OUR CREDIT UNION

Welcome to Our, your trusted financial partner located at 5625 E 12 Mile Rd, Warren, MI 48092. Since opening our doors in 1959, we have proudly served our community with a commitment to member satisfaction and financial growth. With a robust membership of over 23,711 individuals, we focus on providing tailored services that meet the unique needs of our members. At Our, we believe that banking should be more than just transactions; it should be about building relationships and fostering trust. Our total assets stand at an impressive $358,919,051, reflecting our stability and dedication to responsible financial management. We also manage $38,207,369 in deposits, ensuring that your savings are secure with us. Our leadership team is here to guide you every step of the way. Under the direction of CEO Darren Cameron and Board President Joe Kripili, we strive to make banking accessible and friendly. With a total of 84 employees, we're ready to assist you whether you're looking for personal banking solutions or business services. While members can visit us at our branch address for all their banking needs, please note that official correspondence should be sent to our mailing address: 3070 Normandy Rd, Royal Oak, MI 48073. We invite you to explore our wide range of services, including auto loans, mortgage options, and credit cards with rewards. If you're curious about how we can help you achieve your financial goals or if you have questions about membership eligibility, feel free to call us at (249) 549-3838 or visit our website at Our Credit Union. Join us today and experience the difference that a dedicated credit union can make in your financial journey!

Welcome to Our! Joining our community means becoming part of a supportive family that truly cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in the areas surrounding us, you're likely already qualified! We also welcome family members of current members. You can find detailed information on the eligibility requirements by visiting http://www.ourcuonline.org/membership . Once you know you're eligible, opening an account is a breeze! Just head over to our easy-to-use online application at https://secure.ourcuonline.org/enroll , and you'll be on your way to enjoying all the benefits that come with being part of Our. Should you have any questions or need assistance, feel free to reach out at (249) 549-3838. We can't wait for you to join us at 5625 E 12 Mile Rd Warren Mi 48092 and start your journey with us!

At Our, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing a strong and reliable banking experience is reflected in our robust financial health. With a net worth of $33,431,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $931 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $61,200,808 in share certificates and $28,480,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,957,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,157,609 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $9,701 in used auto loans and $210,407,394 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,512,048. Total Share and Deposit Accounts: 47,590, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Our is your trusted partner. Visit us at 5625 E 12 Mile Rd Warren Mi 48092 or call (249) 549-3838 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Our, we understand that everyone has unique financial needs, whether you are purchasing a new car, buying your first home, or managing everyday expenses. Our range of loan products is designed to support our members in achieving their financial goals with ease and confidence. With over 35,446 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out for their competitive rates, making it easier than ever to hit the road in style. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,932,197 in used vehicle loans and $19,220,567 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $8,669,996, making buying or refinancing simple and straightforward. We're here to help you navigate the process and find the right solution for your needs. If you're looking for flexibility in managing your finances, our unsecured credit card loans might be just what you need. With a total of $6,459,755 in loans available, you can access funds without putting down collateral, giving you peace of mind when unexpected expenses arise. Additionally, we provide personal loans and credit lines to give you more options. Our total credit lines amount to an impressive $80,000,000, ensuring that our members have access to the funds they require for various projects or emergencies. As part of our commitment to serving our community, we also offer refinancing options tailored to your situation. Whether you're interested in consolidating debt or taking advantage of better rates, our team is ready to discuss eligibility options that could benefit you. For any questions about our loan offerings or how to apply, feel free to reach out at (249) 549-3838. We're located at 5625 E 12 Mile Rd Warren Mi 48092, Warren, MI, and we're dedicated to providing personalized service every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Our, we are here to empower you with financial solutions that work for your life.