Pace Resources Credit Union York PA | Best Auto Loans & Business Banking

Introduction

Welcome to Pace Resources, your trusted financial partner located at 445 W Philadelphia St, York, PA 17401. Since our establishment in 1969, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our members. With a total membership of 656 and assets amounting to an impressive $6,769,259, we are dedicated to ensuring that you have access to reliable financial solutions. At Pace Resources, we understand that every member is unique. That's why we offer a range of services from checking and savings accounts to auto loans and personal loans. Our goal is to help you achieve your financial dreams while providing personalized service that makes you feel valued. Under the leadership of our CEO, Andrea Hackenberger, and Board President, Casey Miller, our team of four employees is here to guide you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: P.O. BOX 15040, YORK, PA 17405. Our operating hours are from 8:00 AM to 4:30 PM, Monday through Friday making it convenient for you to reach out whenever you need assistance. With total deposits reaching $451,793 and net worth at $1,040,726, we pride ourselves on maintaining a strong financial foundation. Whether you're looking for competitive loan options or safe places to save your money, Pace Resources is here for you. We believe in giving back to our community by fostering strong relationships with our members and helping them thrive financially. Ready to take the next step? Visit us today or give us a call at 717-852-1390. Let's work together towards a brighter financial future! For more information about our services, check out our website at Pace Resources.

Branch History & Mission

At Pace Resources, we take pride in our rich legacy that has been serving the community of York, PA since 1969. Located at 445 W Philadelphia St, York, PA 17401, our branch has grown from humble beginnings to a thriving financial institution with a dedicated membership of 656 individuals and families. Over the years, we have built a reputation for providing exceptional financial services and support to our members. From the day we opened our doors, our mission has been clear: to empower our members through accessible and personalized banking solutions. We strive to create lasting relationships by offering a range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Our commitment extends beyond just banking; we aim to foster community growth and support local initiatives that enhance the lives of those around us. Our total assets stand at an impressive $6,769,259, reflecting our strong financial health and ability to meet the needs of our members. While you can visit us at our branch location for your banking needs, please note that official correspondence should be sent to P.O. BOX 15040, YORK, PA 17405. As we embrace advancements in technology, we are proud to offer online banking and person-to-person payment services. This allows our members to manage their finances conveniently from anywhere. Although we currently do not have ATM or drive-thru services available at this location, we remain committed to ensuring that your banking experience is efficient and user-friendly. Pace Resources also believes in giving back. We actively participate in community outreach efforts that aim to uplift those in need within York. By partnering with local organizations and supporting various initiatives, we are dedicated to making a positive impact on the lives of our members and neighbors. With operating hours from 8:00 AM to 4:30 PM on weekdays, we invite you to visit us or give us a call at 717-852-1390. Experience firsthand how being a member of Pace Resources can provide you not only with quality financial services but also with a sense of belonging in a supportive community. Join us today and discover the difference!

Branch Location & Accessibility

Accessibility and Parking

At our branch, accessibility is a priority. Our building is equipped with ADA-compliant features, including ramps to ensure everyone can visit us comfortably. Plus, we have ample parking available for all our members, making your trip to the credit union hassle-free.

Get in Touch

If you have questions or need assistance before visiting, feel free to give us a call at 717-852-1390. And remember, while members can visit us at 445 W Philadelphia St, official correspondence should be sent to P.O. BOX 15040, YORK, PA 17405. We invite you to come by and see how Pace Resources can make your banking experience simple and enjoyable!

Operating Hours

We know that life can be busy, so we strive to accommodate your schedule. Our lobby hours are designed with you in mind; we're open Monday through Friday from 8:00 AM to 4:30 PM. This means you can stop by before or after work or during your lunch break!

Services Offered

Pace Resources isn't just a place to bank; it's a full-service financial center ready to support your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need help with personal loans or business banking? We're here for that too! While we don't currently offer drive-thru services or ATMs at this location, our friendly staff is always eager to assist you with any transactions inside the branch.

Member Eligibility

Becoming a member of Pace Resources is like joining a caring community where your financial well-being is the priority. Here at our branch, located at 445 W Philadelphia St York Pa 17401, we welcome individuals who live, work, or worship in the area, along with their family members. This means if you have a connection to our vibrant community, you're likely eligible to join us! Not only do we offer a range of services designed to meet your needs from checking and savings accounts to personal loans and auto financing but we also pride ourselves on our personalized approach to banking. For more detailed information about eligibility criteria, feel free to explore our website at https://paceresourcesfcu.virtualcu.net/membership/. If you're ready to take the next step or have any questions, just give us a call at (717) 852-1390 we're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that helps you process payments quickly and efficiently. Our merchant services enable you to accept various payment methods, ensuring a smooth transaction experience for your customers. This means less time worrying about payment processing and more time focusing on what you do best running your business. Located at 445 W Philadelphia St York Pa 17401 in York, PA, we invite local business owners to explore how our services can enhance their operations. For more information, give us a call at (717) 852-1390 or visit our website at https://paceresourcesfcu.virtualcu.net/. Together, let's build a stronger business community!

Comprehensive List Of Services

Convenient Access Anytime

We know convenience is key in today's fast-paced world. That's why Pace Resources provides easy access through online banking and person-to-person payment services. You can manage your accounts from the comfort of your home or while on the go. Whether you're planning for the future or dealing with today's challenges, Pace Resources is here to provide the financial tools you need. For more information about any of our services or if you have questions, feel free to call us at (717) 852-1390 or visit us online at York - Main Office. Let us help you take control of your financial future!

Credit Cards with Rewards

If you're looking for a credit card that rewards you for your purchases, check out our credit cards with rewards programs. Enjoy cash back or points on everyday spending while also building your credit score.

Financing Your Dreams

Need a new car? Our auto loans and vehicle financing options are designed to get you on the road quickly without breaking the bank. We offer competitive rates that make it easier for you to own the vehicle you've always wanted. If you're thinking about buying a home, consider our mortgage loans and refinancing solutions. We can help you find the right loan that fits your budget and lifestyle.

Personal Banking Made Simple

We believe that managing your finances should be straightforward. Our personal banking services include checking and savings accounts tailored for everyday use, whether you're saving for a vacation or just want a safe place for your paycheck. With our online and mobile banking options, you can check your balance, transfer funds, and pay bills from anywhere, anytime.

Personal Loans for Every Need

Life can throw unexpected expenses your way, but we're here to lend a helping hand with personal loans and debt consolidation options. Whether it's for medical bills, home improvements, or consolidating existing debt into one manageable payment, our flexible terms ensure that you have the support you need when it matters most.

Support for Local Businesses

For our business members, we offer banking solutions tailored to meet your needs. From merchant services that simplify transactions to business loans that fuel growth, we're committed to supporting local entrepreneurs in York.

Digital & Online Banking

Convenient Features

Enjoy the simplicity of e-statements, which allow you to view your account statements electronically rather than waiting for them in the mail. This not only saves time but also helps keep your information secure. Plus, if you're looking to send money quickly, our person-to-person transfer feature makes it easy to send funds directly to friends or family without any hassle.

Enhanced Security and Accessibility

While we provide a user-friendly experience, your security is our top priority. Although we currently do not support electronic signature authorization, you can trust that your personal information is safe with us. For those who prefer managing their finances on the go, we offer robust online banking options. While we don't have a mobile application or mobile payments feature just yet, our online platform ensures that you can easily check balances, pay bills, and transfer funds from your computer or tablet.

Real-Time Account Management

With our online banking services at Yes, you have real-time control over your finances. Whether it's checking your balance after hours or transferring money between accounts during lunch breaks, we make it convenient for you to stay connected with your financial health. At Pace Resources, we're committed to providing accessible and efficient banking solutions tailored to meet the needs of our members. Experience the ease of digital banking today!

Financial Strength

Growing Membership

Total Share Accounts: 992, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pace Resources is your trusted partner. Visit us at 445 W Philadelphia St York Pa 17401 or call 717-852-1390 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $117,547 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our commitment to serving you without compromising quality. We also take pride in having 1 full-time employee and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $1,040,726 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,598,147 in total loans and leases.

Solid Financial Health

With a net worth of $1,040,726, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1537 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $839,684 in used vehicle loans and $213,043 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process.

Financing Options and Refinancing

If you're considering refinancing your current loans, we offer options tailored to fit your needs. Our experienced staff can help assess your eligibility and find ways to lower your payments or consolidate debts efficiently. At Pace Resources, we pride ourselves on transparent communication and service tailored just for you. Explore our loan offerings today and take the next step towards achieving your financial objectives. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Don't hesitate to contact us for more information on how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $505,955, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $211,907 in loans helping members manage their finances effectively. These cards are great for those looking to build or improve their credit while enjoying easy access to funds when needed.

Loan Aggregator

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PACE RESOURCES FEDERAL CREDIT UNION - York, PA

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