Our Community Credit Union Shelton WA | Quick Personal Loans & ATM Access

Introduction

Welcome to Our Community, your trusted partner in financial growth and support since 1941. Located at 2948 Olympic Hwy N, Shelton, WA 98584, our Mt View Branch is dedicated to serving over 32,000 members with a commitment to community and personal service. At Our Community, we understand that banking is not just about transactions it's about building relationships that help you achieve your financial dreams. With total assets of $607,932,195 and total deposits amounting to $18,293,605, we are proud to be a strong and stable credit union in the region. Our member-centric approach has allowed us to issue more than 14,944 loans and leases, empowering individuals and businesses alike to thrive. Under the leadership of CEO Ryan Drake and Board President Mark Mager, our team of 107 employees works tirelessly to provide you with essential services like personal banking, auto loans, mortgage financing, and business banking solutions. We are here for you when it matters most, offering convenient features such as online banking and a drive-thru service that opens early at 7:00 AM. While members can visit us at our branch address for assistance and inquiries, official correspondence should be sent to our mailing address: PO Box 1670, Shelton, WA 98584. At Our Community, we strive not only to meet your financial needs but also to make a positive impact in our community. Whether you're looking for guidance on saving for the future or need support with loans for your next vehicle purchase, we're here to help. Ready to take the next step? Call us today at 800-426-5657 or visit our website at ourcu.com to learn more about how we can support you on your financial journey!

Branch History & Mission

Our Mission

At Our Community, our mission goes beyond just providing financial services; it's about fostering growth and development within our community. We believe that when our members thrive, so does Shelton. This philosophy drives us to not only offer competitive rates and innovative products but also engage in meaningful outreach initiatives. From educational workshops on financial literacy to partnerships with local organizations, we strive to make a positive impact in people's lives. We understand that convenience is key in today's fast-paced world. That's why we've embraced digital advancements while ensuring ADA compliance for all members. Our branch offers online banking capabilities, mobile payments, and access to ATMs for quick cash withdrawals. For those who prefer face-to-face interactions, we provide drive-thru banking services from Monday to Friday and are always ready to assist you during our operating hours: Monday - Thursday from 9:00 am to 5:35 pm and Friday from 9:00 am to 6:00 pm. If you need assistance or want to learn more about what we offer, don't hesitate to reach out! You can contact us at 800-426-5657 or visit us at our branch location. While members can visit us at 2948 Olympic Hwy N Shelton Wa 98584, official correspondence should be sent to PO Box 1670, Shelton, WA 98584. Join us today at Our Community and experience firsthand the benefits of being part of a credit union that truly cares about its members! Together, let's build a brighter future for Shelton.

Branch Location & Accessibility

Convenient Access

At Our Community, we believe banking should be accessible for everyone. Our branch features ADA-compliant facilities, ensuring that all members can easily navigate our space. Ample parking is available right outside, so you can hop in and out with ease. Plus, if you prefer to bank on the go, we offer an ATM for quick withdrawals and balance checks. For those who enjoy the convenience of drive-thru banking, you'll be pleased to know our drive-thru service opens early at 7:00 am from Monday through Friday. This means you can take care of your banking needs without having to step inside perfect for busy mornings!

Operating Hours

Our friendly staff is ready to assist you during our lobby hours from Monday to Thursday, 9:00 am to 5:35 pm, and Friday until 6:00 pm. We understand that life gets busy, which is why we're committed to providing flexible service hours designed around your schedule.

Services Tailored for You

Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, Our Community has got you covered. We also provide business banking services and online/mobile banking options for added convenience. If you ever need assistance or have questions about our services, don't hesitate to call us at 800-426-5657. While members can visit us at our physical location in Shelton, official correspondence should be sent to PO Box 1670, Shelton, WA 98584. We invite you to come visit us at Our Community's Mt View Branch! Experience firsthand how we prioritize your banking needs in a friendly and welcoming environment. We look forward to serving you!

Member Eligibility

At Our Community, we believe that becoming a member is like joining a warm and welcoming family where your financial well-being matters. If you're looking to join us, you'll be happy to know that membership is available to those who live, work, worship, or attend school in our community, as well as their immediate family members. It's an inclusive process designed to ensure that everyone has access to our friendly services and beneficial products. Plus, when you become part of Our Community, you're not just opening an account; you're gaining access to a range of financial tools that can help you achieve your goals. Getting started is easy! Simply visit us at 2948 Olympic Hwy N Shelton Wa 98584 or check out the detailed eligibility criteria online at for any updates. When you're ready to open your account, head over to our online enrollment page at https://online.ourcu.com/enrollment/terms_and_condition or give us a call at (800) 426-5657 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,619,562, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services make handling payments easy for you. Imagine being able to process transactions quickly and securely, allowing you more time to focus on what matters most growing your business. From point-of-sale solutions to online payment processing, we offer tools that keep your cash flow healthy. Located at 2948 Olympic Hwy N Shelton Wa 98584 in Shelton, WA, we invite you to discover how Our Community can help turn your business aspirations into reality. Reach out today at (800) 426-5657!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about upgrading your ride? At Our Community, we offer competitive auto loans and vehicle financing that make it easier for you to get behind the wheel of a new or used car. Picture driving off the lot with confidence, knowing you've secured an affordable loan tailored to fit your budget.

Business Banking Services

For entrepreneurs and small business owners, we provide a range of business banking solutions. From merchant services that simplify payment processing to tailored business loans designed to help you grow, we're here to support your journey toward success.

Convenient Access & Support

We also prioritize convenience with our ATM availability and drive-thru services at our branch. Need cash fast? Use our ATMs for withdrawals and balance checks without stepping inside. For simple transactions like deposits and withdrawals, our drive-thru is open during regular hours. Additionally, we're proud to offer shared branch transactions for partner credit union members, making it even easier for you to access funds when you need them. At Our Community, we are dedicated not just to banking but building lasting relationships within our community. If you have any questions about our services or want more information, don't hesitate to reach out at (800) 426-5657 or visit us online at Mt View Branch. We look forward to serving you!

Credit Cards & Rewards

Don't forget about our credit card options! With rewards programs attached, you can earn points on every purchase that can be redeemed for exciting rewards. It's like getting paid for spending on everyday items.

Home Ownership Made Easy

For those looking to purchase or refinance a home, our mortgage loans are here to guide you every step of the way. Whether you're a first-time buyer or looking to refinance for better rates, we understand how important homeownership is and strive to make the process straightforward and stress-free.

Personal Banking Solutions

Our personal banking options are designed with you in mind. With checking and savings accounts, you can manage your day-to-day finances easily. Imagine having quick access to your funds with our user-friendly online and mobile banking services. You can check balances, transfer money, or pay bills right from your smartphone. Plus, our personal loans and debt consolidation services can help simplify your financial life by combining multiple payments into one manageable monthly expense.

Digital & Online Banking

Security You Can Trust

Your security is our top priority. We use advanced technology to protect your information and transactions. Additionally, we offer electronic signature authorization for added convenience when signing documents online. You can rest easy knowing that your personal data is safe with us.

User-Friendly Features

Managing your account has never been simpler. With our mobile application available on both iOS and Android platforms, you can check balances, deposit checks, and pay bills right from your smartphone. Our e-statements make it easy to stay organized by providing secure access to your account statements digitally no more paper clutter! If you're someone who enjoys using mobile payments, you'll be pleased to know that Our Community supports this feature as well. Whether you're shopping at a store or paying for coffee, you can make transactions quickly and securely. In summary, the digital banking services at Our Community are designed with you in mind easy access, robust security, and modern conveniences all come together to give you control over your financial life. Explore all that we offer today!

Financial Strength

Committed Team

We also take pride in having 102 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to your satisfaction.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving our members means that your financial goals are always our top priority.

Growing Together

Total Share and Deposit Accounts: 67,552, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Our Community is your trusted partner. Visit us at 2948 Olympic Hwy N Shelton Wa 98584 or call (800) 426-5657 to learn more about how we can help you achieve your financial goals.

Reinvesting in You

With $66,647,112 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ongoing investment allows us to adapt and respond effectively to your needs.

Secure Savings Opportunities

Members' savings are secured through $149,172,615 in share certificates, offering stable and rewarding financial growth opportunities. Although our total amount money market shares currently stands at zero, we remain committed to providing various options for our members to grow their savings safely.

Strong Net Worth

With a net worth of $69,754,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,145 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Journey

We have supported our members with $3,581 in used auto loans and $248,300,016 in total loans and leases. This lending capacity helps you achieve your financial goals across various sectors. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products tailored for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $73,868,953 in used vehicle loans and $38,692,166 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team will work with you to find the best option.

Business Loans

For business owners, our outstanding commercial loans totaling $3,619,562 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade existing equipment, we are here to support your business aspirations.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,318,068 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making it easier for you to keep track of your spending while earning benefits along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,668,414, make buying or refinancing simple. We provide personalized assistance throughout the mortgage process to ensure you understand all your options.

Refinancing Options

If you're considering refinancing an existing loan, we have options available that could lower your monthly payments and save you money on interest over time. Our knowledgeable staff can guide you through eligibility requirements and help determine if refinancing makes sense for your situation. At Our Community, we pride ourselves on being a community-focused credit union. Let us help you navigate your financial journey with confidence. For more information about our loan products or to schedule an appointment, please call us at (800) 426-5657 or visit us online at https://www.ourcu.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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OUR COMMUNITY CREDIT UNION