Ozark Credit Union Poplar Bluff MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Ozark, your trusted financial partner located at 1500 N Westwood Blvd, Poplar Bluff, MO 63901. Established in 1952, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability. With a growing membership base of 16,147 members, we are dedicated to providing personalized banking solutions that meet the needs of our local community. At Ozark, we understand that financial decisions can be daunting. That's why our experienced team, led by CEO Chad Wolfram and Board President Edwin Ervin, is committed to guiding you through every step of your financial journey. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking options, we offer a comprehensive range of services tailored just for you. As of now, our total assets stand at an impressive $108,917,382, with total deposits reaching $945,128. We are proud to report a net worth of $11,813,225 and cash in hand amounting to $2,691,810, ensuring that your money is safe and well-managed. With a robust portfolio of 5,708 loans and leases issued to our members, we are here to help you realize your financial goals. While members can visit us at our branch location for all their banking needs during our operating hours from 8:00 AM to 3:00 PM on weekdays, official correspondence should be sent to the same address. Our dedicated team is just a phone call away at 573-778-4606, ready to assist you with any inquiries. Join us today and experience the difference that community-focused banking can make in your life! Visit us online at Ozark FCU or drop by our branch we can't wait to help you achieve your financial aspirations!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we embrace digital advancements to serve our members better. Our online banking platform allows easy access to accounts anytime and anywhere. We also offer mobile payments and e-statements for convenience and efficiency. As part of our commitment to accessibility, we ensure compliance with ADA standards so all members can enjoy our services without barriers. Although we currently do not have ATM or drive-thru services available at this branch, our friendly staff is always ready to assist you during operating hours from 8:00 AM to 3:00 PM on weekdays.

Join Us Today!

As we look ahead to the future, we invite you to become part of the Ozark family. With a strong foundation built on trust and service excellence since 1952, there's no better time than now to experience the benefits of membership. Whether you're looking for personal banking solutions or seeking assistance with your business finances, Ozark is here for you. To learn more about joining us or exploring our services further, please visit our website or call us at 573-778-4606. Together, let's build a brighter financial future!

Our Mission

At Ozark, our mission is clear: to provide reliable financial services while fostering community support and engagement. We aim to empower our members by offering a wide range of products that cater to their personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we strive to help each member achieve their financial goals. We understand that banking goes beyond transactions; it's about building relationships. That's why we prioritize community outreach initiatives that strengthen ties within Poplar Bluff. We believe that when our community thrives, we all benefit.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

You'll find us right near popular local spots, which makes visiting even more convenient. We're just a short drive from the bustling downtown area and close to various shops and restaurants. Our location features ample parking and is designed for accessibility, ensuring that everyone can visit us comfortably.

Operating Hours and Services

We're open Monday through Friday from 8 AM to 3 PM, providing you with flexible hours to meet your banking needs. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is ready to assist you inside the branch. We offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions tailored just for you. For any official correspondence, please send your mail to our mailing address at 1500 N Westwood Blvd, Poplar Bluff, MO 63901. If you have any questions or need assistance, don't hesitate to call us at 573-778-4606. We look forward to welcoming you into our branch soon!

Member Eligibility

At Ozark, we believe that becoming a member is like joining a close-knit family where everyone looks out for one another. If you're interested in joining us at our welcoming location on 1500 N Westwood Blvd Poplar Bluff Mo 63901, you'll find that the eligibility criteria are designed to be inclusive and straightforward. Generally, anyone who lives, works, or attends school in the area can become a member. We also welcome those who have family members already part of our community. This means that you're likely just a step away from enjoying all the benefits we offer, like personalized service and competitive rates on loans and savings accounts. Opening an account with us is as easy as pie! You can start your journey by visiting our website to check out the detailed eligibility criteria. If you have any questions or need assistance along the way, feel free to give us a call at (573) 778-4606. We can't wait to welcome you into our Ozark family! For more information about opening your account, check out this link: http://www.ozarkfcu.com/join.php#sectionj2.

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, our merchant services simplify transactions, making it easy for you to accept payments and manage cash flow. Picture this: streamlined point-of-sale systems that enhance customer experiences and boost sales all designed with your needs in mind. Located at 1500 N Westwood Blvd Poplar Bluff Mo 63901 in Poplar Bluff, MO, we invite you to explore how Ozark can be your partner in success. For more information, give us a call at (573) 778-4606.

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $518,115, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards & Business Banking

Additionally, don't forget about our attractive credit cards with rewards! Enjoy benefits while making everyday purchases it's like earning money back on things you already buy. For those running their own businesses or aspiring entrepreneurs, our business banking services include merchant services and business loans designed to support your growth. Imagine having the financial backing needed to expand your operations or invest in new opportunities.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why at Ozark, we offer robust online and mobile banking features. Check your balance, transfer funds, or pay bills right from your phone or computer anytime and anywhere! Plus, our member-friendly options like ATM & cash withdrawal services ensure that accessing cash is never a hassle. With so many tailored solutions at your fingertips, we encourage you to explore what Ozark has to offer. Our dedicated team is ready to assist you with any questions or concerns you might have. For more information or to get started on opening an account today, give us a call at (573) 778-4606 or visit us online at Vamc Branch. Your journey toward financial well-being starts here!

Personal Banking

One of the cornerstones of our offerings includes personal banking services. We provide various checking and savings accounts that cater to your everyday needs. Imagine having a checking account that simplifies your spending while allowing you to save effortlessly for future goals. Our savings accounts are structured to help you grow your money over time, making it easier than ever to achieve financial stability. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make the process straightforward and stress-free. Picture driving off in your dream car without breaking the bank! Plus, if you're thinking about a home purchase or refinancing your current mortgage, we have competitive mortgage loans available that can help you take that big step toward owning your home.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's medical bills or home repairs, we provide flexible loan options that can help you manage those costs effectively. You could even consider consolidating existing debts into one manageable payment with lower interest rates.

Digital & Online Banking

Key Services

You can access all our online banking features at https://www.ozarkfcu.com/. Our platform provides 24/7 online banking services, ensuring you can check your account balances, pay bills, and transfer money whenever it suits you. If you're looking for a quick way to send money to friends or family, our person-to-person transfers make it simple and fast. For those who prefer using their mobile devices, we have a user-friendly mobile application available. This app includes mobile payments functionality, allowing you to make secure transactions with just a few taps. Plus, with the option of e-statements, you can manage your accounts without cluttering your mailbox keeping everything organized and accessible.

Security and Ease of Use

We prioritize your security while making banking easy. While we do not currently offer electronic signature authorization for transactions, rest assured that all our online services are built with robust security measures to protect your information. Our goal is to provide an easy-to-use experience that fits into your lifestyle. Whether you're checking your balance during lunch or transferring funds late at night, Ozark is here to support you every step of the way. Join us today and discover how our digital banking solutions can enhance your financial management!

Financial Strength

At Ozark, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable services is reflected in our strong financial position, which you can trust to support your banking needs. With a net worth of $11,813,225, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 10.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,324,394 in share certificates and $1,456,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,319,447 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $2,828 in used auto loans and $84,826,148 in total loans and leases. Our $541,282 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $233,106. Total Share and Deposit Accounts: 22,023, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ozark is your trusted partner. Visit us at 1500 N Westwood Blvd Poplar Bluff Mo 63901 or call (573) 778-4606 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,998,075 in used vehicle loans and $6,032,697 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $518,115 provide the capital needed to grow and expand your business. We understand the unique challenges that come with entrepreneurship and strive to support local businesses in achieving their aspirations. At Ozark, we're committed to helping you find the right loan product that fits your needs. For more information on eligibility requirements or refinancing options, don't hesitate to reach out at (573) 778-4606. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way!

Credit Lines

If you need some extra flexibility for unexpected expenses or planned purchases, consider our credit lines. With total credit lines amounting to $13,646,887, we empower our members to take control of their finances without unnecessary stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,117,803, make buying or refinancing simple. We provide guidance through the process, ensuring you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with various benefits that make everyday purchases easier and more rewarding.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive offers that are fair and transparent. Every lender featured on LendMesh undergoes a thorough vetting process to ensure they meet strict regulatory guidelines.

OZARK FEDERAL CREDIT UNION - Poplar Bluff, MO

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