customers, whether they prefer credit cards, mobile payments, or online transactions. This flexibility not only improves customer satisfaction but also enhances your cash flow and operational efficiency. By choosing Pacific Cascade, you gain a partner committed to helping your business thrive. Reach out today at (541) 343-6238 to learn more about how we can support your financial goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide ATM access right here at Pacific Cascade, ensuring that cash withdrawal is hassle-free when you need it most. Our ATMs are equipped for balance checks and quick transactions without extra fees. At Pacific Cascade, we believe that managing your finances should be straightforward and accessible. We invite you to visit us or reach out at (541) 343-6238 to learn more about how we can assist with all your banking needs. Join us today and experience the difference in personalized service!

Auto Loans & Vehicle Financing

Thinking about buying a new car? With our auto loans and vehicle financing options, you can get behind the wheel sooner than you think. We understand that purchasing a car is an important decision, which is why we offer competitive rates and flexible terms to help make this process smooth and stress-free.

Business Banking

For those running a business or looking to start one, our business banking services include merchant services and business loans tailored just for you. We know how vital it is to keep operations running smoothly and efficiently while ensuring your financial health.

Credit Cards with Rewards

Take advantage of our credit cards that not only make purchases convenient but also reward you along the way. Earn points on everyday spending that can be redeemed for travel, merchandise, or cash back making each swipe even more rewarding.

Mortgage Loans & Refinancing

If homeownership is on your radar, our mortgage loans provide the support you need. From first-time homebuyer programs to refinancing options that can lower your monthly payments, we are here every step of the way. Imagine settling into your dream home with manageable payments that fit within your budget.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our online and mobile banking features allow you to manage your accounts from anywhere at any time. Check balances, transfer funds, and pay bills all at the touch of a button making banking as easy as possible for you.

Personal Banking

Our personal banking services include checking and savings accounts that cater to various lifestyles. Need a safe place to save for emergencies? Our savings accounts offer competitive interest rates, allowing your money to grow over time. If you're looking for more flexibility in managing your finances, our checking accounts come with easy online access, so you can monitor your spending anytime.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans come into play. Whether it's for unexpected medical bills or consolidating high-interest debt, we offer solutions that help ease financial burdens without complicating things further.

Digital & Online Banking

Key Features

Our online banking services allow you to check your account balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application offers the same great features right at your fingertips. Whether you're on the go or relaxing at home, you'll have real-time access to all your financial information.

Security & Convenience

Security is a top priority for us. We utilize electronic signature authorization, ensuring that your transactions are safe and secure. You can also sign up for e-statements to receive your account statements electronically, which not only helps you stay organized but also reduces paper waste. For those who love convenience, our mobile payments feature lets you make purchases directly from your smartphone no cash or cards needed! And if you need to send money to friends or family quickly, our person-to-person transfer option makes it simple and fast. At Pacific Cascade, we're committed to providing accessible and user-friendly digital banking solutions that empower you to take control of your finances. Join us today and experience the ease of modern banking!

Financial Strength

Committed Team

We take pride in having 34 full-time employees who are dedicated to serving you with knowledge and care. Our team is always ready to assist you with any questions or needs you may have regarding your finances.

Focused on Members

Unlike traditional banks, we prioritize our members' needs. With non-member deposits currently at $0, our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks designed just for our valued members.

Growing Member Base

With a total of 16,974 share and deposit accounts, we have built a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to providing excellent service and support. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific Cascade is your trusted partner. Visit us at 940 Nw Garden Valley Blvd Ste 104 Roseburg Or 97471 or call (541) 343-6238 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are safe with us. We currently hold $3,855,583 in share certificates and $20,746,553 in money market shares. These options not only secure your funds but also provide stable and rewarding growth opportunities tailored to meet your financial goals.

Operational Efficiency

Our ability to generate income reflects our operational efficiency; this is evident through our reported net income of $0. This allows us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Future Growth

Our commitment to excellence is evident in our $11,778,930 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures that serve you better every day.

Strong Financial Position

With a net worth of $13,551,024, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth is complemented by our net worth ratio of $1,007, which demonstrates a solid capital foundation. This ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We understand that borrowing is an important aspect of your financial journey. With $2,039 in used auto loans and $84,629,813 available in total loans and leases, we have the capacity to support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,879,553 in used vehicle loans and $27,038,435 in new vehicle loans already helping members get on the road. We aim to make your experience as smooth as possible with flexible terms and competitive rates.

Credit Lines and Personal Loans

For those needing additional flexibility, our credit lines amounting to $48,685,024 can help you manage larger expenses or consolidate debt efficiently. Additionally, if you're considering personal loans for various needs, our team can assist in finding the right product for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,553,036, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing loan, we provide personalized service to help you navigate your options.

Unsecured Credit Card Loans

While currently we do not offer unsecured credit card loans, we remain committed to providing our members with valuable financial tools and services. If you're interested in any of these offerings or want more information about eligibility and refinancing options, please feel free to reach out at (541) 343-6238. Our branch hours are Monday to Friday from 9:30 AM to 5:30 PM, making it convenient for you to visit us. We invite you to explore how our loan products can fit into your financial plans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at Pacific Cascade, where we're ready to help you take the next step toward achieving your financial dreams!

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PACIFIC CASCADE FEDERAL CREDIT UNION