Ozark Credit Union Dexter MO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Ozark, your trusted financial partner located at 1117 W Bus Hwy 60, Dexter, MO 63841. Established in 1952, our credit union has been dedicated to serving the community for over seven decades. With a thriving membership of 16,147 individuals, we pride ourselves on offering personalized banking services designed to meet your unique needs. At Ozark, we understand that finance can be daunting. That's why we are committed to providing a welcoming environment where you can feel confident and supported. Our total assets exceed $108,917,382, and we hold $945,128 in deposits, ensuring that your money is safe and well-managed. Our team of 46 employees, led by CEO Chad Wolfram and Board President Edwin Ervin, is here to guide you through every step of your financial journey. While members can visit us at our physical location, official correspondence should be directed to our mailing address: PO Box 441, Dexter, MO 63841. We also offer a range of services including auto loans, mortgage options, personal loans, and business banking solutions tailored just for you. Our commitment goes beyond numbers; it's about building lasting relationships within the community. We invite you to reach out with any questions or stop by during our operating hours from 8:30 AM to 4:30 PM (M-F). For immediate assistance, give us a call at 573-624-8864 or explore our website at Ozark FCU for more information. Join us today and discover how Ozark can make a difference in your financial life!

Branch History & Mission

Community Connection

Ozark is more than just a credit union; we are part of the fabric of Dexter. With convenient ATM availability and drive-thru banking services, we make it easy for you to manage your finances on your terms. We take pride in being accessible and ADA compliant so that all members can enjoy our services without barriers. We invite you to experience the benefits of membership at Ozark. Join us today and become part of a community-focused organization where your financial well-being matters most. Together, let's build a brighter future!

Our Mission

At Ozark, our mission is clear: we aim to empower our members with the tools they need to achieve financial success. We believe in creating meaningful connections and fostering a supportive environment where everyone can thrive. Our mission statement emphasizes not just financial services but also our commitment to community support and outreach efforts. We actively engage in local initiatives and partnerships that uplift those around us. While members can visit us at 1117 W Bus Hwy 60 Dexter Mo 63841, official correspondence should be sent to PO Box 441, Dexter, MO 63841 if needed. Our dedicated team operates from 8:30 AM to 4:30 PM Monday through Friday, ready to assist you with any financial needs.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your comfort in mind. We offer ample parking and are fully ADA compliant, making it easy for all members to access our services. For those on the go, we provide a drive-thru banking option for quick transactions like deposits and withdrawals without leaving your vehicle. Plus, our ATM is available around the clock for your convenience.

Get in Touch

If you have any questions or would like more information about our services, feel free to give us a call at 573-624-8864. We invite you to stop by the Ozark Dexter Branch today let us show you how we can help with all your financial needs!

Visit Us During Our Operating Hours

We're here to serve you Monday through Friday from 8:30 AM to 4:30 PM. Whether you need help with personal banking, auto loans, or mortgage refinancing, our friendly staff is ready to assist you. If you need to send us official correspondence, please note that while you can visit us at our main location, any mail should be directed to PO Box 441, Dexter, MO 63841.

Member Eligibility

Becoming a member of Ozark is like joining a close-knit community where your financial well-being is the priority. We welcome individuals who live, work, or worship in the area around our friendly branch located at 1117 W Bus Hwy 60 Dexter Mo 63841. If you're interested in membership, you'll be pleased to know that it's designed to be accessible and straightforward! Our members enjoy a range of benefits, from competitive rates on loans and savings accounts to personalized service that truly cares about your needs. To get started, simply reach out to us at (573) 624-8864 or visit our website for more detailed eligibility criteria. The process of opening an account is also easy; just check out our step-by-step guide at http://www.ozarkfcu.com/join.php#sectionj2. We look forward to welcoming you into the Ozark family!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $518,115, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In today's fast-paced world, efficient payment processing is essential. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. Imagine being able to accept payments easily from customers, whether in-store or online, boosting your cash flow and enhancing customer satisfaction. Visit us at 1117 W Bus Hwy 60 Dexter Mo 63841 in Dexter, MO to learn more about how our business banking and commercial services can support your goals. Call us at (573) 624-8864 today!

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive banking solutions tailored for small business success. From merchant services that simplify payment processing to business loans that can help you expand or invest in new equipment, we understand what it takes to keep your business thriving.

Convenient Access

At Ozark, convenience is key. We offer ATM services for quick cash withdrawals and balance checks without the hassle of long lines. Our drive-thru banking allows for simple transactions like deposits and withdrawals on the go, ensuring you can bank when it suits you best.

Get Started Today!

We invite you to explore all the ways Ozark can support your financial journey. Whether you're visiting us at our Dexter Branch or using our digital banking tools from anywhere in the world, we're committed to making banking easier for you. Have questions? Feel free to give us a call at 573-624-8864 or visit our website at ozarkfcu.com. Let's start building your financial future together!

Loans for Every Need

When life throws challenges your way, we're here to help with various loan options. Need a new car? Our auto loans and vehicle financing make it easy for you to hit the road in style. If you're dreaming of homeownership or want to refinance your existing mortgage, our mortgage loans are designed to provide competitive rates that suit your budget. Additionally, we offer personal loans for those unexpected expenses and debt consolidation options to help you regain control of your finances. And don't forget about our credit cards that come with rewards perfect for those who love earning perks while they spend!

Personal Banking

Managing your money shouldn't be complicated. Our personal banking services include checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking features. You can check balances, transfer money, and pay bills all from the convenience of your smartphone or computer.

Digital & Online Banking

Key Features

We know security is a top priority for our members. That's why our online banking system is built with robust security measures to keep your personal information safe. Plus, with our mobile application available, you can take your banking on the go. Whether you're commuting or relaxing at home, you can use your smartphone for quick transactions. Another convenient feature is our e-statements availability. You can opt for electronic statements instead of paper ones, making it easier to keep track of your finances while reducing clutter. Not only is this environmentally friendly, but it also allows for quicker access to important documents. For those who enjoy making payments directly to friends or family, our person-to-person transfer feature simplifies sending money instantly no need for cash or checks! Additionally, if you're someone who prefers using mobile payments, you'll be pleased to know that we support this feature as well. While electronic signature authorization isn't available yet at Ozark, rest assured that we are continually looking for ways to enhance your banking experience. In summary, whether you prefer using our online banking portal or the mobile app, managing your finances has never been easier or more secure. Join us at Ozark and discover how our digital banking services can meet your needs today!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 22,023, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $233,106 further illustrate our commitment to meeting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ozark is your trusted partner. Visit us at 1117 W Bus Hwy 60 Dexter Mo 63841 or call (573) 624-8864 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $8,319,447 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,828 in used auto loans and $84,826,148 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $20,324,394 in share certificates and $1,456,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $541,282 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $11,813,225, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,998,075 in used vehicle loans and $6,032,697 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new vehicle or a reliable used one, we're here to support you every step of the way.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $518,115 provide essential capital needed to expand operations. We're dedicated to supporting local businesses and helping them thrive. At Ozark, we aim to make borrowing as straightforward as possible. If you're considering refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 573-624-8864 or visit us at our branch located at 1117 W Bus Hwy 60 Dexter Mo 63841. Our team is ready to assist you during our operating hours from 8:30 AM to 4:30 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and take the next step towards achieving your financial dreams with Ozark!

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we also provide credit lines totaling $13,646,887. Additionally, our unsecured credit card loans are designed to help members manage their finances effectively; however, currently there are no unsecured credit card loans issued.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,117,803, make buying or refinancing simple. We can help guide you through the process and find a solution that fits your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas or marketing tricks. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you have the tools necessary to make informed decisions quickly. This feature allows you to see how different offers stack up against one another in real time. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of LendMesh as a valuable resource for anyone seeking a loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that every loan offer is fair and transparent. By using verified information, LendMesh helps users make informed decisions without the confusion often associated with loan shopping.

OZARK FEDERAL CREDIT UNION - Dexter, MO

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Introduction

Branch History & Mission

Community Connection

Our Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Visit Us During Our Operating Hours

Member Eligibility

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Merchant Services for Everyday Needs

Comprehensive List Of Services

Business Banking

Convenient Access

Get Started Today!

Loans for Every Need

Personal Banking

Digital & Online Banking

Key Features

Financial Strength

Growing Together

Investing in Your Future

Member-Centric Savings

Operational Efficiency

Our Solid Foundation

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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