Ou Credit Union Norman OK | Best Auto Loans & Business Banking

Introduction

Welcome to Ou, your trusted financial partner located at 900 Asp Ave, Norman, OK 73019. Since our establishment in 1954, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a total membership of 13,227 and assets amounting to an impressive $78,040,227, we take pride in being a cornerstone of financial support for individuals and families in the Norman area. At Ou, we understand that each member's financial journey is unique. That's why we offer a range of services including personal checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our commitment goes beyond numbers; it's about building lasting relationships. Under the leadership of our CEO, Shannon Hudzinski, and Board President, Michele Nabonne, we strive to create a welcoming environment where you feel valued and supported. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: P.O. Box GG, Norman, OK 73070. Our doors are open Monday through Friday from 7:30 AM to 4:00 PM, ensuring you have ample time to connect with us. With total deposits reaching $4,424,983 and cash in hand totaling $557,789, Ou is well-equipped to assist you with your financial goals. We invite you to explore the various options available to you whether you're looking to buy your first home or consolidate debt. We encourage you to visit our website at https://www.oufcu.com for more information on how we can help you achieve financial success. If you have any questions or would like assistance directly from our team, don't hesitate to call us at 405-325-6048. Your journey towards financial wellness starts here with Ou!

Branch History & Mission

At Ou, we take pride in our rich history and deep-rooted commitment to the community of Norman, OK. Established in 1954, our credit union has grown from a small local financial institution to a trusted partner for over 13,227 members. Located at 900 Asp Ave, Norman, OK 73019, we are easily accessible for anyone looking to experience personalized banking services. From our inception, we have aimed to empower individuals and families by providing exceptional financial services tailored to meet their needs. Over the years, we have successfully navigated challenges and embraced opportunities to expand our offerings, all while maintaining our core values of trust, integrity, and service. Today, our total assets stand at an impressive $78,040,227, reflecting our strong financial health and ability to support our members' dreams. Our mission is clear: to enhance the financial well-being of our members while actively contributing to the growth and development of our community. We strive not just to provide banking solutions but also to foster meaningful relationships with those we serve. Whether it's through personal banking options like checking and savings accounts or loan services such as auto loans and mortgages, every decision we make is centered around making a positive impact on the lives of our members. While members can visit us at 900 Asp Ave Norman Ok 73019, official correspondence should be sent to P.O. Box GG, Norman, OK 73070 if necessary. We understand that convenience matters; that's why we offer operating hours from Monday - Friday, 7:30 AM - 4:00 PM, ensuring you have ample time to access our services. In addition to traditional banking services, we've embraced digital advancements that allow for easy online banking and mobile applications, making it simpler than ever for you to manage your finances on your terms. Although we currently do not offer ATMs or drive-thru services, we're committed to providing top-notch member service at every level. We also prioritize community involvement through various outreach efforts and partnerships that help strengthen the fabric of Norman. By supporting local initiatives and encouraging member participation in community events, we aim to create a vibrant environment where everyone can thrive. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Visit us today or explore more about how you can become a member at our website. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Ou at 900 Asp Ave Norman Ok 73019 in beautiful Norman, OK! We are here to serve you with friendly faces and dedicated support. Nestled conveniently near popular spots, we ensure that banking is not just a task but a pleasant experience. If you're looking for us, you can find our branch just a short drive from the local park, making it easy to stop by while running errands or enjoying a day out. Our location offers ample parking space, so you can park with ease as you come in to meet our team. We pride ourselves on being accessible to everyone, featuring ADA-compliant ramps and entrances for those who need them. While members can visit us at 900 Asp Ave Norman Ok 73019, official correspondence should be sent to our mailing address at P.O. Box GG, Norman, OK 73070. At Ou, we know your time is valuable. That's why we're open Monday through Friday from 7:30 AM to 4:00 PM, ready to assist you with all your banking needs. Whether you're interested in personal banking options like checking and savings accounts or exploring auto loans and credit card rewards, our knowledgeable staff is here to help. Although we don't currently offer ATM services or drive-thru banking, our team is always ready to provide personalized service inside the branch. For any questions or assistance, feel free to call us at (405) 325-6048. We look forward to welcoming you soon and helping you achieve your financial goals!

Member Eligibility

At Ou, we believe in building a warm and welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, or worships in the area, as well as their family members. We're committed to providing personalized service and a range of financial products designed to meet your needs. Whether you're looking for savings accounts, loans, or credit options, our friendly team is here to help you every step of the way. If you're interested in learning more about the eligibility criteria, you can visit our detailed page at https://oufcu.com/about-us/become-a-member/. Ready to take the next step? Opening an account with us is quick and easy! Just head over to https://banking.oufcu.com/apply/form to get started online or give us a call at (405) 325-6048 if you have any questions. We can't wait to welcome you to our Ou family at 900 Asp Ave Norman Ok 73019!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for any business. Our merchant services offer seamless solutions that help you accept payments easily, whether in-store or online. Imagine having the ability to manage transactions effortlessly while focusing on what you do best running your business! With us, you'll have access to tools that simplify your payment processes and enhance customer satisfaction. Visit us at 900 Asp Ave Norman Ok 73019 in Norman, OK, or call us at (405) 325-6048 to learn how our business banking and commercial services can empower your business today!

Comprehensive List Of Services

Business Support at Your Fingertips

For our entrepreneurial members, we offer comprehensive Business Banking solutions. From Merchant Services to streamline your payments to various types of Business Loans, we are committed to supporting local businesses in their growth and success.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features at Ou. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills all from the palm of your hand! Plus, with services like ATM & Cash Withdrawal Services, accessing cash is straightforward and efficient.

Financing Your Dreams

When it comes to achieving your goals, having the right financing options is essential. At Ou, we provide Auto Loans & Vehicle Financing that help you get behind the wheel of your dream car. If you're considering buying a home, our Mortgage Loans & Refinancing options ensure you find the best fit for your budget. And for those unexpected expenses, our Personal Loans & Debt Consolidation services can assist you in managing debts more effectively.

Join Us Today!

With all these services available at Ou, there's something for everyone. We invite you to visit us at 900 Asp Ave Norman Ok 73019 or give us a call at (405) 325-6048 to learn more about how we can support your financial needs. Discover how joining our community can benefit you today! For more information about becoming a member, visit us at our website. We look forward to serving you!

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming, which is why we offer Personal Banking services tailored just for you. Whether you're looking for Checking & Savings Accounts to manage your daily transactions or planning for the future, we've got you covered. Our accounts come with features that make banking simple and accessible, including online banking and e-statements that keep you informed without the hassle of paperwork.

Rewarding Credit Options

If you're looking for a credit card that fits your lifestyle, check out our Credit Cards with Rewards program. Enjoy benefits that give back every time you use your card whether it's cashback on purchases or points toward travel and experiences.

Digital & Online Banking

E-Statements and More

To help you stay organized, we offer e-statements that give you instant access to your account statements without the clutter of paper. This feature makes it easy to keep track of your finances while being environmentally friendly. While mobile payments are not currently available, our goal is to provide you with all the tools you need for efficient banking. With everything from online banking to our robust mobile application, Ou is committed to making banking easier for you every day. Experience the ease and security of digital banking with us! Visit https://oufcu.com/ today to learn more about how we can support your financial journey.

Mobile Application Availability

For those who prefer banking on the go, our mobile application is here to help. You can download it easily and enjoy the same features available on our website right from your smartphone. This means you can manage your accounts in real-time while out and about.

Security Features

Security is a top priority for us at Ou. We use electronic signature authorization for documents, which not only speeds up transactions but also keeps your personal information safe. You can rest assured knowing that your financial data is protected.

Financial Strength

At Ou, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our financial strength assures you that your money is in safe hands, allowing us to focus on delivering exceptional service and products that meet your needs. With a net worth of $6,117,406, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,337,644 in share certificates and $3,196,139 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,906,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,237,156 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,742 in used auto loans and $60,836,156 in total loans and leases, we support your financial goals across various sectors. Our commitment to operational efficiency is reflected in our $203,333, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 21,917, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further illustrating our dedication to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ou is your trusted partner. Visit us at 900 Asp Ave Norman Ok 73019 or call (405) 325-6048 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,134,402 in used vehicle loans and $21,463,265 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in the vehicle you want, whether it's brand new or pre-owned.

Credit Lines

In addition to these products, we provide credit lines totaling $6,000,000. This option allows you to access funds when needed without the hassle of applying for a new loan every time. It's perfect for those unexpected expenses or planned purchases. For any of our loan products, refinancing options are available if you want to adjust your current payments or interest rates. To see if you qualify for any of our offerings, visit us online or call us at (405) 325-6048 for more information. Our financial data and performance insights are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 900 Asp Ave Norman Ok 73019 in Norman, OK, and let's discuss how we can help you with your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,413,250, make buying or refinancing simple. We guide you through each step of the process to ensure that you find the right mortgage solution for your situation.

Unsecured Credit Cards

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $692,943 in loans helping members manage their finances effectively, our credit cards come with features designed to benefit you, such as rewards programs and low-interest rates.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers to users.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

OU FEDERAL CREDIT UNION - Norman, OK

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