Oshkosh Postal Employees Credit Union Oshkosh WI | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Oshkosh Postal Employees, your trusted partner in financial services located at 1012 W 20Th Ave, Oshkosh, WI 54902. Established in 1930, we have proudly served our community for over nine decades, fostering a sense of belonging and support among our 518 members. Our commitment is to provide you with reliable and personalized banking solutions that truly meet your needs. At Oshkosh Postal Employees, we understand the importance of financial security and growth. With total assets exceeding $7,001,784 and total deposits amounting to $638,571, we are dedicated to ensuring that your money is safe while helping you achieve your financial goals. Our diverse range of services includes everything from personal checking and savings accounts to auto loans and credit cards with rewards. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 1012 W 20th Ave, Oshkosh, WI 54902-6618. This ensures that we stay connected with you no matter how you choose to reach out. Our small but dedicated team of three employees is led by our CEO, Michele Spanbauer, and Board President, Jo Helf. Together, they embody the spirit of community service that defines our credit union. We pride ourselves on being accessible feel free to call us at 920-233-3117 or send a fax to 920-233-3010 if you have any questions or need assistance. As a member-focused institution, we strive not only to help you manage your finances but also to strengthen our local community. Join us as we continue this journey together toward a brighter financial future. Visit our website at www.opecu.com for more information about our services or stop by today! Your financial well-being is just a conversation away.

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Our commitment extends beyond traditional banking; we offer online banking services that allow members to manage their finances conveniently from anywhere. Additionally, our drive-thru service ensures that even on busy days, you can handle your transactions quickly and efficiently.

Join Us

With a dedicated team of just three employees led by Michele Spanbauer as CEO and Jo Helf as Board President, we are focused on providing tailored solutions for every member's financial journey. Whether you're looking for a new account or need assistance with loans, we are here for you. We invite you to experience the benefits of being part of the Oshkosh Postal Employees family. Visit us during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 8:00 AM to 5:00 PM or reach out at 920-233-3117. Join us today and let's build a brighter financial future together!

Our Mission

The mission of Oshkosh Postal Employees is clear: we strive to provide exceptional financial services while fostering a supportive environment for our community. We believe in empowering individuals and families through accessible banking options and personalized service. Our offerings include checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards all designed to meet the diverse needs of our members. We also prioritize community engagement by forming partnerships that uplift local initiatives. Through various outreach efforts, we aim to create positive change in Oshkosh and beyond.

Branch Location & Accessibility

Convenient Access for Everyone

At Oshkosh Postal Employees, we strive to make your banking experience as smooth as possible. Our branch is accessible with features designed for all members, including ADA-compliant ramps and ample parking nearby. For those on the go, we offer drive-thru banking so you can handle your transactions without leaving your vehicle. Unfortunately, we don't have ATM services at this location; however, our drive-thru does support deposits, withdrawals, and simple transactions.

Friendly Operating Hours

Our doors are open for your convenience! Visit us from Monday to Thursday between 9:00 AM and 5:00 PM, and on Fridays from 8:00 AM to 5:00 PM. Whether you're looking to open a new account or simply need assistance with existing services, our team is ready to help during these hours.

Services Tailored for You

At Oshkosh Postal Employees Credit Union, we offer a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans for debt consolidation, and credit cards that come with rewards. Our online banking platform allows you to manage your finances from anywhere at any time. While members can visit us at 1012 W 20Th Ave for all their banking needs, please send any official correspondence to our mailing address at 1012 W 20th Ave, Oshkosh, WI 54902-6618 if different from our branch address. We invite you to come by or give us a call at 920-233-3117 today! Our dedicated team is here to support your financial journey and help you achieve your goals. We look forward to welcoming you soon!

Member Eligibility

At Oshkosh Postal Employees, we believe that everyone deserves a place to belong and access to financial services that truly support their needs. Becoming a member is simple! If you live, work, or worship in the Oshkosh area, or are related to someone who does, you're likely eligible to join our community. We welcome individuals from all walks of life, ensuring that everyone can benefit from our personalized banking services. Membership at Oshkosh Postal Employees not only gives you access to a range of financial products like checking accounts, auto loans, and credit cards with rewards but also connects you with a supportive network dedicated to your financial well-being. Ready to take the next step? You can find more detailed eligibility criteria by visiting us at . When you're ready to open your account, simply head over to https://www.financial-net.com/opecu/lending/internetloans for an easy online process. If you have any questions or need assistance, don't hesitate to give us a call at (920) 233-3117. We're here to help you start your journey with us at Oshkosh Postal Employees, located conveniently at 1012 W 20Th Ave Oshkosh Wi 54902!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools you need right at your fingertips to accept payments effortlessly. Our merchant services allow you to process transactions smoothly, whether in-store or online. This means faster checkouts, happier customers, and more time for you to focus on what really matters growing your business. Located at 1012 W 20Th Ave Oshkosh Wi 54902 in Oshkosh, WI, we invite local entrepreneurs and established businesses alike to explore how our business banking solutions can help turn ambitions into reality. For inquiries, reach out to us at (920) 233-3117 during our operating hours. Let's work together towards your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our members who own businesses, Oshkosh Postal Employees offers comprehensive business banking services. From merchant services that simplify payment processing to business loans designed to support growth, we are committed to helping local businesses thrive.

Digital Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. You can check balances, transfer funds, and even make person-to-person payments with ease. While we currently do not have ATM services at this branch, we ensure smooth transactions through basic drive-thru banking options for deposits, withdrawals, and simple transactions.

Get in Touch

We're located at 1012 W 20Th Ave Oshkosh Wi 54902, ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 8:00 AM to 5:00 PM. Have questions? Don't hesitate to call us at (920) 233-3117. At Oshkosh Postal Employees, our mission is simple: to provide our members with accessible financial solutions that empower them to achieve their goals. Explore our services today and discover how we can make banking easier for you!

Loans Made Easy

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options provide flexible solutions when you need extra cash. Plus, if you're looking for a credit card, we have rewards credit cards that not only simplify purchases but also reward you for spending.

Personal Banking Solutions

We understand that managing money can be overwhelming at times. That's why our personal banking services are tailored for your convenience. You can open checking and savings accounts that fit your lifestyle, giving you easy access to your funds whenever you need them. If you're thinking about buying a car, our auto loans and vehicle financing options can help you hit the road with confidence. We also offer mortgage loans and refinancing solutions to make homeownership more attainable.

Digital & Online Banking

Accessibility and Support

We believe in making banking accessible for everyone. Our online services are designed to be straightforward, allowing you to navigate effortlessly through your financial tasks. Even if you're not tech-savvy, our support team is just a call away at (920) 233-3117 to assist you with any questions. In a world where time is precious, Oshkosh Postal Employees ensures that managing your finances is simple and efficient, giving you peace of mind while handling what matters most your money!

Key Features

One of the standout features of our online banking is the ability to make person-to-person transfers. Whether you're splitting a bill or sending money to a friend, it's quick and hassle-free. Plus, if you prefer to keep track of your statements electronically, you'll be pleased to know that we offer e-statements for easy access and storage. While we currently don't support mobile payments or have a dedicated mobile application, our online platform is user-friendly and secure. You can rest assured knowing that your information is protected as you manage your finances.

Financial Strength

Growing Member Base

Total Share Accounts: 911, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oshkosh Postal Employees is your trusted partner. Visit us at 1012 W 20Th Ave Oshkosh Wi 54902 or call 920-233-3117 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our $20,675 net income reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $481,327 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,225,195 in used auto loans and a total of $4,472,905 in loans and leases.

Secure Savings Opportunities

Members' savings are secured through $375,237 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $502,002, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 717 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,251,956 in used vehicle loans and $283,635 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have flexible terms that can work for you.

Credit Lines and Unsecured Loans

For those who need extra flexibility, our credit lines provide access to funds when you need them most. We currently have a total of $1,000,000 available for our members. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $110,905 helping members manage their finances effectively. Our commitment to supporting our community shines through every loan we offer. Whether you're looking to purchase a vehicle, secure a mortgage, or manage daily expenses with a credit line or credit card, we're here to assist you every step of the way. If you're considering refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out to us at (920) 233-3117. Our friendly staff at 1012 W 20Th Ave Oshkosh Wi 54902, Oshkosh, WI are ready to help you navigate your borrowing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0. If you're looking to settle into your dream home or refinance your current mortgage for better rates, our team is here to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for users seeking loans.

OSHKOSH POSTAL EMPLOYEES CREDIT UNION