Oshkosh Community Credit Union Oshkosh WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Oshkosh Community Credit Union, your trusted partner in financial success since 1936. Located at 250 Pearl Ave, Oshkosh, WI 54901, we are proud to serve our vibrant community with a strong commitment to personalized banking solutions. With a total membership of 2,481 and assets exceeding $20,246,556, we have built a solid foundation focused on helping you achieve your financial goals. At Oshkosh Community, we understand the unique needs of our members. Our team is dedicated to providing a range of services, from personal banking and auto loans to mortgage financing and business banking solutions. We are here for you whether you're looking to open a checking account or need assistance with debt consolidation. Our total deposits stand at $1,390,680, reflecting our members' trust in us as their financial institution. Under the leadership of CEO Jennifer Strange and Board President Bradford Williams, we have cultivated an environment where community matters. With just 6 dedicated employees, we pride ourselves on offering a friendly face and expert advice tailored to each member's situation. Our goal is not just to provide financial products but also to foster lasting relationships within our community. While members can visit us at 250 Pearl Ave, official correspondence should be sent to our mailing address: 250 Pearl Ave, Oshkosh, WI 54901-4834. We invite you to explore our website at Oshkosh Community Credit Union for more information about our services or to apply for loans online. Join us today and experience the benefits of being part of a credit union that truly cares about your financial well-being! If you have any questions or need assistance, feel free to call us at 920-233-1952 or visit during our operating hours: Monday-Thursday from 8:30 AM - 5:00 PM and Friday from 7:30 AM - 5:00 PM. Your journey towards financial empowerment starts here!

Branch History & Mission

Welcome to Oshkosh Community, a credit union deeply rooted in the heart of Oshkosh, Wisconsin. Established in 1936, our branch has grown alongside this vibrant community for over eight decades. Located at 250 Pearl Ave, Oshkosh, WI 54901, we proudly serve our members with a commitment to provide exceptional financial services that empower individuals and families. From our humble beginnings, we have evolved significantly. Our journey started with a small group of members who shared a vision of accessible financial resources for everyone. Today, Oshkosh Community boasts over 2,481 members and total assets amounting to an impressive $20,246,556. This growth reflects our dedication to fostering financial wellness within the community. At the core of our mission is the desire to enhance the lives of our members through a range of financial products and personalized service. We aim to build lasting relationships while offering services such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We are here not just as a financial institution but as a partner in your journey towards achieving your goals. Oshkosh Community takes pride in its accessibility. Our branch features both an ATM and drive-thru services to cater to all your banking needs conveniently. We understand that life can be busy; therefore, we offer flexible operating hours from Monday to Thursday: Drive Thru 8:30 AM - 5:00 PM and Lobby 9:00 AM - 4:30 PM, with extended hours on Friday starting at 7:30 AM. While you can visit us at our main location for all your banking needs, official correspondence should be sent to our mailing address at 250 Pearl Ave, Oshkosh, WI 54901-4834 if it differs from the branch address. We are also committed to giving back to the community that has supported us throughout the years. Through various partnerships and outreach programs, we strive to uplift those around us because we believe that strong communities create stronger futures. In addition to traditional services, we embrace modern banking conveniences. With options like online banking and mobile payments available for all members, we ensure you have access to your finances anytime and anywhere. Join us at Oshkosh Community Credit Union! Experience firsthand how we can help you achieve financial success while being part of a supportive community that cares about your well-being. For more information or assistance, feel free to reach out at 920-233-1952 or visit our website at Oshkosh Community Credit Union. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Accessibility Features

At Oshkosh Community Credit Union, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring all members can easily navigate our facilities. Ample parking is available right outside our doors, making your visit as convenient as possible.

Call to Action

Have questions or want to learn more? Don't hesitate to give us a call at 920-233-1952! We're here to assist you with all your banking needs and look forward to seeing you soon at Oshkosh Community Credit Union!

Operating Hours

Our operating hours are designed to fit your busy schedule. We welcome you Monday through Thursday from 8:30 AM to 5:00 PM for drive-thru services and from 9:00 AM to 4:30 PM for lobby access. On Fridays, the drive-thru opens even earlier at 7:30 AM, providing additional flexibility for your banking needs.

Services Offered

We offer a range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. If you're looking for quick transactions, our drive-thru service is perfect for deposits or withdrawals without leaving your car. Plus, with our ATM available on-site, accessing cash has never been easier.

Member Eligibility

At Oshkosh Community, we're excited to welcome you into our family! Becoming a member is not just about opening an account; it's about joining a supportive community that prioritizes your financial well-being. If you live or work in Winnebago County or are related to someone who does, you're already on your way to enjoying the benefits of membership with us. Our members have access to a range of services tailored to their needs, from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Ready to take the next step? Opening an account at Oshkosh Community is straightforward and inclusive. Just visit us at 250 Pearl Ave, Oshkosh, WI 54901, or check out our easy online application process here. For any questions, feel free to give us a call at 920-233-1952. We're here to help you make the most of your financial journey! For more detailed eligibility criteria, please visit this link.

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are ready to assist you when you're prepared to take the next step in expanding your operations. Imagine having access to financing that allows you to purchase new equipment, hire additional staff, or expand your location. With $0 outstanding in commercial loans, we are dedicated to building a robust portfolio that supports local businesses and drives economic progress.

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment processing is essential. Our merchant services offer straightforward solutions that allow you to accept payments seamlessly. Whether it's in-store or online transactions, our services can help streamline your operations and enhance customer satisfaction. Located at 250 Pearl Ave Oshkosh Wi 54901 in Oshkosh, WI, we're here to support your business every step of the way. Let us partner with you on your journey towards success! For more information or to get started, call us at (920) 233-1952 or visit our website at Oshkosh Community Credit Union.

Comprehensive List Of Services

ATM and Drive-Thru Services

Our commitment to convenience extends to our ATM & Cash Withdrawal Services, available at various locations for easy access to your funds. Plus, our basic drive-thru banking allows you to handle deposits and withdrawals quickly without leaving your vehicle. We believe that banking should fit into your life seamlessly. With all these services available at Oshkosh Community, located at 250 Pearl Ave Oshkosh Wi 54901, we strive to meet all your financial needs under one roof. For more information or assistance with any of our services, please don't hesitate to reach out! You can contact us at (920) 233-1952 or visit us online at Oshkosh Community Credit Union. We're here to help you every step of the way!

Business Banking Solutions

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans. We aim to support local businesses by providing financial tools that promote growth and success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can easily manage your accounts from anywhere whether it's transferring funds, paying bills, or checking balances all from your smartphone or computer.

Credit Options

At Oshkosh Community, we also offer Credit Cards with Rewards that allow you to earn points on everyday purchases. This means you can enjoy perks while managing your spending wisely.

Personal Banking Services

We understand that managing your finances can be challenging. That's why we offer Personal Banking solutions that include checking and savings accounts designed to help you achieve your financial goals. Whether you're saving for a dream vacation or just want a safe place for your money, our accounts provide flexibility and security. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options can help you get behind the wheel without breaking the bank. We offer competitive rates and personalized service to guide you through the loan process. For those looking to invest in their homes, our Mortgage Loans & Refinancing services make buying or refinancing your home easier than ever. We'll work with you to find the best mortgage option that fits your budget and lifestyle. Additionally, if you're facing unexpected expenses or planning a major purchase, our Personal Loans & Debt Consolidation services can provide the necessary funds while helping you manage existing debt effectively.

Digital & Online Banking

At Oshkosh Community, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you the convenience you need, right at your fingertips. With our 24/7 online banking services available at https://www.oshkoshcommunitycu.com/, you can check your account balances, pay bills, and transfer money whenever it suits you. Our user-friendly platform ensures that whether you're at home or on the go, managing your finances is straightforward and hassle-free. Plus, our mobile application makes it even easier to stay connected with your accounts. You can access all your banking needs right from your smartphone! Security is always a priority for us. While we currently do not offer electronic signature authorization, rest assured that our systems are designed with advanced security measures to keep your information safe. We also provide e-statements, so you can view your account activity securely online without the clutter of paper statements. Want to split the bill with a friend or family member? Our person-to-person transfer feature allows you to send money instantly, making it easier than ever to handle shared expenses. And if you prefer using mobile payments, you're in luck! We support this feature, giving you the flexibility to make purchases directly from your phone. In summary, at Oshkosh Community, we're committed to providing accessible and easy-to-use online banking solutions that help you manage your finances with confidence and ease. Explore our services today at https://www.oshkoshcommunitycu.com/ and take control of your financial journey!

Financial Strength

A Solid Foundation

With a net worth of $2,162,349, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,068 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 5,214, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $404,238, showcasing our capacity to support your aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oshkosh Community is your trusted partner. Visit us at 250 Pearl Ave Oshkosh Wi 54901 or call (920) 233-1952 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $2,036,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $740 in used auto loans and $17,220,405 in total loans and leases.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to reinvest in our community and enhance the services we offer.

Operational Efficiency

Our operational efficiency is reflected in our $125,920, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings

Members' savings are secured through $4,287,618 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have $0 in money market shares, our focus remains on providing beneficial options tailored to your needs.

Loan Offering

Additional Financial Services

In addition to our core loan offerings, we provide services such as personal banking and online banking solutions for added convenience. You can easily manage your accounts online or through our mobile app. If you're interested in refinancing options or want to explore eligibility criteria for any of our loan products, feel free to reach out. Our team is here to assist you every step of the way. For more information about our loan offerings or to apply today, visit us at 250 Pearl Ave Oshkosh WI 54901 or call us at 920-233-1952. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to supporting you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,063,930 in used vehicle loans and $1,326,061 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have financing solutions that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $554,497, providing you with the flexibility and support needed to make your dream home a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $502,086 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases while building your credit score.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. By using verified data, LendMesh guarantees that loan offers come from legitimate financial institutions, providing peace of mind during your decision-making process.

Benefits of Using LendMesh

LendMesh stands out for its commitment to transparency and reliability: - Verified Data: All loan offers are sourced from trusted financial institutions, ensuring clarity and trust. - No Sponsored Listings: Unlike many platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results to users. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, enabling informed choices that meet their financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*