OTERO FEDERAL CREDIT UNION

Welcome to Otero, your trusted partner in financial services located at 1900 S Main St, Roswell, NM 88203. Since our establishment in 1953, we have proudly served the community with a commitment to helping our members achieve their financial goals. With a robust membership base of over 34,287 members and total assets exceeding $481 million, we are dedicated to providing personalized banking solutions that meet your unique needs. At Otero, we understand that every financial journey is different. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards tailored just for you. Whether you're looking to buy a new car or save for a dream home, our experienced team is here to guide you every step of the way. Our leadership team, led by CEO Melene Street and Board President Jocelyn Driscoll-Gillespie, is committed to maintaining the highest standards of service and integrity. With a dedicated staff of 98 employees, we strive to foster a welcoming environment where you feel valued and supported. While members can visit us at our Roswell branch, official correspondence should be sent to our mailing address at P O Drawer 2800, Alamogordo, NM 88311. We invite you to explore our website at oterofcu.org for more information on how we can assist you. Join us today and experience the difference at Otero Credit Union where your financial success is our top priority! If you have any questions or need assistance, don't hesitate to call us at 575-434-8500. We look forward to serving you!

At Otero, we believe that everyone deserves a chance to be part of a welcoming community that supports their financial journey. To become a member, you simply need to meet our eligibility criteria, which is designed to be inclusive and straightforward. Typically, anyone who lives, works, or worships in the area around 1900 S Main St Roswell Nm 88203 can join us. This means if you're part of our vibrant community in Roswell, NM, we want you on board! Becoming a member not only gives you access to our range of financial services but also makes you part of a cooperative where your voice matters. To get started with opening an account, just visit our easy online application at https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozadyf1b675he1lkpu0rxyigv43raxwck-wpducysqy6hg8ssyh6meq5es-_h3bzhrhcaxmw6imt0genvaivoygs_gld3achq8e25f9uamgswu4 . If you have any questions or need assistance, feel free to give us a call at (575) 434-8500. For more detailed information about eligibility requirements, check out this resource: . We can't wait for you to join us!

At Otero, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in the institution you trust with your hard-earned money. With a net worth of $69,262,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $86,180,540 in share certificates and $35,603,811 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to this, with $68,836,835 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,559 in used auto loans and $248,280,078 in total loans and leases. Our performance reflects operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $603,410, we have ample funds available for lending and investments. The trust of our community is evident as shown by the total share accounts reaching 62,126, reflecting a strong and growing member base that chooses us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Otero is your trusted partner. Visit us at 1900 S Main St Roswell Nm 88203 or call (575) 434-8500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.