Ornl Credit Union Sevierville TN | Best Auto Loans & Personal Banking

Introduction

Welcome to Ornl, your trusted financial partner in Sevierville, TN! Located at 699 Parkway Ste 5, we have proudly served our community since 1948. With over 219,000 members, we're dedicated to providing exceptional financial services tailored to your needs. Whether you're looking for personal banking solutions like checking and savings accounts, or financing options such as auto loans and mortgages, Ornl is here to help. Our commitment to the community goes beyond just banking. With total assets exceeding $4 billion and total deposits of $177,820,004, we are financially sound and ready to support your dreams. Our CEO, Jenny Vipperman, alongside Board President William Gorman, leads a team of 550 employees who are passionate about making a difference in your financial journey. While you can visit us at our branch location, if you need to send official correspondence, please use our mailing address: PO Box 5739, Sevierville, TN 37864. We also encourage you to explore our website at Ornl for more information on our products and services. At Ornl, we pride ourselves on offering a range of options from personal loans and credit cards with rewards to business banking solutions that include merchant services. With a net worth of $453,527,196 and cash reserves of $78,071,899, you can trust that your money is safe with us. We invite you to experience the benefits of being an Ornl member today! Feel free to call us at 865-688-9555 or stop by during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 8:30 AM to 12 PM. Join us in shaping a brighter financial future together!

Branch History & Mission

The journey of Ornl began in 1948, a time when community banking was about more than just transactions it was about building trust and supporting local families. Located at 699 Parkway Ste 5, Sevierville, TN 37862, our branch has been a steadfast partner for the residents of Sevierville and surrounding areas for over seven decades. Today, we proudly serve a vibrant membership of 219,109 individuals who rely on us for their financial needs. Throughout the years, Ornl has evolved significantly. From humble beginnings to becoming a robust financial institution with total assets reaching an impressive $4,064,319,542, we have remained committed to our core mission: to empower our members through accessible financial services while fostering a strong sense of community. Our headquarters are located in Oak Ridge, TN, where strategic decisions support our growth and enhance member experiences. Our mission is clear: we strive to provide personal banking solutions that cater to individual needs while making a positive impact in our communities. Whether it's offering checking and savings accounts, auto loans, or mortgage refinancing options, each service is designed with care and consideration for our members' well-being. We believe in not just providing financial products but also in nurturing relationships that last a lifetime. While members can visit us at 699 Parkway Ste 5 Sevierville Tn 37862, official correspondence should be sent to PO Box 5739, Sevierville, TN 37864. Our operating hours are convenient Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM making it easy for you to connect with us when it matters most. At Ornl, we understand the importance of accessibility. That's why we offer ATM services and drive-thru banking options for your convenience. Our commitment extends beyond mere transactions; we're dedicated to providing ADA-compliant facilities and user-friendly digital platforms like online banking and mobile payments. We actively engage with our community through partnerships that uplift those in need. Our outreach initiatives include financial education programs and collaborations with local organizations aimed at enhancing the quality of life for everyone in Sevierville. Join us today at Ornl! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Explore more about what we offer by visiting our website or call us at 865-688-9555. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Surroundings

Our branch is just a stone's throw away from the iconic Great Smoky Mountains National Park and close to various shopping and dining options. Parking is readily available right outside our doors, making it simple for you to pop in for any banking needs. Plus, we ensure that our facility is ADA compliant, featuring ramps and accessible entryways for everyone to enjoy a smooth visit.

Get in Touch!

Ready to take care of your banking needs? Give us a call at 865-688-9555 or drop by our branch today! We look forward to welcoming you into the Ornl family and helping you achieve your financial goals.

Operating Hours That Fit Your Schedule

At Ornl, we understand that life can get busy. That's why we offer flexible operating hours: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 8:30 AM to 12 PM. Our friendly staff is always ready to assist you during these times.

Services Tailored for You

When you visit us, you'll find a range of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we aim to make your financial journey as straightforward as possible. Need quick cash? Our ATM is available on-site for your convenience. For those who prefer drive-thru service, we've got you covered there too! While members can visit us at 699 Parkway Ste 5 Sevierville Tn 37862, official correspondence should be sent to PO Box 5739, Sevierville, TN 37864.

Member Eligibility

At Ornl, we believe that everyone deserves to be part of a community that supports their financial journey. Becoming a member is simple and welcoming! If you're a resident of Sevier County or work in the area, you're likely eligible to join us. We also extend membership to family members of current members, making it easy for you to share the benefits of being part of our credit union family. Enjoy a range of services from personal banking to loans tailored just for you. To explore detailed eligibility criteria, feel free to check out this link. Ready to take the next step? Opening an account at Ornl is straightforward! Just visit us at 699 Parkway Ste 5 Sevierville Tn 37862 or check out our online application process here. If you have any questions or need assistance, don't hesitate to give us a call at (865) 688-9555. We're here to help you on your path to financial success!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. Imagine being able to accept payments seamlessly from customers, whether they prefer cash, cards, or digital wallets. Our merchant services empower you to focus on what matters most growing your business while we handle the payment processing. Located at 699 Parkway Ste 5 Sevierville Tn 37862 in Sevierville, TN, we're ready to partner with you on your journey to success. Reach out at (865) 688-9555 to learn how we can assist you today!

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your finances from anywhere at any time. With options like mobile payments, person-to-person transfers, and access to account statements online, staying on top of your finances has never been easier. If you prefer in-person interactions, our branch offers essential services through our ATM & cash withdrawal services as well as basic drive-thru banking for quick deposits and withdrawals.

Credit Cards and Business Services

Our credit cards with rewards make everyday spending more rewarding. You can earn points for travel, cash back, or other perks just by using your card for routine purchases. For entrepreneurs and small business owners, we offer comprehensive business banking solutions including merchant services and business loans. This allows you to focus on growing your business while we handle the financial side.

Personal Banking Solutions

Navigating personal finance can be challenging, but with our checking and savings accounts, managing your money is straightforward. Imagine being able to easily set aside funds for a vacation or keep track of your daily expenses without the hassle our accounts are designed with you in mind. When it comes time to purchase that dream car, our auto loans and vehicle financing options will help you get behind the wheel without breaking the bank. We offer competitive rates to make car ownership easier than ever. Additionally, if you're considering buying a home or refinancing your current mortgage, our mortgage loans provide flexible terms and personalized assistance throughout the process. For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation services can offer the support you need. Whether it's an emergency repair or consolidating credit card debt into one manageable payment, we're here to help.

Visit Us Today!

At Ornl, located at 699 Parkway Ste 5 Sevierville Tn 37862, we're dedicated to helping our members achieve their financial goals with ease and confidence. Our friendly staff is always ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. Feel free to call us at (865) 688-9555 for any inquiries or visit us online at Sevierville for more information on how we can serve you better. We look forward to welcoming you as a valued member!

Digital & Online Banking

Key Features of Our Digital Banking Services

With 24/7 online banking, you can check your balance, pay bills, and transfer money whenever it suits you. Plus, our electronic signature authorization allows you to complete transactions securely without the hassle of paperwork. You'll also appreciate our e-statements feature, which provides quick and easy access to your account statements right from your device no more waiting for the mail! For those who prefer mobile banking, our dedicated mobile application makes it simple to manage your finances on the go. From making person-to-person transfers to utilizing mobile payments, everything is just a tap away. This means you can send money to friends or pay for purchases instantly without carrying cash or cards.

Security and Accessibility

We understand that safety is crucial when it comes to managing your money online. That's why we prioritize security in every aspect of our digital services. Our platform utilizes advanced encryption technology to protect your information and transactions. Accessibility is also key; whether you're using a desktop or a smartphone, our user-friendly interface ensures that all features are easy to navigate. At Ornl, we strive to empower our members with real-time account management tools that fit into their busy lives. Join us today at Ornl and explore how our digital and online banking services can enhance your financial experience!

Financial Strength

Commitment to Service

Total Share Accounts stand at 479,842, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $2,411,631, which further enhances our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 699 Parkway Ste 5 Sevierville Tn 37862 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $11,715,646 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $41,590 in used auto loans and $3,389,938,692 in total loans and leases.

Solid Financial Health

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to competitive rates that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored financing solutions that can help you reach your business objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We work closely with our members to find the best terms possible, making it easier for you to take that important step toward owning your home.

Refinancing and Eligibility Options

If you're considering refinancing existing debts or looking for eligibility options for our various loan products, we're here to assist you every step of the way. Our knowledgeable team can guide you through the process and help you determine the best solution for your situation. At Ornl, we prioritize transparency and member service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For any questions about our loan offerings or to discuss your specific needs, don't hesitate to reach out at (865) 688-9555 or visit us at 699 Parkway Ste 5 Sevierville Tn 37862 in Sevierville, TN. We look forward to helping you secure the financing you need!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. Whether you need to consolidate debt or make unexpected purchases, our credit card options are designed with your needs in mind.

Loan Aggregator

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ORNL FEDERAL CREDIT UNION - Sevierville, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans

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