OSWEGO COUNTY FEDERAL CREDIT UNION

Welcome to Oswego County, your trusted financial partner in the heart of Mexico, NY. Established in 1975, we have proudly served our community for decades, ensuring that each member feels valued and supported. At our Mexico Office located at 5800 Scenic Ave, Mexico, NY 13114, we are dedicated to providing personalized banking solutions tailored to your needs. With a total membership of 13,351 and assets totaling an impressive $135,639,938, Oswego County is not just about numbers; it's about fostering relationships and making a positive impact in our community. Our strong commitment to member service is reflected in our robust offerings: from auto loans and mortgages to personal loans and business banking services. We understand that banking is more than just transactions; it's about building trust. Our CEO, William Carhart, along with Board President Harrison Greeney, leads a team of 53 employees who are passionate about helping you achieve your financial goals. Whether you need guidance on saving or assistance with loans, we're here for you every step of the way. For your convenience, we also offer online and mobile banking services so you can manage your finances easily. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 5828 Scenic Avenue, Mexico, NY 13114. With total deposits amounting to $9,073,862 and a net worth of $15,488,991, our credit union is financially stable and ready to support your aspirations. If you're interested in joining or learning more about what we offer, please don't hesitate to reach out! Call us at 315-963-2722 or visit us online at oswegofcu.org today. Let's work together towards a brighter financial future!

At Oswego County, we believe that joining our credit union is more than just opening an account; it's about becoming part of a caring community. If you're wondering how to become a member, it's easier than you might think! To qualify, you simply need to live, work, worship, or attend school in Oswego County, NY. This connection allows you to enjoy all the benefits we offer, from personalized service to competitive rates on loans and savings. You can learn more about the specific eligibility requirements by visiting us at https://www.oswegofcu.org/oswego-county-federal-credit-union-membership/ . Opening an account with us is straightforward and welcoming. Just head over to https://oswegofcu-oao.unifi-digitalbanking.com/open-account to get started online, or feel free to call us at (315) 963-2722 if you have any questions. We're here to help you every step of the way as you take this exciting step towards financial wellness!

At Oswego County, we understand that every business has unique needs and challenges. That's why our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Imagine the local café wanting to expand its seating area or a retail store looking to stock new products. We can help make those dreams a reality. - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services are designed to simplify transactions for local businesses. Picture a small boutique using our point-of-sale solutions to easily accept payments from customers, streamlining their operations while enhancing the shopping experience. Let's work together to fuel your business ambitions at 5800 Scenic Ave Mexico Ny 13114, Mexico, NY. Reach out today at (315) 963-2722 to discover how we can assist you!

At Oswego County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is strong and reliable is key to your peace of mind. With a net worth of $15,488,991, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,140 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,500,394 in share certificates and $7,959,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,978,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $1,264 in used auto loans and $104,786,258 in total loans and leases; this supports our members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 30,250, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oswego County is your trusted partner. Visit us at 5800 Scenic Ave Mexico Ny 13114 or call (315) 963-2722 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.