Ozark Credit Union Doniphan MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Ozark, your trusted financial partner located at 1407 Walnut St, Doniphan, MO 63935. Established in 1952, we have proudly served our community for over seven decades, fostering a spirit of togetherness and support among our 16,147 members. With total assets reaching an impressive $108,917,382 and total deposits of $945,128, we are committed to ensuring the financial well-being of our members. At Ozark, we believe that banking should be personal. That's why we offer a range of services designed to meet your unique needs whether you're looking for checking and savings accounts, auto loans, or business banking solutions. Our dedicated team of 46 employees, led by CEO Chad Wolfram and Board President Edwin Ervin, is here to help you navigate your financial journey with care and expertise. While members can visit us at our branch for friendly service and support, please note that official correspondence should be sent to our mailing address: PO Box 296, Doniphan, MO 63935-0296. Join us at Ozark as we work together to build a stronger financial future for you and your family. Feel free to reach out by phone at 573-351-2401 or explore more about our services on our website here. We look forward to welcoming you into our community!

Branch History & Mission

Community Engagement

Ozark isn't just about numbers; it's about people. We believe in giving back to the community that has supported us through the years. Through various outreach programs and partnerships with local organizations, we work tirelessly to make a positive impact on lives in Doniphan and beyond. Additionally, we are proud of our commitment to accessibility with ADA-compliant facilities and drive-thru banking options available for those who prefer quick service without leaving their vehicles. With an ATM on-site for added convenience, we ensure that our members have access to their funds whenever they need them. We invite you to join us at Ozark where your financial well-being is our priority. Experience firsthand how our dedicated team can help you achieve your financial goals while being part of a caring community. Whether you're looking to save for a dream home or need assistance with everyday banking needs, we're here for you every step of the way. Visit us today or learn more about becoming a member here.

Our Mission

Our mission at Ozark is clear: to provide exceptional financial services while fostering a strong sense of community. We strive to empower our members by offering a range of banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also understand the importance of staying connected in today's world; that's why we offer robust online and mobile banking services. While members can visit us at 1407 Walnut St, official correspondence should be sent to PO Box 296, Doniphan, MO 63935-0296. Our operating hours are convenient for everyone Monday through Friday from 8:30 AM to 4:30 PM making it easy for you to access your finances when you need them most.

Branch Location & Accessibility

Accessibility Features

At the Ozark Doniphan Branch, we prioritize accessibility for all our members. Our facility is compliant with ADA standards, ensuring everyone can enjoy our services without barriers. We also offer ample parking right outside the branch, making it easy for you to stop by for your banking needs.

Call Us Anytime

If you have questions or need assistance before your visit, feel free to give us a call at 573-351-2401. We're excited to help you achieve your financial goals and look forward to welcoming you at the Ozark Doniphan Branch soon!

Operating Hours

We know that life gets busy, so we've made it easy for you to bank when it suits you best. Our lobby hours are Monday through Friday from 8:30 AM to 4:30 PM, allowing you plenty of time to visit us during your day.

Services Offered

Whether you're looking to open a checking account, apply for an auto loan, or explore mortgage options, we've got you covered. Our team is here to provide personalized service and answer any questions you might have about our offerings. Plus, if you're in a hurry, take advantage of our drive-thru banking services for quick transactions.

Member Eligibility

Becoming a member of Ozark is like joining a warm and welcoming family where your financial needs are prioritized. At our branch located at 1407 Walnut St Doniphan Mo 63935, we invite individuals who live, work, or worship in the area to join us. We believe that everyone deserves access to personalized financial services tailored to their unique situations. The eligibility criteria are simple and inclusive, making it easy for you to become part of our community. You can find detailed information about membership requirements by visiting this link. Once you're ready to open an account, the process is straightforward and hassle-free! Just visit our website or contact us at (573) 351-2401, and we'll guide you through each step. Enjoy the benefits of being part of Ozark, including competitive rates on loans, friendly service, and a variety of banking options designed with your needs in mind. Join us today; we can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer robust merchant services that simplify payment processing and enhance customer experiences. Imagine having the ability to accept payments easily, whether in-store or online. Our solutions help you manage transactions seamlessly, allowing you to focus on what you do best growing your business. Located at 1407 Walnut St Doniphan Mo 63935 in Doniphan, MO, we're here to support your vision. Reach out today at (573) 351-2401 and discover how we can help take your business to the next level!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $518,115, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer basic banking transactions through our drive-thru for deposits, withdrawals, and simple transactions. Whether you're withdrawing cash from an ATM or checking your balance, we strive to provide quick and efficient service that fits into your busy life. If you have any questions or want more information about how we can assist you, don't hesitate to reach out! Call us at (573) 351-2401 or visit us at our Doniphan location today. At Ozark, we're dedicated to supporting your financial journey every step of the way!

Business Banking Services

For local businesses, we offer specialized solutions through our business banking services, which include merchant services and business loans. We understand that running a business requires reliable support, and we are here to help you succeed.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Ozark provides robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds with just a few taps on your smartphone, we make it easy for you to stay on top of your finances. Plus, with our ATM availability and drive-thru service at the branch located at 1407 Walnut St Doniphan Mo 63935, accessing cash has never been simpler.

Loans Tailored to Your Needs

Life can be unpredictable, and sometimes you may find yourself in need of additional funds. That's where our personal loans and debt consolidation come into play, helping you manage unexpected expenses or simplify your financial obligations. Additionally, if you're looking to make a significant purchase or invest in a new venture, our credit cards with rewards are a great option to earn while you spend.

Personal Banking Solutions

Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts that fit your lifestyle, making it simple to save for your future or manage everyday expenses. For those moments when you need a little extra help, our auto loans and vehicle financing options ensure that you can hit the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services can guide you through every step of the process.

Digital & Online Banking

Key Features

Our online banking service includes the ability to access e-statements, allowing you to review your account activity at a glance without the clutter of paper statements. If you're always on the go, our mobile application makes it easy for you to manage your accounts right from your smartphone. You can download it and enjoy features like mobile payments perfect for making quick purchases without needing cash or cards. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds without hassle. Plus, with our commitment to security, you can feel confident knowing that your transactions are protected. While we currently do not offer electronic signature authorization, we continue to focus on enhancing our services for all members. At Ozark, we're dedicated to making your banking experience as smooth and efficient as possible. Join us today and discover how our digital banking solutions can help simplify your financial life!

Financial Strength

Operational Efficiency

Our operational efficiency is reflected in our $541,282, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 0 part-time employees ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments): $233,106. Total Share Accounts: 22,023, showing a strong and growing member base that trusts us with their finances.

Partnering for Your Success

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ozark is your trusted partner. Visit us at 1407 Walnut St Doniphan Mo 63935 or call (573) 351-2401 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $8,319,447 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment allows us to adapt and grow with your needs. Our lending capacity is robust; with $2,828 in used auto loans and $84,826,148 in total loans and leases, we support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $20,324,394 in share certificates and $1,456,275 in money market shares, offering stable and rewarding financial growth opportunities. These options help you grow your savings while enjoying peace of mind. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $11,813,225, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation not only supports our daily operations but also strengthens our ability to serve you effectively. Our net worth ratio of 10.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,998,075 in used vehicle loans and $6,032,697 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates so you can drive away with peace of mind.

Business Loans

For business owners, our outstanding commercial loans totaling $518,115 provide the capital needed to grow and expand. We recognize that each business has unique financing needs and are here to work alongside you to find the right solution.

Financial Insights

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Ozark, we're dedicated to transparency and helping you understand how our loan products can fit into your overall financial strategy. If you're ready to take the next step towards achieving your goals, don't hesitate to reach out. You can visit us at 1407 Walnut St Doniphan Mo 63935 in Doniphan, MO, or give us a call at (573) 351-2401. We're here to help make your financial dreams a reality!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,117,803, make buying or refinancing simple. Our experienced team will help guide you through the process and explore refinancing options that might be available to you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with features designed to give you more control over your spending while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer you see is fair and transparent, coming from reputable lenders. By only partnering with institutions that adhere to these standards, LendMesh maintains a commitment to providing reliable information.

OZARK FEDERAL CREDIT UNION - Doniphan, MO

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