Ornl Credit Union Newport TN | Affordable Auto Loans & ATM Services

Introduction

Welcome to Ornl Credit Union, your trusted financial partner located at 344 W Broadway, Newport, TN 37821. Established in 1948, we've been proudly serving our community for over 75 years, helping our members achieve their financial goals with personalized services and a friendly approach. At Ornl, we understand that banking is more than just numbers it's about relationships. With a strong membership base of 219,109 individuals and families, we are committed to making a positive impact in the lives of those we serve. Our total assets amount to an impressive $4,064,319,542, ensuring we have the resources to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages, we have a variety of options tailored just for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 344 W Broadway, Newport, TN 37821. Our dedicated team of 550 employees, led by CEO Jenny Vipperman and Board President William Gorman, is here to provide you with exceptional service. Together, we strive to ensure your experience is smooth and rewarding. With total deposits reaching $177,820,004 and net worth standing at $453,527,196, you can trust that your finances are in good hands. We also maintain a robust loan portfolio with a total of 99,975 loans and leases available to help you secure the funds you need. We invite you to explore all that Ornl Credit Union has to offer! Visit us online at ornlfcu.com or call us at 865-688-9555 during our lobby hours from Monday to Thursday 9:00 AM to 5:00 PM and Friday until 6:00 PM. Join us today and discover how we can help you reach your financial aspirations!

Branch History & Mission

Community Commitment

We take pride in our community outreach efforts. Partnering with local organizations allows us to give back and make a positive impact in Newport and beyond. Our commitment extends beyond banking; we aim to uplift our community through various initiatives that promote financial literacy and support local events.

Join Us!

As we continue to grow and innovate embracing digital advancements while ensuring ADA compliance we invite you to become part of the Ornl family. Visit us at 344 W Broadway, Newport, TN 37821 or contact us at (865) 688-9555 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Experience firsthand how Ornl can help you achieve your financial dreams! While members can visit us at 344 W Broadway Newport Tn 37821, official correspondence should be sent to 344 W Broadway, Newport, TN 37821 if different. Join us today and discover all that Ornl has to offer!

Mission Statement

Our mission is to empower individuals and families by providing accessible financial services while actively contributing to the well-being of our community. We believe in the importance of responsible lending practices and strive to support our members in achieving their financial goals. Whether you're looking for a loan or seeking advice on managing your finances, Ornl is here for you.

Our Journey

From our humble beginnings, Ornl has evolved significantly over the decades. We started as a small credit union dedicated to serving local residents and have grown into a trusted financial partner for many. Our branch at 344 W Broadway is more than just a location; it's a welcoming space where members can access personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For those who prefer convenience, we offer ATM access and basic drive-thru services for quick transactions.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We want to make banking as easy as possible for you. That's why our lobby hours are set from Monday through Thursday from 9:00 AM to 5:00 PM, and we extend our hours on Fridays until 6:00 PM. Whether you're stopping by before work or on your lunch break, we're here to help!

Convenient Access for Everyone

Our branch is designed with accessibility in mind. You will find ample parking available, including spots for those who need closer access. The entrance features ADA-compliant ramps to ensure everyone can easily get in and out without any hassle.

Services at Your Fingertips

At Ornl Credit Union, we offer a variety of services that cater to your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you prefer quick transactions, take advantage of our drive-thru banking for deposits and withdrawals without leaving your car. For those who like convenience, we also have an ATM on-site for cash withdrawals and balance checks available 24/7. This way, you can manage your finances anytime you need.

We’re Here to Help!

If you have questions or need assistance, don't hesitate to reach out! You can contact us at 865-688-9555. We look forward to welcoming you into our branch soon! Remember, while members can visit us at 344 W Broadway for all their banking needs, official correspondence should be sent to the same address. So come on down and experience how Ornl Credit Union is committed to making your banking experience simple and enjoyable!

Member Eligibility

Becoming a member of Ornl is like joining a family that truly cares about your financial well-being. Located at 344 W Broadway Newport Tn 37821, we welcome anyone who shares our community values and is ready to take control of their financial future. You might qualify for membership if you live, work, or worship in our service area or have a relative who is already a member. It's all about creating connections and building a supportive network. For more details on the specific eligibility requirements, feel free to check out this resource: . Joining us is straightforward and rewarding! Our friendly team is here to guide you through the process of opening an account, which you can start online at https://www.ornlfcu.com/apply-today . If you have any questions or need assistance, don't hesitate to call us at (865) 688-9555. At Ornl, we're excited to help you on your journey towards achieving your financial goals!

Business Banking & Commercial Services

Merchant Services that Empower

Beyond loans, we offer merchant services designed to streamline payment processes. Imagine having a system that allows your customers to pay quickly and securely, whether they are in-store or online. This not only enhances customer satisfaction but also boosts your sales potential. Our tools help you manage transactions effortlessly, so you can focus on what matters most growing your business. Visit us at 344 W Broadway Newport Tn 37821 or call us at (865) 688-9555 to learn how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We also recognize the importance of convenience in everyday transactions. With our ATM services available for withdrawals and balance checks, you have quick access to your funds whenever needed. Additionally, our basic drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without leaving your car. At Ornl, we believe that banking should be straightforward and accessible for everyone. Whether you're visiting us at our branch located at 344 W Broadway Newport Tn 37821 or connecting with us through digital channels, we're here to serve you. If you have any questions or would like more information about any of our services, don't hesitate to reach out! Call us today at (865) 688-9555 or visit us online at our website. Join us at Ornl, where we prioritize your financial well-being!

Business Banking Services

For entrepreneurs and small business owners, Ornl offers specialized business banking services including merchant services and business loans. We understand the unique challenges businesses face and are here to support your journey towards success.

Digital Banking Convenience

In today's fast-paced world, accessibility is crucial. That's why we provide robust online and mobile banking features at Newport. You can easily manage your accounts from anywhere with our mobile application pay bills, transfer funds, or check balances all at the touch of a button. Our person-to-person payment service makes sending money to friends or family as easy as sending a text.

Personal Banking Solutions

Whether you are looking to open a checking or savings account, Ornl has got you covered. Our personal banking services include user-friendly checking and savings accounts designed to fit your lifestyle. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that help make your dream car a reality. For those looking to buy a home, we offer mortgage loans and refinancing solutions tailored to meet your financial goals. Need some extra cash? Our personal loans and debt consolidation services can assist you in managing expenses effectively, providing peace of mind during tough times. Plus, with our credit cards offering rewards, you can earn while spending!

Digital & Online Banking

Key Services

Our online banking platform at https://www.ornlfcu.com/ provides 24/7 access to your accounts. Whether you want to check your balance, transfer funds, or pay bills, it's all available at your fingertips. Plus, with our mobile application, managing your finances on the go has never been easier. You can even make mobile payments directly from your device, ensuring quick and easy transactions without the need for cash.

Security and Ease of Use

We prioritize your security with features like electronic signature authorization, making it safe and straightforward to complete important transactions online. You can also sign up for e-statements, which provide a secure way to receive your account information while helping the environment by going paperless. For those moments when you need to send money quickly, our person-to-person transfer service lets you send funds directly to friends or family in just a few taps. It's fast, simple, and perfect for splitting bills or sending gifts.

Stay Connected

With Ornl, you're never far from your financial information. Our user-friendly interface ensures that you can navigate through our services with ease. From checking balances to managing loans or setting up alerts for important transactions, everything is designed for maximum efficiency. Explore all these features today by visiting us at https://www.ornlfcu.com/ and take control of your banking experience with confidence!

Financial Strength

Commitment to Growth and Innovation

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our total loans and leases amounting to $3,389,938,692, including $41,590 in used auto loans. This robust lending ability supports your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong operational efficiency is highlighted by our $35,430,408, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

The trust placed in us by our members is evident with a total of 479,842 accounts. This reflects a growing member base that believes in our ability to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 344 W Broadway Newport Tn 37821 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle straightforward and manageable.

Commercial Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. We understand that running a business comes with its unique set of challenges, which is why our loan products aim to support your journey toward success. If you're considering refinancing any existing loans or need guidance on eligibility options, feel free to discuss this with our friendly staff during your visit or call us at (865) 688-9555. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Ornl, we are committed to empowering our members with the resources they need for smarter financial decisions. Explore our loan offerings today and take the first step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We're here to guide you through every step of the process so that you can secure your dream home without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or simply want the convenience of a credit card, our options are designed with your financial wellness in mind.

Loan Aggregator

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ORNL FEDERAL CREDIT UNION - Newport, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans