P C FEDERAL CREDIT UNION - Smethport, PA

Welcome to P C, your trusted financial partner located at 45 Route 446, Smethport, PA 16749. Established in 1955, we have proudly served our community for over six decades, fostering a spirit of collaboration and support among our 1,429 members. With total assets amounting to an impressive $13,547,077, we are dedicated to providing you with the best banking experience possible. At P C, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our commitment to helping you achieve your financial goals is evident in our total deposits of $1,915,089 and net worth of $1,655,832. While members can visit us at our branch address, official correspondence should be sent to 65 Route 446, Smethport, PA 16749. With a team of just 5 dedicated employees, led by our CEO Jean Bonser and Board President Clifford Lane, we prioritize personalized service and community engagement. Whether you're looking for business banking solutions or need help with debt consolidation, we've got you covered. You can reach us at 814-887-9244 during our convenient operating hours from 8:30 a.m. to 5 p.m., Monday through Friday. Join us on this journey toward financial wellness! For more information about our services or to become a member today, visit us online at pcfederalcu.org. Your future starts here!

At P C, we're excited to welcome you into our community of members who support one another in achieving their financial goals. Becoming a member is easy! If you live, work, worship, or attend school in McKean County, you're already eligible to join us. We value diversity and inclusion, so whether you're looking for personal banking options or business services, there's a place for you here. For a detailed look at our eligibility criteria, feel free to visit our website at https://pcfederalcu.org/membership/ . Joining is just the first step towards enjoying the benefits of membership. At P C, you'll find a range of services tailored to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. To get started on opening your account or if you have any questions, don't hesitate to reach out to us at (814) 887-9244. We're here to help you every step of the way!

At P C, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust and reliability are paramount when it comes to managing your finances. That's why we're committed to maintaining a strong financial foundation that benefits you directly. With a net worth of $1,655,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,222 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,190,600 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on serving our members first, we also have $3,181,000 in non-member deposits. This structure allows us to concentrate our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,655,832 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $135 in used auto loans and $10,649,497 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 2,448, demonstrating a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, P C is your trusted partner. Visit us at 45 Route 446 Smethport Pa 16749 or call (814) 887-9244 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.