OUCU Financial Credit Union Logan OH | Best Auto Loans & ATM Access

Introduction

Welcome to Oucu Financial Credit Union, Inc., your trusted financial partner located in the heart of Logan, Ohio at 96 W Hunter St, Logan, OH 43138. Since our establishment in 1955, we have been dedicated to serving our community with integrity and personalized financial solutions. With over 26,000 members and total assets exceeding $518 million, we pride ourselves on being a cornerstone of financial support for individuals and families alike. At Oucu Financial, we understand that each member's financial journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment to our members is reflected not only in the diversity of our offerings but also in our impressive financial health boasting total deposits of $30 million and a net worth of $61 million. Under the leadership of CEO Cory Corrigan and Board President Thom Luce, our team of 118 employees works tirelessly to ensure that you receive the support you need. We are here to help you navigate your financial goals with confidence. While you can always visit us at our branch for face-to-face assistance or use our online services via our website www.oucu.org, please note that any official correspondence should be sent to the same address: 96 W Hunter St, Logan, OH 43138. Discover how Oucu Financial Credit Union can make a difference in your life give us a call today at 740-597-2800, or simply drop by during our lobby hours from 9 AM to 5 PM, Monday through Friday (closed daily from 12 PM to 1 PM). Your journey towards better financial health starts here!

Branch History & Mission

Our Evolution

Over the years, Oucu Financial has evolved to meet the changing needs of our members while staying true to our core values. From humble beginnings, we now boast total assets of $518,982,342, reflecting our stability and trustworthiness as a financial institution. Our commitment to providing excellent financial services has allowed us to expand our offerings, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We understand that convenience is crucial for our members. That's why we offer various modern banking solutions such as online banking and mobile application access. Members can easily manage their finances from anywhere while enjoying peace of mind knowing we prioritize security and accessibility. We also have an ATM available for quick cash withdrawals and balance checks.

Our Mission

At the heart of Oucu Financial is our mission: to enhance the financial well-being of our members while fostering community growth. We believe that when our members thrive, so does the community. We actively engage in outreach efforts aimed at supporting local initiatives and charities, ensuring that we give back to those who have supported us over the decades. While you can visit us at 96 W Hunter St, official correspondence should be directed to the same address as our mailing address: 96 W Hunter St, Logan, OH 43138. We are open Monday through Friday from 9 AM to 5 PM, closing daily from 12 PM to 1 PM for lunch. As we look towards the future, we invite you to join Oucu Financial Credit Union. Experience firsthand how we're dedicated not just to your financial success but also to building a stronger community together. Call us today at 740-597-2800 or visit our website at oucu.org for more information on becoming a member!

Branch Location & Accessibility

Convenient Access and Features

At Oucu Financial, we prioritize accessibility for all our members. Our location is designed with ADA-compliant features, ensuring everyone can access our services comfortably. Parking is ample and convenient, so you won't have to worry about finding a spot when you visit. Our lobby hours are welcoming too! We're open Monday through Friday from 9 AM to 5 PM, with a break from 12 PM to 1 PM each day. This schedule allows you to fit your banking into your busy routine without hassle.

Get in Touch

If you have any questions or need assistance, feel free to give us a call at 740-597-2800. We're here to help you every step of the way. Visit us today at Oucu Financial Credit Union in Logan, where your financial goals are our priority!

Services Offered

While you're here, take advantage of our wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. We also offer credit cards with rewards and business banking solutions for our entrepreneurial members. Need cash? Our ATM is available for quick withdrawals and balance checks, adding another layer of convenience to your experience with us.

Member Eligibility

At Oucu Financial Credit Union, Inc., we believe that becoming a member is like joining a close-knit family dedicated to your financial well-being. If you're looking to take advantage of our community-focused services, you'll be pleased to know that membership is open to individuals who live, work, worship, or attend school in Hocking County and the surrounding areas. We welcome everyone with open arms, ensuring that you have access to personalized banking options designed just for you. You can find detailed eligibility criteria by visiting https://oucu.myori.com/app/oao/membership. Once you've confirmed your eligibility, opening an account is as easy as pie! Just head over to http://www.oucu.org/borrow/home-loans/mortgageclick-apply-now where you can start your journey with us online. If you have any questions or need assistance, don't hesitate to reach out at (740) 597-2800. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $195 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $246 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $34,650,785, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services empower local businesses to accept payments easily and securely, enhancing customer satisfaction while streamlining transactions. Imagine a small bakery in Logan that can now take credit cards at their storefront this means more sales and happier customers! Explore how Oucu Financial Credit Union can be your partner in growth by visiting us at 96 W Hunter St, Logan, OH 43138 or calling us at 740-597-2800. Let's work together to achieve your business goals!

Comprehensive List Of Services

ATM Services

Need cash on the go? We provide ATM & Cash Withdrawal Services, ensuring you have access to your money whenever you need it. With basic ATM access for withdrawals and balance checks, we've got you covered. At Oucu Financial Credit Union, Inc., located at 96 W Hunter St Logan OH 43138, we strive to be more than just a credit union; we aim to be your trusted partner in achieving financial success. For any questions or to learn more about how we can assist you, feel free to call us at 740-597-2800. Join us today and experience banking made personal!

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, our Auto Loans and Vehicle Financing solutions are here to help you hit the road without breaking the bank. We offer competitive rates and flexible terms, making it simple for you to get behind the wheel of the car you want.

Business Banking Services

If you're a business owner, our Business Banking options including merchant services and business loans are crafted to support your entrepreneurial goals. We understand that every dollar counts, so we provide personalized service aimed at helping your business thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills right from your phone or computer making banking as easy as possible.

Credit Cards with Rewards

Our Credit Cards with Rewards give you more than just a way to pay; they offer benefits that enhance your everyday spending. Earn points for travel or cashback on purchases while enjoying competitive interest rates.

Home Financing Options

For those looking to buy a home or refinance their existing mortgage, our Mortgage Loans and Refinancing services provide various options to suit different budgets and needs. We guide you through each step of the process, ensuring that you feel confident in your decision.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a rainy day or planning a vacation, our accounts come with features that make managing your money easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans and Debt Consolidation services, we aim to ease your financial burden. If you're facing high-interest debts, consolidating them with us could save you money and simplify your payments.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the availability of e-statements. This not only helps you keep track of your transactions but also contributes to saving trees making it a win-win! Plus, if you're looking to send money quickly and securely, our person-to-person transfers allow you to send cash to friends or family instantly. For those who prefer mobile banking, we offer a dedicated mobile application that puts all these features right in your pocket. Although we currently do not support mobile payments, the app still provides a secure way to manage your accounts and stay updated on your finances.

Security You Can Trust

Security is at the forefront of our online services. While we do not offer electronic signature authorization at this time, rest assured that all your transactions are protected with top-notch security measures. We prioritize your privacy and work hard to ensure that your information remains safe. In summary, at Oucu Financial Credit Union, Inc., we strive to provide an accessible and secure banking experience. With real-time account management and easy-to-use features, managing your finances has never been more straightforward. Visit us at https://www.oucu.org/ today and take control of your banking!

Financial Strength

At Oucu Financial Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to providing reliable services and support to our community. With a net worth of $61,319,025, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $96,850,348 in share certificates and $129,898,115 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $61,319,025 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals; with $2,070 in used auto loans and $393,502,914 in total loans and leases, we provide the necessary funding across various sectors. While our current net income stands at $-$1,305,048, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending stand at $0, while the total share accounts number an impressive 60,403. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oucu Financial Credit Union, Inc. is your trusted partner. Visit us at 96 W Hunter St Logan Oh 43138 or call (740) 597-2800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,543,078 in used vehicle loans and $13,319,059 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have options that fit your budget and lifestyle.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $34,650,785 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to assist you every step of the way.

Credit Lines

Additionally, we have an array of credit line options available with total lines amounting to $116,715,416. These are perfect for those looking for flexibility in managing unexpected expenses or funding short-term projects. If you're interested in exploring refinancing options or checking your eligibility for any of our products, don't hesitate to reach out! You can contact us at 740-597-2800 during our lobby hours from Monday to Friday between 9 AM and 5 PM (closed daily from 12 PM to 1 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how we can help you reach your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $21,728,162, making buying or refinancing simple. We also provide guidance throughout the mortgage process to ensure you make informed decisions.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $28,021,666 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs tailored to enhance your spending power.

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OUCU FINANCIAL CREDIT UNION, INC. CREDIT UNION - Logan, OH

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