Oxford Credit Union Mexico ME | Best Auto Loans & Business Banking

Introduction

Welcome to Oxford Credit Union, your trusted financial partner since 1938! Located at 225 River Rd, Mexico, ME 04257, we have been dedicated to serving our members with care and commitment. With a strong membership base of over 19,374 individuals, we pride ourselves on being more than just a credit union; we're a vital part of the community. At Oxford, we understand that finances can be overwhelming. That's why our friendly team is here to provide personalized services tailored to your unique needs. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we've got you covered. With total assets of $325,435,956 and deposits reaching $19,211,188, you can trust us to handle your money with the utmost security and integrity. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 225 RIVER RD, MEXICO, ME 4257. Our dedicated staff, led by CEO Joann Bisson and Board President John Walker, works hard every day to ensure that we not only meet but exceed your expectations. With resources like online banking and mobile payments available at your fingertips, managing your finances has never been easier. If you have questions or need assistance, don't hesitate to call us at (207) 369-9976. We invite you to explore our website at ofcu.org for more information on how we can help you achieve your financial goals. Join us today and experience the difference that comes from being part of the Oxford family!

Branch History & Mission

Commitment to Innovation

As part of our evolution, we have embraced technology by offering online and mobile banking services. Members can easily manage their accounts, apply for loans, and enjoy features like electronic signatures and person-to-person payments. We prioritize ADA compliance and customer-centric initiatives, ensuring that all members can access services comfortably.

Join Us Today!

Whether you're looking for a reliable place to save or need assistance navigating life's financial challenges, Oxford is here for you. Our dedicated staff is eager to help you discover the benefits of membership and find solutions tailored just for you. While members can visit us at 225 River Rd Mexico Me 04257, official correspondence should be sent to 225 RIVER RD, MEXICO, ME 4257 if different. We invite you to explore more about what we offer by visiting our website or calling us at (207) 369-9976. Join us today and become part of a community-focused credit union that puts you first!

Our Mission

At Oxford, our mission is straightforward yet powerful: to empower our members by providing exceptional financial services while nurturing community growth. We believe that everyone deserves access to affordable banking solutions, whether it's personal banking, auto loans, or business financing. Our commitment extends beyond just transactions; we aim to build lasting relationships with our members and support local initiatives that uplift our community. We are proud of our partnerships that enable us to offer shared service center options, ensuring that members can conduct basic transactions even when they are away from home. This reflects our dedication to making banking accessible for everyone.

Branch Location & Accessibility

Contact Us

If you have any questions or want to know more about our services before visiting, feel free to give us a call at (207) 369-9976. Our friendly team is always ready to help! We invite you to stop by soon and discover how Oxford can assist you on your financial journey.

Nearby Landmarks and Accessibility

Located near popular spots in Mexico, such as local parks and shops, our branch is easily accessible for all. We offer ample parking spaces right at the front, ensuring that you can get in and out quickly. Plus, our facility is equipped with ADA-compliant features, including ramps for those who need them.

Operating Hours

We understand that life can be busy, which is why we are open Monday through Friday from 8:30 a.m. to 5:00 p.m. This gives you plenty of time during the week to visit us at your convenience!

Services Offered

At Oxford, we provide a variety of personal banking services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. Additionally, we feature both ATM access and a drive-thru service for your convenience, allowing you to conduct simple transactions without leaving your car.

Member Eligibility

Joining the Oxford community is a wonderful opportunity to access financial services that truly understand your needs. To become a member, you simply need to live, work, worship, or attend school in the areas we serve. This means if you're in our local community, you are likely eligible to join! At Oxford, we believe in supporting our members with personalized banking solutions and excellent customer service that feels like family. If you'd like more details on eligibility requirements, feel free to check out our page at http://www.ofcu.org/explore/membership. Opening an account is easy! You can get started by visiting us online at https://my.ofcu.org/enroll, or if you prefer a personal touch, give us a call at (207) 369-9976. We're here to help you every step of the way and ensure that your journey with us is smooth and welcoming. Welcome to the Oxford family!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $43 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,131,932, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine a customer buying your products seamlessly with just a swipe or tap. Our solutions not only enhance customer experience but also streamline your operations, allowing you more time to focus on what you do best growing your business. Visit us at 225 River Rd Mexico Me 04257 in Mexico, ME, or give us a call at (207) 369-9976 to discover how our business banking solutions can empower your success!

Comprehensive List Of Services

Additional Services

In addition to these core offerings, we provide basic drive-thru banking for simple transactions such as deposits and withdrawals. For members of partner credit unions, we facilitate basic shared branch transactions, allowing easy access to funds across networks. Our commitment extends beyond just banking; we strive to build lasting relationships with our members by understanding their unique financial needs. If you're ready to take control of your finances or if you have questions about any of our services, don't hesitate to reach out! Call us at (207) 369-9976 or visit us at 225 River Rd Mexico Me 04257 in Mexico. We're here to assist you during our operating hours from Monday to Friday, 8:30 a.m. to 5:00 p.m. Explore all that we have to offer at Main Office your trusted partner in financial success!

Business Banking

For local entrepreneurs, our business banking services include merchant services and business loans designed to support your growth. Whether you're starting a new venture or expanding an existing one, we are here to help you succeed.

Digital Banking Features

We understand the importance of convenience in today's fast-paced world. That's why Oxford offers robust online and mobile banking platforms. You can manage your accounts from anywhere at any time, making it easier than ever to check balances, transfer funds, or pay bills on the go. Our ATM and cash withdrawal services ensure that you have access to your money when you need it most.

Loans & Credit

Need extra cash? Our personal loans and debt consolidation options provide flexibility for unexpected expenses or consolidating existing debts into one manageable payment. Additionally, explore our credit cards with rewards, which not only simplify your spending but also offer perks that can enhance your lifestyle.

Personal Banking

Managing your day-to-day finances is easy with our personal banking options. We offer checking and savings accounts that fit your lifestyle and help you achieve your savings goals. If you're considering a new vehicle, our auto loans and vehicle financing solutions make purchasing a car straightforward and affordable. For those dreaming of homeownership, our mortgage loans and refinancing services can guide you through every step of buying or refinancing your home.

Digital & Online Banking

At Oxford, we understand that convenience and security are top priorities for our members. That's why we've made it easier than ever to manage your finances from the comfort of your home or on the go. With our digital and online banking services, you can access your accounts anytime, anywhere. Our robust online banking platform at https://www.ofcu.org/ allows you to check balances, pay bills, and transfer funds with just a few clicks. You can easily sign up for e-statements, keeping your financial documents organized and accessible while reducing paper clutter. Plus, with electronic signature authorization, signing important documents is quick and secure no need to print or scan. For those who prefer mobile banking, our user-friendly mobile application lets you take your credit union right in your pocket. You can make mobile payments effortlessly, send money to friends and family through person-to-person transfers, and stay on top of your spending all from your smartphone. We're proud to offer 24/7 online banking services, ensuring that you have access to your accounts whenever you need it. Our commitment to security means you can bank with peace of mind knowing that your information is protected. Whether you're making a quick payment or checking your account balance while waiting in line, Oxford is here to support your banking needs with modern solutions that fit your lifestyle. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $50,134,847 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $6,229 in used auto loans and a total of $218,355,811 in loans and leases available to help support your financial goals across various sectors.

Growing Member Base

We currently serve 19,374 members through 44,132 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oxford is your trusted partner. Visit us at 225 River Rd Mexico Me 04257 or call (207) 369-9976 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $65,286,142 in share certificates and $60,794,150 in money market shares, offering stable and rewarding growth opportunities for our members. Unlike traditional banks, we prioritize our members' interests over profit margins. Currently, we hold no non-member deposits ($0), ensuring that all our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our positive net income of $0, allowing us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees who are dedicated to providing you with personalized service.

Solid Financial Health

With a net worth of $50,509,805, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,550 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,921,834 in used vehicle loans and $21,643,305 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $4,131,932 provide the capital needed to grow and expand. We understand the unique needs of local businesses and are committed to supporting their success through tailored lending solutions. At Oxford, we also offer refinancing options for many of our loan products. If you're considering refinancing an existing loan or exploring eligibility options, our knowledgeable staff is ready to guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for personal banking solutions or business financing, trust us to help you navigate your financial journey with confidence. Visit us today at 225 River Rd Mexico Me 04257 or check out our website for more information: https://www.ofcu.org/.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,489,805, make buying or refinancing simple. We offer various mortgage products that cater to different needs and circumstances, ensuring that you can find the right fit for your family.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. With a total of $11,355,864 in loans helping members manage their finances effectively, we offer flexible terms that allow you to use credit responsibly while building your financial future.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By working only with legitimate financial institutions, LendMesh guarantees verified data for every loan comparison.

Oxford