Ozark Credit Union Piedmont MO | Best Auto Loans & ATM Services

Introduction

Welcome to Ozark at our Piedmont Branch, located at 101 S Main St, Piedmont, MO 63957! Since opening our doors in 1952, we have been dedicated to serving our community with reliable financial solutions and personalized service. With a proud membership of over 16,000 members and total assets reaching an impressive $108,917,382, we are committed to helping you achieve your financial goals. At Ozark, we understand that trust is key when it comes to managing your finances. That's why our experienced team, led by CEO Chad Wolfram and Board President Edwin Ervin, works hard every day to provide you with the best banking experience possible. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or even business banking options, we've got you covered. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address. We also offer convenient services such as online and mobile banking, making it easier than ever for you to manage your finances on the go. With total deposits amounting to $945,128 and a strong net worth of $11,813,225, Ozark is not just another credit union; we are a trusted partner in your financial journey. Our focus on community impact means that we strive to improve the lives of those around us while providing excellent service. Ready to take the next step? Feel free to call us at 573-223-3075 or visit our website at ozarkfcu.com for more information on how we can assist you. Your financial well-being is our priority!

Branch History & Mission

Community Commitment

Community support is at the heart of everything we do. Over the years, we've established partnerships with local organizations and actively participate in outreach efforts aimed at making Piedmont a better place for everyone. Our team works tirelessly to create programs that not only provide financial assistance but also enrich lives. As an ADA-compliant institution with customer-centric initiatives, we are dedicated to ensuring everyone can access our services comfortably. Whether you visit us during lobby hours from 8:00 AM to 5:00 PM Monday through Friday or utilize our ATM services whenever you need cash, we're here for you.

Join Us Today!

We invite you to be part of our growing family at Ozark Branch! Experience firsthand how we can help you navigate your financial journey while being an integral part of the community you love. For official correspondence, please reach out via phone at 573-223-3075 or visit us online at ozarkfcu.com. Together, let's build a brighter financial future!

Our Mission

At Ozark, our mission goes beyond just providing financial services; we strive to empower our members and foster a sense of belonging. We believe in putting people before profits. Our focus is on offering personal banking options like checking and savings accounts, auto loans, mortgage loans, and more that help you achieve your financial goals. We understand that every member's journey is unique. That's why we also offer business banking services to support local entrepreneurs. With innovative online and mobile banking solutions, including ATM access and drive-thru banking for your convenience, we ensure that managing your finances is easy and straightforward.

Branch Location & Accessibility

Call to Action

If you have any questions or would like more information about our services, feel free to give us a call at 573-223-3075. We invite you to visit us today and experience the friendly service that makes us a trusted part of the Piedmont community!

Operating Hours

We are here for you Monday through Friday from 8:00 AM to 5:00 PM. If you're in a hurry, take advantage of our drive-thru banking service for quick transactions like deposits and withdrawals without leaving your vehicle.

Services Offered

At the Ozark branch, we provide a variety of personal and business banking services. From checking and savings accounts to auto loans and mortgage refinancing, we have options tailored to meet your needs. Plus, enjoy the convenience of online and mobile banking to manage your finances on the go.

Member Eligibility

Joining Ozark is like becoming part of a caring family where your financial well-being matters. To become a member, you simply need to meet a few friendly criteria, primarily based on your connection to the community or your employment. Whether you live in the area or work for an organization that partners with us, you're likely eligible to join our supportive group. If you're curious about the exact details, please check out our eligibility page for more information. Opening an account is straightforward and welcoming. Just visit us at our branch located at 101 S Main St Piedmont Mo 63957, and our team will guide you through the simple steps to set up your membership. You can also give us a call at (573) 223-3075 if you have any questions before stopping by. We're excited to help you start this journey toward better financial opportunities with Ozark!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $518,115, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having efficient payment solutions is crucial for success. Our merchant services are tailored to help you accept payments easily and securely, so you can focus on what you do best growing your business. From credit card processing to online payment solutions, we provide the tools that simplify transactions and enhance customer satisfaction. Visit us at 101 S Main St Piedmont Mo 63957 in Piedmont, MO, or call us at (573) 223-3075 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our ATM and cash withdrawal services are readily available for quick access to your funds. Plus, with basic drive-thru banking options at our branch for deposits and withdrawals, getting what you need has never been easier. At Ozark, we're committed to serving our members' needs with personalized solutions that fit every stage of life. If you'd like to learn more about any of our services or if you're ready to start banking with us today, please give us a call at (573) 223-3075 or visit us at 101 S Main St Piedmont Mo 63957. We can't wait to welcome you into our community!

Business Banking

For business owners, Ozark offers specialized services such as merchant services and business loans. These options help keep your business running smoothly while providing essential support as you grow.

Credit Cards

Shopping just got more rewarding with our credit cards featuring rewards programs. Use them for everyday purchases and watch the benefits add up!

Digital and Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services empower you to manage your finances anywhere at any time. Whether it's checking your balance, transferring money between accounts, or paying bills online, we've made banking accessible right from your smartphone or computer.

Loans and Financing

When it comes to financing options, we understand that life can be unpredictable. That's why we provide auto loans and vehicle financing tailored for different budgets. Imagine cruising down the road in a new car our competitive rates make that dream more attainable than ever. If homeownership is on your mind, our mortgage loans and refinancing options can help make that a reality too. We also offer personal loans for those moments when unexpected expenses arise or when you want to consolidate debt into one manageable payment.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that cater to various lifestyles. For instance, if you need a place to securely store your savings while earning interest, our savings accounts are an ideal choice. On the other hand, if you're looking for everyday convenience, our checking accounts provide easy access to your funds.

Digital & Online Banking

Key Features

Our online banking service allows you to check your balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, managing your money has never been easier. Plus, for those who prefer paperless options, we provide e-statements that give you instant access to your account statements right from your device. Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends and family without any hassle. And if you're a fan of mobile payments, you'll be pleased to know that we support this feature too, allowing you to make secure purchases directly from your smartphone.

Mobile Application

For added convenience, our mobile application is available for download, giving you all the power of online banking in the palm of your hand. You can easily deposit checks using your phone's camera and receive notifications about important account activities keeping you informed in real-time.

Security and Support

Your security is our top priority. While we currently do not offer electronic signature authorization, our systems are designed with robust security measures to protect your information. If you ever have questions or need assistance, our friendly staff at Ozark is just a phone call away at (573) 223-3075. Experience the ease of modern banking today with Ozark! Enjoy complete control over your finances while knowing that support is always available when you need it.

Financial Strength

At Ozark, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're committed to building your trust by maintaining a strong financial foundation that supports all our services. With a net worth of $11,813,225, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,324,394 in share certificates and $1,456,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is also reflected in our $8,319,447 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $2,828 in used auto loans and $84,826,148 in total loans and leases, our lending capacity supports your financial goals across various sectors. Additionally, our $541,282 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ozark is your trusted partner. Visit us at 101 S Main St Piedmont Mo 63957 or call (573) 223-3075 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,998,075 in used vehicle loans and $6,032,697 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to drive away in a car that suits your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $518,115 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, we have solutions designed specifically for businesses. At Ozark, we believe in making financing accessible and straightforward. If you're considering refinancing or want more information about eligibility options, our team is here to help guide you through the process. To learn more about our loan offerings or start your application today, give us a call at (573) 223-3075 or visit us at 101 S Main St Piedmont Mo 63957 in Piedmont, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to serving our community by providing reliable financial solutions that empower our members for a brighter future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,117,803, make buying or refinancing simple. We offer competitive rates and terms to help you secure your dream home while ensuring you stay within your budget.

Unsecured Credit Cards

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with great rewards and benefits, allowing you to earn while you spend.

Loan Aggregator

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OZARK FEDERAL CREDIT UNION - Piedmont, MO

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