Oteen V. A. Credit Union Asheville NC | Best Auto Loans & ATM Access

Introduction

Welcome to Oteen V A, your trusted financial partner located at 1100 Tunnel Rd Unit 24, Asheville, NC 28805. Since our establishment in 1936, we have proudly served our community, helping over 2,073 members with their financial needs. At Oteen V A, we understand that banking is more than just numbers it's about building relationships and supporting our members' dreams. With total assets of $32,411,459 and deposits amounting to $3,847,306, we are committed to providing secure and reliable financial services tailored to you. Our dedicated team operates with a net worth of $3,271,861, ensuring your funds are managed responsibly. Whether you're looking for personal banking solutions like checking accounts or loans, or business banking services including merchant services and business loans, we have options designed for every need. Our leadership team is here to guide you through every step of your financial journey. Under the stewardship of CEO Shannon Austin and Board President Allen Pfeiffer, we strive to foster a welcoming environment where members feel valued and understood. While you can visit us at our branch for in-person service from 8 AM to 4:30 PM Monday through Friday, please note that official correspondence should be directed to our mailing address: 1100 Tunnel Rd Unit 24, Asheville, NC 28805-2577. We invite you to explore our website at oteencreditunion.com for more information on how we can assist you. Give us a call at (828) 298-8521 today! Your financial well-being is our priority at Oteen V A.

Branch History & Mission

Community Commitment

Our journey has always been about community support. From financial education programs to outreach efforts that assist local charities, we take pride in playing an active role in the Asheville area. We believe that when our community thrives, we all thrive together. As technology evolves, so do we. Oteen V. A. offers modern conveniences such as online banking and mobile payments while ensuring ADA compliance so everyone can access our services easily. Join us at Oteen V. A., where your dreams meet opportunity! We invite you to experience firsthand the benefits of membership with us be it through saving for your future or financing your next vehicle. Let's build a brighter tomorrow together! For any inquiries or assistance, feel free to call us at 828-298-8521 or visit our website at oteencreditunion.com.

Our Mission

At Oteen V. A., our mission goes beyond just providing banking services; we are here to empower our members financially while fostering strong community ties. We understand that financial stability is key to personal growth and well-being. That's why we offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and more all designed with you in mind. We aim to be more than just a bank; we strive to be a vital part of your life by supporting local initiatives and building partnerships that strengthen our community. Our commitment to service is reflected in our operating hours from 8 AM to 4:30 PM, Monday through Friday. We also provide convenient ATM access and drive-thru services for those who prefer quick transactions.

Branch Location & Accessibility

Welcome to the Oteen V. A. branch of your local credit union! Conveniently situated at 1100 Tunnel Rd Unit 24 in Asheville, NC, our branch is designed to serve your banking needs with ease and accessibility. Nestled near popular spots like the Asheville Mall and just a short drive from downtown, we are perfectly positioned for anyone in Buncombe County looking for reliable financial services. Our location is not just easy to find; it's also built with your comfort in mind. We offer ample parking and have ADA-compliant features to ensure that everyone can access our services without hassle. Whether you prefer to step inside for a friendly chat or utilize our efficient drive-thru banking service, we make it simple for you to manage your finances. We understand that your time is valuable. That's why our lobby hours are set from 8 am to 4:30 pm, Monday through Friday, allowing you to visit us at your convenience during the workweek. If you're on the go, don't forget that we also have an ATM available for quick transactions like withdrawals and balance checks. While members can visit us at our branch address, official correspondence should be sent to the same location: 1100 Tunnel Rd Unit 24, Asheville, NC 28805-2577. At Oteen V. A., we provide a variety of services tailored to meet your personal and business banking needs from checking and savings accounts to auto loans and credit cards with rewards. Our team is here to help you navigate these options smoothly. Feel free to give us a call at 828-298-8521 if you have any questions or need assistance before visiting us. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Oteen V. A. is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Asheville area, you're already on your way to becoming part of our supportive community! We welcome individuals who meet our eligibility criteria, which are designed to ensure that everyone can access our services and benefits. To get the complete details on what makes you eligible, feel free to visit our website at . Joining is simple and straightforward! Once you determine your eligibility, opening an account with us is just as easy. You can find all the necessary steps and requirements for account opening by visiting . Our friendly team is also here to help you every step of the way, so don't hesitate to reach out at (828) 298-8521 if you have any questions. At Oteen V. A., we are excited to support you in achieving your financial goals and becoming part of our thriving member community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine making sales easier for your customers while keeping your cash flow smooth. Our merchant services offer practical solutions that make transactions simple, whether you're selling online or in-person. From payment processing to point-of-sale systems, we have the tools that can streamline your operations and enhance customer satisfaction. Visit us at 1100 Tunnel Rd Unit 24 Asheville Nc 28805 in Asheville, NC, or call us at (828) 298-8521 to learn more about how our business banking and commercial services can empower your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATMs are available for easy access to withdrawals and balance checks whenever you need them. Plus, enjoy basic drive-thru banking services for deposits and simple transactions without leaving your car. At Oteen V. A., we pride ourselves on being more than just a credit union; we're part of the community. We strive to offer accessible financial services that meet the evolving needs of our members. Ready to take the next step? Visit us today or explore more about our offerings at http://www.oteencreditunion.com. Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans provide competitive rates and flexible terms that fit your budget. Whether you're eyeing a brand-new vehicle or a reliable used one, our financing options make it simple for you to hit the road without stress.

Business Banking

For our local entrepreneurs, Oteen V. A. provides business banking services including merchant services and business loans. We understand the challenges of running a business and are committed to supporting you with tailored financial solutions that promote growth.

Credit Cards with Rewards

Looking for a credit card that gives back? Our rewards credit cards offer benefits that suit your lifestyle. Earn points on everyday purchases and redeem them for travel, cash back, or merchandise making every swipe worthwhile!

Mortgage Loans & Refinancing

Homeownership dreams can become a reality with our mortgage loans. If you're already a homeowner, consider refinancing with us for better rates and terms that can help lower your monthly payments. We walk you through each step, ensuring you feel confident in your decisions.

Online & Mobile Banking

Enjoy the convenience of banking from anywhere with our online and mobile banking platforms. Check balances, transfer funds, and pay bills all from the comfort of your home or on the go your bank is always just a click away!

Personal Banking

Whether you're looking to open a checking or savings account, Oteen V. A. offers personal banking solutions designed with you in mind. Imagine having the flexibility to manage your finances easily online or through our mobile app. With features like e-statements and person-to-person payment options, keeping track of your money has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come into play. Whether it's for medical bills or home improvements, we offer loans that help consolidate debt, making it easier for you to manage payments and reduce financial strain.

Digital & Online Banking

Key Services Available

With our user-friendly online banking platform, available at http://www.oteencreditunion.com, you can easily check your account balances, transfer funds, and pay bills without the hassle of visiting a branch. Our 24/7 online banking services ensure that you're always connected to your accounts, giving you peace of mind knowing that you have real-time access to your finances. Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends or family in just moments. Plus, if you're always on the go, you'll appreciate our mobile application which supports mobile payments, making transactions as simple as a tap on your smartphone.

Security and Accessibility

We prioritize your security. While we currently do not offer electronic signature authorization, rest assured that all transactions through our online banking are protected with robust security measures. You can safely view and manage your e-statements whenever it suits you. Whether you're checking in from home or while out running errands, our digital banking tools empower you to stay in control of your financial life. Experience the ease and accessibility of managing your accounts with us at Oteen V. A.!

Financial Strength

Growing Member Base

Our financial strength is further highlighted by our growing member base, with a total of 3,584 share accounts showing the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oteen V. A. is your trusted partner. Visit us at 1100 Tunnel Rd Unit 24 Asheville Nc 28805 or call (828) 298-8521 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident in our $480,690, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $2,266,542 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our impressive figures $85 in used auto loans and $13,388,925 in total loans and leases support our members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $2,005,564 in share certificates and $2,226,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $3,271,861, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,009 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,735,290 in used vehicle loans and $2,912,466 in new vehicle loans already helping members get on the road. We provide flexible financing options to accommodate various budgets and needs.

Credit Lines

In addition to our traditional loan offerings, we have total credit lines available amounting to $1,000,000. These lines provide added flexibility for members who may need quick access to funds without the need for a formal loan application every time. We also recognize that refinancing can be an important option for many borrowers. If you're interested in exploring refinancing possibilities or checking your eligibility for any of our products, please don't hesitate to reach out. For inquiries or to get started with any of our loan products, visit us at our branch located at 1100 Tunnel Rd Unit 24, Asheville, NC 28805, or give us a call at 828-298-8521. Our team is here to assist you from 8 am to 4:30 pm Monday through Friday. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Oteen V. A., we're committed to helping you find the right loan solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,158,031, make buying or refinancing simple. We aim to guide you through each step of the mortgage process to ensure you feel confident and informed as you make one of life's biggest investments.

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $240,280 in loans helping members manage their finances effectively. Our credit cards come with rewards that can make spending more beneficial for you.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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Oteen V A