Ou Credit Union Norman OK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Ou, your trusted financial partner located at 2000 W Lindsey St, Norman, OK 73069. Since our establishment in 1954, we have been committed to serving our community with a range of banking solutions designed to meet your needs. With over 13,227 members and 17 dedicated employees, we pride ourselves on creating a welcoming environment where every member feels valued. At Ou, our total assets stand at an impressive $78,040,227, showcasing our strength and reliability as a credit union. We manage total deposits of $4,424,983 and offer diverse loan options amounting to 4,279 loans and leases to help you achieve your financial goals. With a net worth of $6,117,406, we are well-equipped to support our members through various financial journeys. Our CEO, Shannon Hudzinski, along with Board President Michele Nabonne, leads our team in fostering a culture of trust and community involvement. We believe in giving back, ensuring that our services positively impact the lives of those we serve. While members can visit us at our physical branch for personalized assistance, official correspondence should be sent to our mailing address: PO Box GG, Norman, OK 73070. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, we're here for you. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. The drive-thru is open Monday through Friday from 7:00 AM to 6:00 PM for your convenience. Discover how Ou can make a difference in your financial life. Visit us today or give us a call at 405-325-2211!

Branch History & Mission

Community Focus

As part of our commitment to inclusivity, we ensure that all members can access our services comfortably. We offer ADA-compliant facilities and have made digital advancements like online banking available for all. Our branch also features a drive-thru for quick transactions and ATM access for your convenience. While members can visit us at 2000 W Lindsey St Norman Ok 73069, official correspondence should be sent to PO Box GG, Norman, OK 73070 if you need anything by mail.

Join Us!

As we look towards the future, we invite you to become part of the Ou family. Experience firsthand the benefits that come from being a member of a community-focused credit union dedicated to helping you achieve your financial goals. Call us today at (405) 325-2211 or visit us online at our website for more information on how you can join us on this journey toward financial empowerment!

Our Mission

At Ou, our mission is simple yet powerful: to empower our members through accessible financial services while fostering strong community ties. We believe in creating an environment where every member feels valued and supported, whether it's through personal banking solutions like checking and savings accounts or loans for your next vehicle or home. We strive to be more than just a financial institution; we aim to be a pillar of support in our community. Through various outreach programs and partnerships, we actively engage with local initiatives that uplift those around us. Our focus on customer service is unwavering, with operating hours designed for your convenience: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm.

Branch Location & Accessibility

Accessibility Features

At Ou, we prioritize accessibility for all members. Our facility is ADA-compliant, ensuring that everyone can navigate comfortably. With designated parking and ramps available, visiting us should be hassle-free.

Connect With Us

Have questions or need assistance? Feel free to give us a call at (405) 325-2211. Our friendly team is ready to help! We invite you to visit us at Ou where banking is made simple and convenient. Come see how we can assist you today!

Operating Hours

We strive to accommodate your busy schedule with flexible operating hours. Our lobby is open Monday through Thursday from 9:00 am to 5:00 pm, and on Fridays, we extend our hours until 6:00 pm. For those who prefer drive-thru services, we are here for you Monday through Friday from 7:00 am to 6:00 pm.

Services Offered

From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have a wide array of services tailored just for you. Need quick cash? Our ATM services are available on-site for easy withdrawals or balance checks. Plus, our drive-thru banking allows for simple transactions without leaving your car!

Member Eligibility

At Ou, we believe that becoming a member means joining a caring community where your financial well-being matters. If you're looking to be part of something special, you'll be happy to know that eligibility is straightforward! To qualify for membership, you just need to live, work, or worship in our local area or have a family member who is already a member. This inclusive approach ensures that everyone has the opportunity to enjoy the benefits we offer, from competitive loan rates to personalized service. Ready to take the next step? Opening an account at Ou is a breeze! Just visit us at 2000 W Lindsey St Norman Ok 73069 or give us a call at (405) 325-2211 for any questions. You can find more details on membership eligibility by checking out our website at https://oufcu.com/about-us/become-a-member/. Don't miss out on the chance to join our friendly community and start enjoying all the great services we provide! For those eager to open an account right away, you can easily apply online through this link: https://banking.oufcu.com/apply/form. We look forward to welcoming you!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced world, effective payment processing is crucial for business success. With our merchant services, you can offer your customers multiple payment options, enhancing their shopping experience and boosting your sales. Imagine being able to accept payments seamlessly whether in-store or online this flexibility keeps your cash flow steady and your customers satisfied. At Ou located at 2000 W Lindsey St Norman Ok 73069 in Norman, OK, we aim to be more than just a financial institution; we're your partner in growth. Let us help you pave the way for success! For more information, call us at (405) 325-2211 or visit our website at Lindsey.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, our Business Banking solutions include essential services such as Merchant Services and Business Loans. We understand that running a business comes with its own set of challenges, and we're here to support you with flexible financing options and tools designed for growth.

Convenient Access

In addition to our diverse offerings, we pride ourselves on making banking convenient. Our Online & Mobile Banking platforms ensure that you're always connected to your money. Plus, with our ATM & Cash Withdrawal Services, accessing cash is simple and hassle-free. If you prefer in-person assistance, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. At Ou, we're committed to being more than just a bank; we're your partner in financial wellness. Whether you're visiting us at 2000 W Lindsey St Norman Ok 73069 or connecting through digital channels, we are here to help every step of the way. Ready to explore what Ou can do for you? Give us a call at (405) 325-2211 or visit us online at Lindsey today!

Credit Cards with Rewards

We know that every little bit helps. That's why we offer Credit Cards with Rewards that allow you to earn points on everyday purchases. Imagine getting something back while you shop it's just one more way we strive to add value to your financial journey.

Loans and Financing

If you're considering a new vehicle or need funds for personal projects, our Auto Loans & Vehicle Financing offer competitive rates to get you behind the wheel quickly. We also provide Mortgage Loans & Refinancing options, whether you're purchasing your first home or looking to lower your monthly payments. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services give you the flexibility you need.

Personal Banking

For individuals looking for everyday banking options, our Personal Banking services are tailored just for you. Whether you're opening a Checking or Savings Account, we ensure that managing your finances is straightforward and stress-free. Our accounts come with features that make online and mobile banking easy, allowing you to check balances, make transfers, and pay bills from the comfort of your home or on the go.

Digital & Online Banking

Key Services Offered

Visit us online at https://oufcu.com/ to discover a range of features that put you in control. Our 24/7 online banking service allows you to check balances, transfer funds, and pay bills whenever it suits you. Plus, with our mobile application available for download, managing your account on the go has never been easier. Need to send money to a friend? Our person-to-person transfer feature lets you do just that without any hassle. You can also opt for electronic signature authorization for quick approvals on documents right from your device no need for printing or scanning.

Security and Accessibility

Your security is our top priority. We use advanced encryption methods to keep your information safe while giving you access to e-statements, which allow you to track your transactions without the clutter of paper statements. This not only helps the environment but also makes it easier for you to stay organized. While mobile payments aren't available yet, our existing features ensure that every aspect of your banking experience is user-friendly and accessible. With real-time account management at your fingertips, you'll feel empowered to take charge of your financial well-being. Whether you're at home or on the move, Ou is committed to providing the tools you need for effective and secure banking. Join us today and experience the future of banking!

Financial Strength

At Ou, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing reliable services and support. With a net worth of $6,117,406, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,337,644 in share certificates and $3,196,139 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,906,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,237,156 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,742 in used auto loans and $60,836,156 in total loans and leases, we support your financial goals across various sectors. Our $203,333 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 21,917, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ou is your trusted partner. Visit us at 2000 W Lindsey St Norman Ok 73069 or call (405) 325-2211 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,134,402 in used vehicle loans and $21,463,265 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or getting a great deal on a used one, we're here to help you every step of the way.

Credit Lines

For those who want more flexibility with their spending, our credit lines amounting to $6,000,000 allow you to access funds when you need them most. This product is ideal for emergencies or unexpected expenses that require quick cash without disrupting your budget. At Ou, we are dedicated to providing our members with the tools they need for financial success. If you're considering refinancing any of these loans or exploring eligibility options, please reach out to us at (405) 325-2211 or visit us at our branch located at 2000 W Lindsey St Norman Ok 73069 in Norman, OK. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,413,250, make buying or refinancing simple. We provide various mortgage products designed to suit your needs, whether you're a first-time buyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $692,943 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can benefit you as you navigate your financial journey.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees fair and transparent offers for users seeking the best possible terms. One of the key benefits of using LendMesh is its Verified Data. All loan offers come from legitimate financial institutions, ensuring transparency in the options presented to users. Additionally, LendMesh operates without Sponsored Listings. This means that lenders are not prioritized based on paid promotions; instead, the focus is solely on delivering unbiased results to help consumers make informed choices. Another significant advantage is Real-Time Rate Comparisons. Users receive up-to-date information on loan rates from multiple institutions, which enables them to compare options easily and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to make well-informed financial decisions regarding loans, explore your options today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

OU FEDERAL CREDIT UNION - Norman, OK

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