P C Credit Union Port Allegany PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to P C Federal Credit Union, your trusted financial partner in the heart of Port Allegany, PA! Established in 1955, we have proudly served our community for over six decades, making a significant impact on the lives of our 1,429 members. At our branch located at 203 N Main St, Port Allegany, PA 16743, we are dedicated to providing personalized banking solutions that meet your unique needs. While you can visit us at our branch address for all your banking inquiries, please note that official correspondence should be sent to our mailing address: P O Box 39, Port Allegany, PA 16743-1105. With total assets exceeding $13,547,077 and total deposits reaching $1,915,089, we strive to maintain a strong financial foundation for our members. We offer a variety of services including checking and savings accounts, auto loans, mortgage loans, and more all designed with you in mind. Our commitment to fostering financial wellness is evident in our total loans of 710, which empower members to achieve their dreams. At the helm of our credit union is CEO Jean Bonser, alongside Board President Clifford Lane. Together with our dedicated team of five employees, they ensure that each member receives the attention and care they deserve. With a net worth of $1,655,832 and cash in hand amounting to $160,915, we are well-equipped to support your financial journey. We invite you to explore all that we have to offer by visiting our website at pcfederalcu.org or giving us a call at 814-642-9248 during our operating hours from Monday through Friday, 8:00 AM to 5:00 PM. Experience the difference with P C Federal Credit Union where community matters!

Branch History & Mission

Our Mission

At P C Federal Credit Union, our mission goes beyond just providing financial products; it is about enriching lives and supporting our members through every stage of their financial journey. We strive to empower our members by offering personalized service that reflects their unique needs. We believe in building a strong community through partnerships and outreach programs that support local initiatives. As part of our commitment to accessibility, we ensure our services are user-friendly and compliant with ADA standards. While we currently do not offer ATM or drive-thru services at this branch location, our online banking options provide convenient access to your accounts anytime, anywhere. We invite you to experience the difference that comes with being a member of P C Federal Credit Union. Whether you are looking for help with your first auto loan or seeking advice on saving for a home, we are here to guide you every step of the way. While members can visit us at 203 N Main St, official correspondence should be sent to P.O. Box 39, Port Allegany, PA 16743-1105. Join us today and discover how P C Federal Credit Union can support your financial goals! For more information or to get started on your membership journey, give us a call at 814-642-9248 or visit us online at pcfederalcu.org.

Branch Location & Accessibility

Welcome to the P C Federal Credit Union, your friendly financial partner located right in the heart of Port Allegany at 203 N Main St, PA 16743. We pride ourselves on being easily accessible for all our members and community residents. Whether you're stopping by to open an account or inquire about loan options, our welcoming branch is here to assist you. If you're looking for us, you can find our branch near local landmarks like the Port Allegany High School and the beautiful Allegheny River. We've made sure that parking is convenient and available, so you can visit us without any hassle. Our facility is ADA compliant, featuring ramps and accessible entrances to ensure everyone can access our services comfortably. We are open Monday through Friday from 8:00 AM to 5:00 PM, making it easy for you to stop by during your day. Feel free to give us a call at 814-642-9248 if you have any questions or need assistance before your visit. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address: 203 N Main St, Port Allegany, PA 16743-1105. At P C Federal Credit Union, we offer a range of services tailored to meet your financial needs including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Unfortunately, we do not currently provide ATM or drive-thru services; however, online banking is available for your convenience. We invite you to stop by and learn how we can help you achieve your financial goals. Your journey towards better banking starts here!

Member Eligibility

At P C, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to join us at our cozy location at 203 N Main St Port Allegany Pa 16743, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in our community. This means you can easily connect with us and enjoy the benefits of being part of an organization that truly cares about its members. We offer a range of services designed to help you achieve your financial goals, from personal banking to auto loans and more. To learn more about the specific eligibility criteria and see if you qualify, please check out our detailed information at https://pcfederalcu.org/membership/ . If you're ready to take the next step towards becoming a member or have any questions, feel free to give us a call at (814) 642-9248. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for various needs.

Merchant Services

Imagine being able to streamline your transactions while focusing on what you do best running your business. Our merchant services make it easy for you to accept payments, track sales, and manage your cash flow effectively. This means less time worrying about the details and more time engaging with your customers. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Port Allegany, PA. Let us partner with you on your journey to success! For more information, feel free to visit us at 203 N Main St Port Allegany Pa 16743 or give us a call at (814) 642-9248 during our operating hours from Monday through Friday, 8:00 AM to 5:00 PM.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not offer ATMs at our branch location, we ensure that cash withdrawal services are available through various networks for added convenience. If you're ready to explore these services further or have any questions about how we can assist you financially, don't hesitate to reach out! Call us at (814) 642-9248 or visit us at 203 N Main St Port Allegany Pa 16743 in Port Allegany. We look forward to welcoming you into our community at P C Federal Credit Union!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide competitive rates and flexible terms to help you drive away in your dream vehicle without breaking the bank. We work with you to find the right financing solution that fits your budget.

Business Banking

For our business members, we provide comprehensive business banking services including merchant services and business loans. Our goal is to support local businesses in achieving growth and success by offering tailored financial solutions that meet their unique needs.

Credit Cards with Rewards

With our credit cards, not only do you get a reliable way to pay for purchases, but you also earn rewards along the way! Enjoy benefits that fit your lifestyle while building your credit score responsibly.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. Whether you're purchasing a new home or refinancing an existing loan, our mortgage options can make your dream a reality. Our knowledgeable staff will guide you through the process, ensuring you understand each step along the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at P C, we have invested in online and mobile banking platforms that allow you to manage your accounts easily. From checking balances to transferring funds, everything is just a click away.

Personal Banking

We understand that managing your finances can be daunting. That's why we offer personal banking options such as checking and savings accounts designed for everyday needs. With easy online and mobile banking features, you can access your accounts anytime, anywhere, making it simple to keep track of your spending and savings.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. If you need funds for a special project or want to consolidate debt, our personal loans can provide the support you need. We offer straightforward terms that make repayment manageable, helping you regain control of your financial situation.

Digital & Online Banking

Always Accessible

Even without a dedicated mobile application, accessing our services is straightforward via any web browser. This accessibility ensures that whether you're at home or out and about, managing your accounts is just a few clicks away. With the ease of use that our online banking provides, you can focus on what truly matters in life without worrying about how to handle your finances. In summary, P C offers everything you need for efficient digital banking all designed with you in mind. Join us today and experience the freedom of managing your finances on your terms!

Key Services

With our online banking platform, available at https://pcfederalcu.org/ , you can take control of your finances right from the comfort of your home. Our 24/7 online banking services allow you to check your account balances, transfer funds, and manage your transactions whenever it suits you. Plus, if you're on the go, our person-to-person transfer feature makes sending money to friends or family a breeze.

Secure & User-Friendly Experience

Security is a top priority for us at P C. While we currently do not offer electronic signature authorization or mobile payments, rest assured that all your transactions through our online portal are protected with robust security measures. You can also opt for e-statements to keep track of your financial activities in an eco-friendly way while ensuring that your sensitive information remains private.

Financial Strength

A Solid Foundation

With a net worth of $1,655,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,222 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts: 2,448, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, P C is your trusted partner. Visit us at 203 N Main St Port Allegany Pa 16743 or call (814) 642-9248 to learn more about how we can help you achieve your financial goals.

Investing Back Into Our Community

With $1,655,832 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is evident in our lending capacity; with $135 in used auto loans and $10,649,497 in total loans and leases, we support your financial goals across various sectors.

Member Savings Are Secure

Members' savings are secured through $2,190,600 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,181,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,839,486 in used vehicle loans and $4,864,679 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your vehicle financing as affordable as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $264,623, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team is here to assist you every step of the way.

Personal Loans & Credit Lines

If you're looking for personal financing options, we have personal loans available along with credit lines totaling $500,000. These can be used for anything from debt consolidation to unexpected expenses. Our knowledgeable staff is always ready to discuss eligibility options and refinancing opportunities tailored just for you. If you have any questions or need assistance, feel free to reach out at (814) 642-9248. For more information about our loan offerings or to apply today, visit us at our branch located at 203 N Main St Port Allegany Pa 16743, Port Allegany, PA. We're here Monday through Friday from 8:00 AM to 5:00 PM to help you find the right solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to suit your lifestyle.

Loan Aggregator

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P C FEDERAL CREDIT UNION - Port Allegany, PA