Ornl Credit Union Morristown TN | Affordable Auto Loans & Mobile Banking

Introduction

Welcome to Ornl, your trusted partner in financial well-being right here in Morristown, TN! Since our establishment in 1948, we have proudly served our community with dedication and integrity. Located at 3610 W Andrew Johnson Hwy, Morristown, TN 37814, we invite you to experience the personalized service that comes from being part of a cooperative financial institution. With a total membership exceeding 219,000 and assets amounting to over $4 billion, Ornl is committed to providing exceptional value through a wide range of financial services. Our offerings include everything from personal banking options like checking and savings accounts to competitive auto loans and mortgages. Whether you're looking for a simple checking account or seeking assistance with business loans, we have tailored solutions just for you. At Ornl, our commitment extends beyond just numbers. We believe in making a positive impact in the lives of our members and the local community. Under the leadership of our CEO, Jenny Vipperman, and Board President, William Gorman, we strive to foster an environment where every member feels valued and supported. While members can visit us at our branch address, official correspondence should be sent to 3610 W Andrew Johnson Hwy, Morristown, TN 37814. Feel free to reach out via phone at 865-688-9555 or explore our website at ornlfcu.com for more information about our services and how we can help you achieve your financial goals. Join us today at Ornl, where your journey towards financial security begins!

Branch History & Mission

Community Focus

Our growth wouldn't be possible without strong relationships within the community. We take pride in partnering with local organizations and participating in events that make Morristown a better place for everyone. From educational workshops on financial literacy to supporting local charities, we believe in giving back as part of our responsibility as a credit union. Join us today at Ornl and discover how we can help you achieve your financial goals while being part of a supportive community network. Experience the difference that comes with being more than just a member become part of our family! For more information or to open an account, visit us online at https://www.ornlfcu.com/ or call us at (865) 688-9555. Let's embark on this journey together!

Our Mission

At Ornl, our mission is clear: we are dedicated to providing exceptional financial services while uplifting our community. We strive not only to serve your banking needs but also to enhance the quality of life in Morristown through outreach and support initiatives. Whether it's offering loans for new vehicles or helping families secure mortgages, we are here to empower you financially. While members can visit us at 3610 W Andrew Johnson Hwy Morristown Tn 37814, official correspondence should be sent to 3610 W Andrew Johnson Hwy, Morristown, TN 37814 if it differs from our branch address. Our commitment goes beyond traditional banking; we embrace digital advancements like online and mobile banking, ensuring that accessing your finances is easy and secure.

Branch Location & Accessibility

Accessibility Matters

We understand the importance of accessibility. Our branch is designed to be ADA compliant, featuring ramps and wide doorways to accommodate everyone. Ample parking is available nearby, ensuring that you can easily visit us without any hassle.

Convenient Services Just for You

At Ornl, we prioritize your convenience. Our branch features a drive-thru service, so you can conduct quick transactions without leaving your car. Plus, with an ATM available on-site, accessing your funds is just a few taps away. Whether you're here for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, our team is ready to help.

Visit Us Today!

Our operating hours are designed to fit your schedule: we're open Monday through Thursday from 9:00 AM to 5:00 PM and extend our hours on Friday until 6:00 PM. If you have questions or want to learn more about our services, feel free to call us at 865-688-9555. We invite you to come by and see how we can assist you in reaching your financial goals! While members can visit us at 3610 W Andrew Johnson Hwy Morristown Tn 37814, official correspondence should be sent to 3610 W Andrew Johnson Hwy, Morristown, TN 37814.

Member Eligibility

At Ornl, we believe that everyone deserves access to financial services that truly support their needs. Becoming a member is easy and welcoming, as we're committed to serving our community in Morristown and beyond. If you live, work, or attend school in the areas we serve, or if you have a family member who is already a member, you're likely eligible to join us! We invite you to explore all the benefits that come with membership, from competitive rates on loans to personalized service that makes banking feel effortless. To start your journey with us at Ornl, simply visit our website for more details about eligibility and account opening at . Ready to take the next step? You can apply online anytime or reach out to us at (865) 688-9555 during our office hours for any questions. Join our family today and discover how we can help you achieve your financial goals together!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday where customers line up to pay. Our efficient payment solutions make it easy for you to serve them quickly, ensuring they leave happy and ready to return. Plus, with online banking and mobile payment options, managing your finances has never been easier. Located at 3610 W Andrew Johnson Hwy Morristown Tn 37814 in Morristown, TN, we're here to help you take the next step toward achieving your business goals. If you have questions or want to explore our services further, give us a call at (865) 688-9555. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

Business Banking

If you're a business owner, we understand that managing finances can be challenging. That's why our Business Banking services, including Merchant Services & Business Loans, are crafted to support your growth and success. We aim to simplify your banking experience so you can focus on what truly matters running your business.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. Our comprehensive Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier. Need cash? Our ATM and cash withdrawal services ensure that funds are always within reach.

Drive-Thru Services

For quick transactions, take advantage of our basic drive-thru banking options. Whether it's making deposits or withdrawals, this service saves you time without compromising on personal attention. At Ornl, we strive to create an accessible banking experience for everyone in the community. With knowledgeable staff ready to assist you from Monday through Friday our lobby hours are designed around your busy schedule we're here when you need us most. Ready to take the next step? Visit us today at 3610 W Andrew Johnson Hwy Morristown Tn 37814 or give us a call at (865) 688-9555 to learn more about how we can assist with all your financial needs! You can also explore more about our services online at Morristown West.

Personal Banking

When it comes to personal banking, we offer various options including Checking & Savings Accounts that fit your lifestyle. Imagine having an account that not only provides easy access to your funds but also rewards you for saving. Our Auto Loans & Vehicle Financing make purchasing your dream car straightforward and affordable. If you're considering buying a home, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you find the best rates available. For those unexpected expenses, our Personal Loans & Debt Consolidation options can help you regain control over your finances without the stress of high-interest debt. Plus, don't miss out on our Credit Cards with Rewards, giving you benefits every time you shop.

Digital & Online Banking

Instant Transfers and 24/7 Access

Need to send money quickly? Our person-to-person transfer feature lets you send cash to friends or family in seconds. Plus, with 24/7 online banking services available, you'll always have access to your accounts whenever you need them. At Ornl, we're dedicated to providing an accessible and user-friendly banking experience that keeps pace with your busy life. Experience the convenience of digital banking today!

Mobile Banking for Your Lifestyle

For those who prefer banking on the move, our mobile application is ready to assist you. Whether you're out shopping or enjoying a day at the park, our app makes it easy to access your accounts right from your smartphone. You can even make mobile payments with just a tap perfect for when you want to leave your wallet at home!

Online Banking Made Simple

Our online banking platform, accessible at https://www.ornlfcu.com/, allows you to check your account balances, pay bills, and transfer funds with just a few clicks. You can also manage your e-statements effortlessly; they are available for you to view whenever you need them. Plus, with electronic signature authorization, signing documents has never been easier or more secure.

Financial Strength

At Ornl, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you better. With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $41,590 in used auto loans and $3,389,938,692 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is highlighted by our $35,430,408, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,411,631. Total Share and Deposit Accounts: 479,842, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 3610 W Andrew Johnson Hwy Morristown Tn 37814 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're interested in refinancing options or want to explore eligibility criteria for any of our loan products, our team is ready to assist you. We're committed to finding the right solution for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 3610 W Andrew Johnson Hwy Morristown Tn 37814 in Morristown, TN, or call us at (865) 688-9555 for more information about how we can help you achieve your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier than ever to drive away in your dream car.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. We understand the importance of having access to funds for operational costs or new ventures, and we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We can help you navigate the process with ease so you can focus on making your house a home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. Our credit cards come with rewards that can add value to your everyday spending while offering you peace of mind.

Loan Aggregator

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Ornl