Ozark Credit Union Poplar Bluff MO | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Ozark, your trusted partner in financial well-being since 1952. Nestled in the heart of Poplar Bluff, MO, at 2438 Katy Ln, 63901, we are proud to serve our community with dedication and care. With a robust membership base of over 16,147 members, Ozark is committed to providing exceptional services tailored to meet your unique needs. At Ozark, we understand that financial security is more than just numbers; it's about building relationships and empowering our members. We have achieved a total asset value of $108,917,382, which reflects our strong foundation and commitment to responsible management. Our total deposits stand at $945,128, and our net worth has reached an impressive $11,813,225. These figures are not just statistics they signify our ongoing dedication to supporting you through various financial journeys. Under the leadership of our CEO, Chad Wolfram, and Board President, Edwin Ervin, we strive to enhance your banking experience with services that include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you prefer traditional face-to-face interactions or modern online banking conveniences, we've got you covered. While members can visit us at our branch for assistance or inquiries, official correspondence should be sent to our mailing address: 2438 Katy LN, Poplar Bluff, MO 63901-2304. Our commitment extends beyond transactions; it's about making a positive impact in our community. With a focus on member-centric solutions and engagement initiatives, we invite you to explore the diverse offerings that make us more than just a credit union we're your community partner. Ready to take the next step? Call us today at 573-686-7221 or visit our website at www.ozarkfcu.com for more information. Join us as we continue to grow together!

Branch History & Mission

Community Commitment

Our commitment goes beyond financial services; it's about building a vibrant community. Through various partnerships and outreach programs, we engage with local organizations and schools to support education and wellness initiatives. We believe that by investing in our community, we are investing in the future of our members. While you can visit us at 2438 Katy Ln, for official correspondence please send your mail to 2438 Katy LN, Poplar Bluff, MO 63901-2304. If you have any questions or need assistance, don't hesitate to reach out at 573-686-7221. Join us today at Ozark Credit Union! Experience firsthand how we can help you achieve your financial goals while being an active participant in our community's growth. Together, let's build a brighter future!

Our Journey

From humble beginnings, Ozark Credit Union was founded with a vision to provide accessible financial services tailored to the needs of our local community. Over the decades, we have expanded our offerings and deepened our roots in Poplar Bluff, located at 2438 Katy Ln, Poplar Bluff, MO 63901. This location is not just a branch; it's a place where neighbors come together to support one another through various life stages. Our growth is reflected in our total assets of $108,917,382, which allow us to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. We have embraced modern technology while ensuring that our services remain accessible to everyone. With features like online banking and mobile payments, we strive to meet the evolving needs of our members.

Our Mission

At Ozark Credit Union, our mission is clear: we are dedicated to enhancing the financial lives of our members while making a positive impact on the community. We believe that financial success should be attainable for everyone. That's why we focus on providing personalized service and educational resources that empower individuals to make informed decisions about their finances. We aim not only to facilitate transactions but also to cultivate relationships built on trust and integrity. Whether it's through offering competitive loan rates or being actively involved in local outreach initiatives, we are here for you every step of the way.

Branch Location & Accessibility

Convenient Access and Parking

We understand that accessibility is important. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily access our services. Ample parking is available nearby, so you won't have to worry about finding a spot when you visit us.

Get in Touch!

Have questions or ready to take the next step? Don't hesitate to reach out! You can call us at 573-686-7221 or simply stop by during our operating hours. We look forward to welcoming you into the Ozark family!

Operating Hours That Fit Your Schedule

At Ozark, we want to accommodate your busy lifestyle. Our lobby hours are designed with convenience in mind: we're open Monday through Thursday from 7:30 AM to 5:30 PM, Friday from 7:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you're stopping by before work or on the weekend, we're here for you.

Services Tailored for You

Our branch offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we provide comprehensive options that help you manage your money effectively. If you're in need of cash quickly, our ATM is available for withdrawals and balance checks any time of day. Additionally, our drive-thru service makes it easy for you to complete simple transactions without having to leave your vehicle. We strive to ensure that every interaction with us is efficient and pleasant.

Member Eligibility

At Ozark, we believe that becoming a member is more than just opening an account; it's about joining a warm and welcoming community that prioritizes your financial well-being. If you're looking to become part of our family, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the Poplar Bluff area. Whether you're new to banking or simply seeking a more personalized service, we're here to support you every step of the way. To get started on your journey with us, simply visit our branch located at 2438 Katy Ln Poplar Bluff Mo 63901 or give us a call at (573) 686-7221. We've made the account opening process straightforward and inclusive, ensuring everyone can join without hassle. For full details on eligibility and the steps to become a member, check out our website at . We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Matter

In today's competitive market, efficient payment processing can make all the difference. Our merchant services offer easy credit card processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments quickly and securely, enhancing customer satisfaction and boosting sales. Located at 2438 Katy Ln Poplar Bluff Mo 63901 in Poplar Bluff, MO, we're here to help your business reach its full potential. Contact us at (573) 686-7221 to learn more about how we can support your journey!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $518,115, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Basic Drive-Thru and ATM Access

For quick transactions, we have Basic Drive-Thru Banking, allowing you to handle deposits and withdrawals without leaving your car. And if you're on the go, our ATMs provide essential services like balance checks and cash withdrawals whenever you need them. At Ozark, we are more than just a credit union; we are part of your community's financial fabric. If you're ready to take the next step towards financial empowerment or want more information about any of our services, don't hesitate to reach out! Call us at (573) 686-7221 or visit us at http://www.ozarkfcu.com today!

Business Banking Services

If you're running a business, our Business Banking services are tailored just for you! We offer Merchant Services & Business Loans that help streamline operations and provide the capital needed for growth. Our experienced staff is ready to assist you in navigating the complexities of business finance.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we proudly offer robust Online & Mobile Banking platforms. You can access your accounts anytime, anywhere pay bills, transfer funds, and check balances right from your smartphone or computer. Plus, with our ATM & Cash Withdrawal Services available at various locations, accessing your cash has never been easier.

Credit Cards and Rewards

For those looking for flexibility in spending, our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for exciting rewards. This way, every transaction brings you closer to something special.

Personal Banking Solutions

Starting with personal banking, we offer various Checking & Savings Accounts designed to help you manage your daily finances effectively. Whether you're saving for a vacation or planning for future expenses, our accounts come with user-friendly features that simplify budgeting and saving. When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel of your dream car without breaking the bank. We also provide Mortgage Loans & Refinancing services that can help you achieve homeownership or save on your current mortgage payments. If you find yourself needing extra funds for personal projects or unexpected expenses, our Personal Loans & Debt Consolidation solutions can offer relief.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://www.ozarkfcu.com/, you can check balances, transfer funds, and pay bills whenever it suits you. No more rushing to the branch before closing time! Our user-friendly platform ensures that all your banking needs are just a few clicks away.

Pay on the Go

Our mobile application makes managing your money even easier. With features like mobile payments, making purchases or sending money to friends is as simple as tapping your phone. Plus, our person-to-person transfer option lets you send money quickly and securely without needing cash or checks.

Secure Transactions

We prioritize your security in every transaction. Although we do not currently offer electronic signature authorization, rest assured that all transactions made through our online banking platform are protected with robust security measures. Your peace of mind is our priority. In today's fast-paced world, having reliable access to your finances is crucial. At Ozark, we're committed to making sure you have everything you need for effective account management right at your fingertips! Whether it's checking balances or making payments, we've got you covered anytime and anywhere.

Stay Organized with E-Statements

Keeping track of your finances is simple with our e-statements feature. Enjoy the benefits of going paperless while having easy access to your account statements anytime you need them. It's not just convenient; it's also a step towards being environmentally friendly!

Financial Strength

A Dedicated Team

Our strength also comes from our dedicated team. We pride ourselves on having 46 full-time employees ready to serve you with expertise and commitment.

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,319,447 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Growing Member Base

With a total of 22,023 share and deposit accounts, it's clear that more people trust us with their finances every day. This growing member base reflects the confidence our community has in the services we provide. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ozark is your trusted partner. Visit us at 2438 Katy Ln Poplar Bluff Mo 63901 or call (573) 686-7221 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Options

Members' savings are secured through $20,324,394 in share certificates and $1,456,275 in money market shares, offering stable and rewarding financial growth opportunities. These options allow our members to earn interest while knowing their funds are safe.

Strong Financial Health

With a net worth of $11,813,225, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,084 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We believe in supporting our members' financial goals across various sectors. Currently, we have $2,828 in used auto loans and $84,826,148 in total loans and leases available to help you reach your aspirations. Our $180,675 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Options

If you're considering refinancing any existing loans or exploring eligibility options, our team is here to assist you every step of the way. We aim to ensure that you not only qualify for the best rates but also understand all terms associated with your financing. We invite you to visit us at 2438 Katy Ln Poplar Bluff Mo 63901 in Poplar Bluff, MO, or call us at (573) 686-7221 for more information about our loan offerings. Let us help you take the next step toward achieving your financial dreams! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,998,075 in used vehicle loans and $6,032,697 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, our flexible financing options can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $518,115 provide the capital needed to grow and expand. We know how important it is to have access to funds when opportunities arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,117,803, make buying or refinancing simple. We provide guidance throughout the process, ensuring you understand your options and find the right fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can help you build your credit while offering rewards and benefits suited to your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees fair and transparent offers, as only legitimate institutions are included in the comparisons.

Ozark