Pace Credit Union Huntington WV | Affordable Auto Loans & ATM Services

Introduction

Welcome to Pace Federal Credit Union, where we prioritize your financial well-being and community growth. Located at 502 8Th St, Huntington, WV 25701, our credit union has been serving members since 1956. With a strong commitment to our community, we proudly support over 1,200 members and manage total assets of $8,744,635. Our goal is to create a welcoming environment that fosters trust and collaboration. At Pace, we understand that financial decisions can be daunting. That's why our team is dedicated to providing personalized services tailored to meet your needs. Whether you're looking for auto loans, savings accounts, or business banking solutions, we offer a range of options designed with you in mind. Our current loan portfolio includes 570 loans and leases, ensuring that you have access to the funds necessary for your aspirations. While you can visit us at our branch address for all your banking needs, if you wish to send official correspondence, please use the same address as our mailing address: 502 8th St, Huntington, WV 25701. Under the guidance of our CEO, Lisa Saunders, and Board President, Angela McClellan-Perry, our dedicated staff of three employees is here to assist you. We are proud of our solid financial foundation with total deposits amounting to $630,088 and a net worth of $1,109,431. Additionally, we maintain a cash reserve of $178,601, ensuring that we are well-prepared to support our members. We invite you to explore more about what we offer by visiting us online at Pace Federal Credit Union. Feel free to reach out by phone at 304-399-5230 during our lobby hours from 8:00 AM to 4:30 PM, Monday through Friday. Your journey towards better financial health starts here let's work together towards achieving your goals!

Branch History & Mission

At Pace Federal Credit Union, we take pride in our rich history and unwavering commitment to our members in Huntington, WV. Established in 1956, our branch has grown from a small local credit union into a thriving community resource. With a total membership of over 1,200 individuals, we have become a trusted partner for families and businesses alike. Located at 502 8th St, Huntington, WV 25701, our branch is ideally situated near the heart of the city. This central location not only makes us accessible but also allows us to serve as a community hub where financial dreams can flourish. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same mailing address: 502 8th St, Huntington, WV 25701. Our mission at Pace Federal Credit Union is simple yet profound: to empower our members through personalized financial services while fostering a sense of community. We understand that every member's journey is unique, which is why we offer tailored solutions ranging from checking and savings accounts to auto loans and mortgages. Our goal is to help you achieve your financial aspirations while supporting the local economy. Over the years, we have embraced digital advancements to better serve our members. Our online banking services provide convenience and flexibility, allowing you to manage your accounts anytime and anywhere. Although we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you during our operating hours from 8:00 AM to 4:30 PM, Monday through Friday. In addition to providing exceptional financial services, Pace Federal Credit Union actively engages in community outreach efforts. We believe in giving back and partnering with local organizations to make a positive impact in Huntington and beyond. Whether it's through financial education initiatives or community events, we strive to uplift those around us. As we continue to grow and adapt, we remain focused on our core values of trust, integrity, and service. With total assets of $8,744,635 and ongoing efforts to enhance member experiences, we invite you to join our credit union family. Experience the difference that comes with being part of a community-focused institution that truly cares about your financial well-being. Ready to take the next step? Visit us at Pace Federal Credit Union today or reach out at 304-399-5230. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Pace Federal Credit Union, your friendly neighborhood credit union located at 502 8th St in Huntington, West Virginia. Nestled in the heart of Cabell County, our branch is easy to find and conveniently situated near local landmarks that make it a familiar spot for residents. Whether you're heading to the nearby Harris Riverfront Park or just enjoying a stroll along the scenic streets of Huntington, we are here to serve you with all your banking needs. At Pace, we understand that accessibility is important. Our branch features ADA-compliant facilities, including ramps for easy access. Parking is available right outside our doors, making it simple for you to drop by and speak with our dedicated team. We pride ourselves on being a welcoming space where everyone can feel at home. We're open Monday through Friday from 8:00 AM to 4:30 PM, ready to assist you with services such as personal banking, auto loans, mortgages, and more. If you need to get in touch with us before your visit, don't hesitate to call us at 304-399-5230. While members can visit us at 502 8th St for all their banking needs, official correspondence should be sent to the same address. Although we currently do not have ATM or drive-thru services available, our team is always here to help you in person. Come visit us today and discover how we can help you achieve your financial goals! We look forward to seeing you at Pace Federal Credit Union!

Member Eligibility

At Pace, we believe that becoming a member means joining a community that cares about your financial well-being. If you're looking to experience the benefits of credit union membership, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the Huntington area. This means that whether you're a local resident, employed nearby, or involved with one of our local organizations, you can become part of our supportive family. The perks of membership include access to great rates on loans and savings accounts, personalized service, and a wide range of financial products tailored just for you. Getting started is simple! You can visit us at 502 8Th St Huntington Wv 25701 to learn more about the application process and what you'll need to bring along. For detailed information on eligibility criteria, please check out our website at . If you have any questions or need assistance, feel free to give us a call at (304) 399-5230. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, having the right tools can set your business apart. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Imagine seamlessly accepting payments from customers while keeping track of sales all in one place. That's the kind of practical support we offer at Pace. If you're ready to take your business to the next level, visit us at 502 8Th St Huntington Wv 25701, Huntington, WV, or give us a call at (304) 399-5230. Let's work together to make your business dreams a reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site, we provide cash withdrawal services that ensure you can access your funds when needed. At Pace, we're not just about transactions; we're about building relationships with our members in the community. If you have questions about any of our services or wish to explore how we can assist you further, feel free to give us a call at (304) 399-5230 during our operating hours from 8:00 AM to 4:30 PM Monday through Friday. Join us today at Pace Federal Credit Union, where your financial well-being is our priority! For more information, visit us online at https://www.pacefederal.com/.

Auto Loans & Vehicle Financing

If you're dreaming of a new car or need to finance a vehicle, our auto loans and vehicle financing options are designed with competitive rates and flexible terms. Imagine cruising down the road in your new ride without breaking the bank our team is here to guide you through the process smoothly.

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking solutions, including merchant services and business loans. We know how vital it is for businesses to have reliable financial support, so we tailor our services to help you succeed in today's market.

Credit Cards with Rewards

Our credit cards with rewards program provides an excellent way to earn benefits while making everyday purchases. Picture earning points on groceries or gas that can be redeemed for exciting rewards it's our way of saying thank you for being a member!

Mortgage Loans & Refinancing

Looking to buy a home or refinance your current mortgage? Our mortgage loans and refinancing services can help turn your dream of homeownership into reality. With personalized advice and competitive rates, we aim to make home buying as straightforward as possible.

Online & Mobile Banking

In today's busy world, convenience is key. That's why online and mobile banking are essential parts of what we offer. Access your accounts anytime from anywhere, pay bills online, transfer money between accounts effortlessly, and stay updated on your finances with just a few clicks.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking services include both checking and savings accounts. Whether you're saving for a special purchase or just need a reliable account for daily transactions, we've got you covered. Our accounts come with features that make it easy to track your spending and grow your savings.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether you need funds for a family emergency or want to combine several debts into one manageable payment, we offer solutions that fit your situation.

Digital & Online Banking

Key Features

One of the great features we offer is the ability to receive e-statements. By opting for e-statements, you can keep your financial documents organized and reduce paper clutter, all while being eco-friendly. Plus, if you need to send money to friends or family quickly, our person-to-person transfer feature makes it easy to send cash with just a few taps on your device. While we currently do not support mobile payments or a dedicated mobile application, our online banking platform is fully equipped to manage all your banking needs effectively. You can rest assured knowing that even without those features, your transactions are secure and handled with care.

Online Banking Services

With our 24/7 online banking services available at https://www.pacefederal.com/, you can access your accounts whenever it suits you best. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Our platform is user-friendly and secure, giving you peace of mind while handling your finances.

Security and Accessibility

Your security is our top priority. Although we do not offer electronic signature authorization at this time, our systems ensure that every transaction is protected. You can manage your accounts confidently and efficiently without compromising safety. In summary, Pace provides reliable digital banking solutions tailored for today's busy lifestyles. With services like online banking available around the clock and options for e-statements and person-to-person transfers, we strive to make managing your finances simpler and more accessible than ever before. For more information or to get started with our online services, visit us at https://www.pacefederal.com/ today!

Financial Strength

A Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pace is your trusted partner. Visit us at 502 8Th St Huntington Wv 25701 or call (304) 399-5230 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $616,809 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $113 in used auto loans and $5,219,779 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $98,000 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By focusing our resources on you through better loan rates and exclusive perks we ensure your money works harder for you.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees who are dedicated to serving you with knowledge and commitment.

Strong Financial Health

With a net worth of $1,109,431, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,269 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,216,758 in used vehicle loans and $1,813,711 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way. We also provide refinancing options if you're looking to lower your current payments.

Credit Lines

Our credit line options provide additional flexibility for managing unexpected expenses or financing larger purchases with ease. With a total credit line availability of $575,000, you can rest assured that you have access to funds when you need them most. For any inquiries or assistance with our loan offerings, feel free to reach out to us at 304-399-5230 during our operating hours from 8:00 am to 4:30 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently have no Junior Lien 1-4 Family Residential Properties loans available, we are always ready to discuss how we can support your journey toward owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $248,696 in loans helping members manage their finances effectively. These cards are perfect for those who want to keep their spending within control while enjoying the benefits of rewards and cash back.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are comparing legitimate loan options.

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