Ornl Credit Union Oak Ridge TN | Convenient ATM Services & Access

Introduction

Welcome to Ornl, your trusted partner in financial growth and community support, located at 221 S Rutgers Ave, Oak Ridge, TN 37830. Established in 1948, we have proudly served our members for over seven decades, building strong relationships and a solid reputation within our community. With a total membership of 219,109 and assets exceeding $4 billion, we're not just another credit union; we are a cornerstone of financial stability and growth for the families and businesses in Oak Ridge. At Ornl, we understand that every dollar counts. Our commitment to you is reflected in our impressive financial health: we have $177,820,004 in deposits and a net worth of $453,527,196. With total loans exceeding 99,975, we're here to help you achieve your dreams whether that's buying a new home, purchasing a vehicle, or expanding your business. Led by our dedicated CEO Jenny Vipperman and Board President William Gorman, our team of over 550 employees works tirelessly to provide exceptional service tailored to your needs. We offer various services through our ATM facilities for easy access to your funds. While you can visit us at our branch for assistance, please send any official correspondence to our mailing address: P.O. Box 365, Oak Ridge, TN 37831. Our doors are open from 9:00 AM to 5:00 PM Monday through Thursday, with extended hours until 6:00 PM on Fridays and Saturday hours from 9:00 AM to 1:00 PM. Whether you're looking for guidance on loans or simply want to explore how we can assist you financially, don't hesitate to reach out at 865-688-9555. Join us at Ornl today by visiting our website at ornlfcu.com or apply directly online here. Let's build a brighter financial future together!

Branch History & Mission

Join Us Today!

At Ornl, we're more than just numbers; we're about people. If you're looking for a credit union that prioritizes your needs and values community engagement as much as you do, consider becoming a member today! Visit us or check out our website at ornlfcu.com for more information on how we can help you reach your financial goals. Together, let's build a brighter future!

Modern Banking with a Personal Touch

While members can visit us at our branch for personalized service during our operating hours from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Friday, and 9:00 AM to 1:00 PM on Saturday we also embrace technology for convenience. With features like online banking and mobile payments available, you can manage your finances from anywhere at any time. For any official correspondence or inquiries beyond visits, please note that our mailing address is P.O. Box 365, Oak Ridge, TN 37831. As part of our commitment to serve all individuals with respect and dignity, we ensure ADA compliance across all services. We have ATM availability right here at the branch for quick access to your funds.

Our Mission

Our mission is simple yet profound: we strive to empower our members through accessible financial services while making a positive impact in the community. At Ornl, we believe that everyone deserves a chance to achieve their financial goals whether it's buying a home, securing an education, or saving for retirement. We are here not just as a bank but as your partner in achieving those dreams. In addition to offering competitive loan options and savings accounts, we are committed to community support. Our outreach programs connect us with local organizations, allowing us to give back in meaningful ways. Whether it's sponsoring local events or providing educational resources about financial literacy, we aim to uplift those around us.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services without hassle. Parking is readily available nearby, providing you with a stress-free experience when visiting us.

Operating Hours

At Ornl, we understand that convenience matters. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, and we extend our hours until 6:00 PM on Fridays. We're also open on Saturdays from 9:00 AM to 1:00 PM for those who need to stop by during the weekend.

Services Offered

While we currently offer ATM services only, our ATMs provide essential features like withdrawals and balance checks so you can manage your finances on the go. Unfortunately, we do not have a drive-thru service at this location or shared service center options available. If you have any questions or need assistance, don't hesitate to give us a call at 865-688-9555. Our friendly team is here to help! We invite you to visit us soon and discover how we can support your financial journey.

Member Eligibility

At Ornl, we believe that everyone deserves the chance to join our supportive community. Becoming a member is straightforward and welcoming! If you're living, working, or attending school in Anderson County or have a family member who is already a member, you're eligible to join us. This opens the door for you to enjoy the many benefits we offer, including competitive rates on loans and savings, personalized service, and access to financial education resources. To start your journey with us, simply visit our website at https://www.ornlfcu.com/apply-today where you'll find all the information you need to open an account. If you have any questions or need assistance, feel free to reach out to us at (865) 688-9555. For more detailed eligibility criteria, check out our resource page at . We can't wait for you to be part of our family at Ornl, located at 221 S Rutgers Ave Oak Ridge Tn 37830!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer practical merchant services that help streamline your operations. Imagine easily accepting payments from your customers with minimal hassle. Our services are designed to make transactions smooth, allowing you to focus on what you do best running your business. Located at 221 S Rutgers Ave Oak Ridge Tn 37830 in Oak Ridge, TN, we invite you to reach out at (865) 688-9555 or visit us today. Let's work together to turn your business goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Banking Options

In today's fast-paced world, convenience is key. That's why we offer ATM Services Only, allowing you to access cash and check your balance quickly and easily. Whether you're out running errands or planning for a weekend getaway, our basic ATM access ensures you can manage your funds without hassle.

Commitment to Digital Banking

Embracing technology is part of our commitment to serving you better. With features like online banking and mobile payments, managing your finances has never been easier. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go all with just a few taps on your smartphone.

Join Us Today!

We invite you to explore everything Ornl has to offer. Whether you're looking for reliable ATM access or need assistance with managing your accounts, we're here for you every step of the way. Visit us at our location or check out our website at Oak Ridge to learn more about opening an account today! Your financial well-being is our priority, and together we can achieve your goals!

Personalized Support

At Ornl, we understand that every member has unique financial goals. Our friendly team is always ready to assist you with any questions or concerns you might have. You can reach us at (865) 688-9555 during business hours, where we're happy to provide guidance on how to best use our services.

Digital & Online Banking

Key Services

Our online banking service provides 24/7 access to your accounts. Whether you're checking balances, making transfers, or paying bills, everything you need is just a click away. For those moments when you want to send money to friends or family quickly, our person-to-person transfer feature lets you do just that with ease. Security is a top priority for us. Our electronic signature authorization allows you to sign documents digitally, making transactions faster and safer without the need for paper forms. Plus, we offer e-statements so you can view your account statements conveniently online no more waiting for them to arrive in the mail!

Mobile Banking Features

For members who prefer banking on the go, our mobile application is here to help. With mobile payments enabled, you can make purchases using your smartphone without the hassle of cash or cards. You'll also find that real-time account management has never been easier. Whether you're at home or out and about, Ornl's digital and online banking options give you the flexibility and security you need. Join us today and experience how easy managing your finances can be!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $35,430,408, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 479,842, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,411,631. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 221 S Rutgers Ave Oak Ridge Tn 37830 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $41,590 in used auto loans and $3,389,938,692 in total loans and leases, we support members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those interested in business opportunities, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. Plus, if you're considering refinancing any existing loans or need information on eligibility options, our knowledgeable staff is ready to guide you through the process. At Ornl, we strive to ensure your borrowing experience is straightforward and supportive. For more details about our loan offerings or to start your application process today, feel free to contact us at (865) 688-9555 or visit us at 221 S Rutgers Ave Oak Ridge Tn 37830 in Oak Ridge, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward reaching your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or purchasing a reliable used vehicle, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We provide tailored mortgage solutions that fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. These cards can be an excellent way to cover unexpected expenses while enjoying competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which promotes transparency in the lending process. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide you with unbiased results, allowing you to choose the best option for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh enables users to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the reliability and efficiency of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By focusing on verified financial institutions, LendMesh guarantees that users receive accurate information to compare different loan options effectively.

Ornl

Type of Loan Offerings

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us Today!

Modern Banking with a Personal Touch

Our Mission

Branch Location & Accessibility

Accessibility and Parking

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Accessible Banking Options

Commitment to Digital Banking

Join Us Today!

Personalized Support

Digital & Online Banking

Key Services

Mobile Banking Features

Financial Strength

Commitment to Service

Growing Membership Base

Investment in Growth

Secure Savings Options

Strong Financial Health

Loan Offering

Additional Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community