Ouachita Valley Credit Union West Monroe LA | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Ouachita Valley, where your financial journey is our priority! Located at 201 Riggs St, West Monroe, LA 71291, our branch has been serving the community since 1955. With over 35,595 members, we strive to foster a welcoming environment where everyone can achieve their financial goals. At Ouachita Valley, we proudly manage total assets of $391,908,236, ensuring that we have the strength and resources to support you. Whether you're looking for a loan or a safe place to deposit your hard-earned money, we have options tailored just for you. Our total deposits stand at $30,118,614, reflecting the trust our members place in us. We offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team of 120 employees, led by our CEO Gary Funderburk and Board President Kathren (Katie) Pilcher, is always ready to assist you with personalized service. While members can visit us at our branch address for in-person assistance, official correspondence should be sent to the same location. Feel free to reach out via phone at 318-801-7081 if you have any questions or need assistance. Join us today and experience the difference with Ouachita Valley. Visit our website at ouachitavalleyfcu.org for more information on how we can help you thrive financially!

Branch History & Mission

Our Journey

Our journey began when a group of dedicated individuals came together with a common goal: to provide accessible financial services to their neighbors. Since opening our doors at 201 Riggs St, West Monroe, LA 71291, we've continually focused on community engagement and support. As we celebrate decades of service, our commitment remains unwavering. We've adapted to meet the evolving needs of our members while maintaining that personal touch that makes us unique. Throughout the years, Ouachita Valley has embraced new technologies and innovative practices to enhance member experience. We offer online and mobile banking services that empower our members to manage their finances anytime and anywhere. Despite these advancements, we have never lost sight of our mission to improve the financial well-being of our members while supporting local initiatives.

Our Mission

Our mission is clear: we strive to provide exceptional financial services that help our members achieve their goals while fostering a strong sense of community. We believe in serving not just as a bank but as a valuable resource for individuals and businesses alike. Whether it's through personal banking options like checking accounts and auto loans or business banking services such as merchant solutions and loans, we are dedicated to meeting diverse financial needs. In addition to offering robust financial products, we take pride in our community outreach efforts. Our partnerships with local organizations reflect our commitment to giving back and making a positive impact in West Monroe and beyond. While members can visit us at 201 Riggs St, official correspondence should be sent to 201 Riggs St, West Monroe, LA 71291 if necessary. As we continue this journey together, we invite you to join us at Ouachita Valley Credit Union. Experience firsthand how we can support your financial aspirations while being part of a community-focused organization. Together, let's build a brighter future! For more information or assistance, feel free to reach out at 318-801-7081 during our operating hours from Monday to Friday, 7:30 a.m. to 3:30 p.m.

Branch Location & Accessibility

Welcome to the Ouachita Valley Fcu Rebel Branch, your friendly neighborhood credit union located at 201 Riggs St, West Monroe, LA 71291. Our branch is nestled in the heart of Ouachita County, making it easy for you to access our services whether you're heading to nearby landmarks or running errands. We invite you to visit us during our convenient operating hours from Monday to Friday, 7:30 a.m. to 3:30 p.m. Here, you'll find our team ready to assist you with everything from personal banking needs to vehicle financing. Although we don't have an ATM or drive-thru service at this location, we strive to provide a welcoming atmosphere where you can discuss your financial goals and options. For those who may need special accommodations, rest assured that our facility is designed with accessibility in mind, ensuring everyone can comfortably access our services. If you're planning a visit, parking is available nearby, making it hassle-free for you. While members can visit us at our branch address for all your banking needs, please send any official correspondence to the same address: 201 Riggs St, West Monroe, LA 71291. If you have any questions or need assistance before your visit, feel free to give us a call at 318-801-7081. We look forward to seeing you soon at Ouachita Valley Fcu Rebel Branch!

Member Eligibility

At Ouachita Valley, we believe that everyone deserves a supportive community to help them thrive financially. Becoming a member is easy and open to many! If you live, work, worship, or attend school in Ouachita Parish, you're likely eligible to join us. We welcome individuals and their families who share our commitment to building a better financial future together. To see the full details of our eligibility criteria, feel free to check out our website at www.ouachitavalleyfcu.org/become-a-member. Once you're ready to take the next step, opening an account with us is a breeze! Simply visit our account opening page online or give us a call at (318) 801-7081 for assistance. Our friendly team is here to guide you through the process and answer any questions you may have. Join us at our branch located at 201 Riggs St West Monroe La 71291, and let's embark on this journey together toward your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,644,010, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, it's crucial for businesses to have efficient payment solutions. Our merchant services allow you to accept payments seamlessly, whether online or in person. Imagine a customer walking into your store, ready to make a purchase. With our easy-to-use payment processing systems, you can provide them with a smooth checkout experience keeping them happy and coming back for more. Located at 201 Riggs St West Monroe La 71291 in West Monroe, LA, we're dedicated to empowering local businesses like yours. Contact us at (318) 801-7081 or visit our website at https://ouachitavalleyfcu.org/ to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential services like merchant services and business loans. Whether you're starting a new venture or looking to expand your existing business, our experts can help you find the right financing solution that meets your goals.

Credit Card Rewards

If you want to earn rewards while spending, our credit cards with rewards are an excellent choice. Enjoy cashback or points on everyday purchases, making it easier for you to save while enjoying what you love.

Digital Banking Convenience

In today's fast-paced world, we know convenience matters. That's why we offer robust online and mobile banking features. Access your accounts anytime from anywhere with ease! Whether you're checking balances, transferring funds, or paying bills, our digital tools simplify banking at your fingertips. Additionally, while we currently do not have ATMs or drive-thru services at this location, our online banking capabilities ensure that cash withdrawal services are just a few clicks away when needed.

Home Financing Options

Buying a home is one of the most important decisions you'll ever make. At Ouachita Valley, we offer comprehensive mortgage loans and refinancing options to help you secure the best possible terms for your dream home. Our team is here to guide you through every step of the process, ensuring you understand all your choices.

Personal Banking Solutions

Our personal banking services are designed to simplify your financial life. You can choose from various checking and savings accounts that fit your lifestyle. For those looking to make a significant purchase or consolidate debt, our personal loans offer flexible terms and competitive rates. If you're in the market for a vehicle, consider our auto loans and vehicle financing options tailored to help you get on the road quickly.

Stay Connected with Us

We invite you to explore all the services available at Ouachita Valley Fcu Rebel Branch. If you have any questions or need assistance, feel free to reach out by calling us at 318-801-7081 during our lobby hours: Monday through Friday from 7:30 AM to 3:30 PM. Ready to take the next step in managing your finances? Visit us today or check out more about becoming a member here. Your journey toward smarter financial choices starts with us!

Digital & Online Banking

Key Features

Our online banking service allows you to manage your accounts 24/7, giving you the freedom to check balances, transfer funds, and pay bills right from your smartphone or computer. With our dedicated mobile application, available for download, banking is literally at your fingertips. For those who prefer the eco-friendly route, we provide e-statements to keep you updated without all the paper clutter. You can view your statements securely online, making it easy to keep track of your finances. Plus, with our mobile payments feature, you can make purchases quickly and easily, allowing for a hassle-free shopping experience.

Security and Ease of Use

Your security is our priority. While we do not currently offer electronic signature authorization for transactions, rest assured that all your information is protected with top-notch security measures. Our systems are designed to keep your data safe while providing you with an intuitive interface that makes navigation easy. Need to send money to friends or family? Our person-to-person transfer feature allows you to send funds swiftly and safely, making it simple to share expenses or settle up after a night out. In short, Ouachita Valley is committed to providing accessible and efficient digital banking options that fit your lifestyle. With 24/7 online banking services at https://ouachitavalleyfcu.org/, managing your money has never been more convenient!

Financial Strength

A Growing Community Trusting Us

Total Share Accounts stand at 64,356, showing a strong and growing member base that trusts us with their finances. This trust fuels our passion to provide the best possible service to each member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ouachita Valley is your trusted partner. Visit us at 201 Riggs St West Monroe La 71291 or call (318) 801-7081 to learn more about how we can help you achieve your financial goals.

Dedicated Team Ready to Assist You

We also take pride in having 115 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The dedication of our staff means you have support whenever you need it.

Member-Centric Savings Solutions

Members' savings are secured through $109,484,850 in share certificates, offering stable and rewarding financial growth opportunities. While we don't hold any money market shares currently, our focus remains on providing valuable savings options tailored to our members' needs.

Prioritizing Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $400,025, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach reflects our commitment to putting our members first.

Reinvestment for Better Services

With $49,610,770 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Your financial well-being drives our decisions every day.

Solid Financial Foundation

With a net worth of $50,263,794, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,280 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $7,218 in used auto loans and $273,091,638 in total loans and leases. Whether you're looking to buy a car or finance other major purchases, we're here to help. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $142,595,890 in used vehicle loans and $31,008,912 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, allowing you to potentially lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $19,644,010 provide the capital needed to grow and expand your operations. We understand the importance of having reliable funding for your business needs. At Ouachita Valley located at 201 Riggs St West Monroe La 71291, we're dedicated to serving our community by providing financial solutions that work for you. To learn more about our loan offerings or to discuss which option might be best for you, feel free to contact us at 318-801-7081. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,653,316, make buying or refinancing simple. We strive to make the process straightforward and accessible. If you're considering refinancing your current mortgage, we can guide you through eligibility options that may benefit you.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $5,509,086 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs to enhance your spending power.

Loan Aggregator

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Ouachita Valley